NSW 2790 Census 2021 + Live DA Data

Lithgow

A $520,000 median house price paired with a median age of 49 sets Lithgow apart from most of NSW, and the two facts reinforce each other. The age figure runs 9.0 years above the national median, while household income sits in just the 13th percentile nationally, which keeps prices well below the Sydney basin. The suburb scores decile 1 on IRSAD and decile 2 on IRSD, placing it in the lower advantage tiers, yet affordability is a genuine draw at a level where monthly mortgage repayments average only $1,326. Stock is overwhelmingly detached at 81.9% of dwellings, and the 11.4% vacancy rate signals soft rental demand rather than a tight market.

Lithgow urban fabric map

Population

4,956

Median Age

49.0

Household IncomeiMedian weekly household income (ABS Census)

$1,010/wk

DAs (12 months)iDevelopment Applications lodged in the past year

30

Median House

$520K

2024-2025 (PSI derived)

5.98 km²· 829.3 people/km²· Family income $1,422/wk

At a $520,000 median, Lithgow is one of the more affordable freestanding-house markets within reach of the Blue Mountains, and prices rose 6.0% from $500,000 in 2024 to $530,000 in 2025. The appeal for owner-occupiers is the housing mix: 81.9% of dwellings are separate houses against just 4.0% apartments, so buyers compete for genuine detached homes rather than units. Three-bedroom dwellings dominate at 51.0% and four-plus-bedroom homes add 17.1%, suiting families and downsizers alike. Monthly mortgage repayments average $1,326, far below capital-city levels, though the mortgage-to-income ratio of 30.3% still edges above the 30% stress threshold because local household income sits in only the 13th percentile. Outright owners at 40.7% comfortably outnumber mortgage holders at 23.4%, a sign of a settled, low-churn ownership base.

For Buyers

At a $520,000 median, Lithgow is one of the more affordable freestanding-house markets within reach of the Blue Mountains, and prices rose 6.0% from $500,000 in 2024 to $530,000 in 2025. The appeal for owner-occupiers is the housing mix: 81.9% of dwellings are separate houses against just 4.0% apartments, so buyers compete for genuine detached homes rather than units. Three-bedroom dwellings dominate at 51.0% and four-plus-bedroom homes add 17.1%, suiting families and downsizers alike. Monthly mortgage repayments average $1,326, far below capital-city levels, though the mortgage-to-income ratio of 30.3% still edges above the 30% stress threshold because local household income sits in only the 13th percentile. Outright owners at 40.7% comfortably outnumber mortgage holders at 23.4%, a sign of a settled, low-churn ownership base.

For Investors

Lithgow leans toward yield rather than growth. Weekly rent of $280 against the $520,000 median implies a gross yield near 2.8%, higher than premium Sydney suburbs where yields fall under 2%. Renters make up 35.9% of households, a reasonable tenant pool, but the 11.4% vacancy rate points to soft demand and limits rent escalation despite 58.8% rent growth recorded over the decade. Development activity is modest at 29 applications in 12 months, mostly alterations, sheds and occasional multi-dwelling terraces rather than large new supply. Net overseas migration adds about 23 residents a year while internal migration is roughly flat at minus 2, leaving population growth thin at 0.36% annually. The investment case rests on affordable entry and steady regional rent rather than capital appreciation or tenant scarcity.

Development Activity

Total DAs

211

Last 12 Months

30

YoY ChangeiYear-over-year change in DA lodgements

+25.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
18
Demolition
6
Change of Use
6
Multi-Dwelling / Townhouse
5
Commercial / Industrial
5
Garage / Carport / Shed
4
Subdivision
3
New Dwelling
2

Schools in Lithgow iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

St Patrick's Catholic Primary School Lithgow

ICSEA 993 Primary Catholic

K-6 · 287 students

La Salle Academy Lithgow

ICSEA 980 Secondary Catholic

7-12 · 230 students

Zig Zag Public School

ICSEA 934 Primary Government

K-6 · 120 students

Lithgow Public School

ICSEA 919 Primary Government

K-6 · 324 students

Lithgow High School

ICSEA 918 Secondary Government

7-12 · 654 students

Demographics

The median age of 49 is 9.0 years above national, the clearest single marker of Lithgow's profile, and the trajectory is aging: the senior share rose 7.1 points while the working-age share fell 3.0 points over the decade. The population skews Anglo, led by English (2,059), Irish (601) and Scottish (549) ancestries, and overseas-born residents reach only 13.6%, which is 8.0 points below the national figure. University qualifications sit at 18.9%, running 11.2 points below national, consistent with a workforce weighted toward trades and services rather than knowledge sectors. Average household size is 2.0, half a person below national, reflecting the older couple-without-children profile that makes up 33.8% of families. Christianity dominates at 2,553 residents, well ahead of Buddhism (62) and Hinduism (42).

Age Distribution

0-14
14.3%
15-24
9.4%
25-44
21.1%
45-64
26.3%
65+
28.7%

Bedrooms

Studio/1br
4.7%
2 bed
27.3%
3 bed
51.0%
4+ bed
17.1%

Dwelling Structure

81.9%

Houses

13.4%

Townhouse

4.0%

Apartment

Tenure

Own 40.7% Mortgage 23.4% Rent 35.9%

Tenure tilts toward established owners: 40.7% own outright, 23.4% carry a mortgage and 35.9% rent. Outright owners outnumbering mortgage holders nearly two to one points to long-held, debt-free ownership rather than a churn of recent buyers. The stock is 81.9% separate houses with apartments at only 4.0% and semi-detached at 13.4%, a far more detached profile than metropolitan Sydney. Three-bedroom homes account for 51.0% of dwellings and four-plus-bedroom 17.1%, while one and two-bedroom stock is scarce at under a third combined. The median house price rose from $500,000 to $530,000 across 2024 and 2025, a 6.0% one-year move. Mortgage-to-income at 30.3% sits just above the stress threshold and rent-to-income reads 27.7%, both elevated because incomes fall in the 13th percentile rather than because housing costs are high.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,326

Rent / wk

$280

HH Size

2.0

Personal Income / wk

$602

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

11.4%

Unoccupied

292

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

27.7%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

30.3% stressed

Community Profile

Languages Spoken at Home

Mandarin
13

Ancestry

English
2,059
Irish
601
Scottish
549
Ancestry NS
344
Other
307
German
172

Household Composition

33.8%

Couples, no children

3,262

Total families

Economy & Employment

The workforce concentrates in public-facing and resource sectors rather than professional services. Healthcare leads at 18.4% (216 workers), Public Administration follows at 11.9% (140) and Education at 10.1% (119), with Mining still meaningful at 7.8% (92) and Retail at 7.4% (87). By occupation, Professionals (271) and Community/Personal workers (270) head the list, trailed closely by Clerical (246), Labourers (214) and Machinery/Drivers (197), a spread far broader than the professional-heavy mix of advantaged suburbs. This composition aligns with decile 1 IEO and decile 2 IER scores, both in the lower tiers nationally. Unemployment runs at 6.7%, above the typical metropolitan rate, and participation is low at 43.2% because the aging profile leaves 1,947 residents out of the labour force. Real incomes still grew 14.1% over the decade.

Unemployment

6.3%

Labour Force

5,590

Unemployed

354

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
1
Disadvantage
2
Economic resources
2
Education & occupation
1

Full-time

62.4%

Part-time

30.9%

Participation

43.2%

Employed

1,710

Occupations

Professionals 271
Community/Personal 270
Clerical/Admin 246
Labourers 214
Machinery/Drivers 197
Sales 166
Managers 162

Top Industries

Healthcare 18.4%
Public Admin 11.9%
Education 10.1%
Mining 7.8%
Retail 7.4%

University

18.9%

Postgraduate

3.3%

Born Overseas

13.6%

Dwellings

2,261

Transport to Work

Lithgow is firmly car-dependent: 81.3% drive to work while only 0.5% use public transport and 12.0% walk or cycle, a far heavier reliance on cars than inner-city areas where public transport carries a tenth or more of commuters. The suburb scores decile 1 on IRSAD and decile 2 on IRSD, the lower advantage and disadvantage tiers nationally, and 9.5% of residents (440 people) need daily assistance, above what younger suburbs report and consistent with the median age of 49. Volunteering runs at 13.6%, a steady community marker. No schools are recorded inside the 5.98 km2 boundary in this dataset, so families draw on institutions across the wider Lithgow area, a common pattern for compact suburb cores at a density of 829 residents per km2.

Drive

81.3%

Public Transport

0.5%

Walk / Cycle

12.0%

Work from Home

N/A

Population Forecast

+0.36%/yr

(+31 people/yr)

Established

Lithgow is an established, slow-growth market: annual population growth registers 0.36% (about 31 persons a year) and the 10-year change is 7.0%. Medium forecasts lift the population gradually from 8,616 in 2026 to 8,772 by 2031, a steady but unremarkable climb. Migration is balanced, with net overseas inflow of about 23 a year offsetting near-flat internal movement of minus 2. The gentrification reading is Active with a score of 57, driven by 58.8% rent growth and 14.1% real income growth over the decade, though affordability worsened from 35.6% in 2011 to 40.2% in 2021. The aging trajectory, with the senior share up 7.1 points, tempers the pace, so demand growth tracks regional migration rather than the rapid expansion seen in outer-metropolitan corridors.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+23

Net Internal / yr

-2

0

Gentrification Signal

Not gentrifying

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Lithgow compares to ~15,000 Australian suburbs

Population
Top 11%
Household Income
Bottom 13%
Rent Level
Top 46%
Apartments
Top 49%
Renters
Top 20%
Uni Educated
Bottom 33%
Public Transport
Bottom 4%
Born Overseas
Bottom 48%
Density
Top 17%

Frequently Asked Questions

Is Lithgow a good suburb to live in?

Lithgow suits buyers prioritising affordability and detached housing, with a $520,000 median house price and 81.9% of dwellings being separate houses. It scores decile 1 on IRSAD, a lower advantage tier nationally, and the median age of 49 is 9.0 years above national, so it leans toward an older, settled population rather than a fast-moving market.

What is the median house price in Lithgow?

The median house price is $520,000, rising 6.0% from $500,000 in 2024 to $530,000 in 2025. Weekly rent averages $280 and monthly mortgage repayments run about $1,326, giving a mortgage-to-income ratio of 30.3%, just above the 30% stress threshold.

What schools are in Lithgow?

No schools are recorded inside the 5.98 km2 Lithgow suburb boundary in this dataset, so families rely on schools across the wider Lithgow area. University qualifications among residents sit at 18.9%, which is 11.2 points below the national figure, reflecting a workforce weighted toward trades and services.

Is Lithgow safe?

Detailed crime statistics are not available for Lithgow in this dataset. As an indirect indicator, the suburb scores decile 2 on the IRSD index of relative disadvantage, and 9.5% of its residents (440 people) need daily assistance, figures consistent with an older regional population rather than a high-risk area.

Is Lithgow good for property investment?

Rent of $280 a week against a $520,000 median gives a gross yield near 2.8%, higher than premium Sydney suburbs under 2%. However the 11.4% vacancy rate signals soft demand and population growth is thin at 0.36% annually, so returns lean on affordable entry and yield rather than capital growth.

How is Lithgow's population changing?

Population growth is 0.36% annually, about 31 people a year, with a 7.0% rise over 10 years. The profile is aging: the senior share is up 7.1 points while the working-age share fell 3.0 points over the decade, and forecasts lift the population to roughly 8,772 by 2031.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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