Lloyd
A 32-year median age gives Lloyd a younger profile than the national benchmark, while 69.6% of homes have four or more bedrooms. The suburb has 1,509 residents across 4.68 sq km, and household income sits at the 84.8th percentile nationally. Lloyd's 55.8% mortgage share and 95.4% detached-house mix point to a family-oriented mortgage-belt setting near Glenfield Park and Bourkelands. Its 2.7-person households are 0.2 higher than the national average, reinforcing the family focus.
Local council: Wagga Wagga
Population
1,509
Median Age
32.0
Household IncomeiMedian weekly household income (ABS Census)
$2,247/wk
DAs (12 months)iDevelopment Applications lodged in the past year
49
Homebuyers in Lloyd are mainly choosing detached, larger dwellings: 95.4% are separate houses and 69.6% have four or more bedrooms, compared with a 1.8% apartment share and 2.8% semi-detached share. The 55.8% mortgage tenure is substantially above the 23.0% owned-outright share, because the suburb suits households building equity while servicing debt. Monthly mortgage payments are listed at $1,803, while weekly rent is $420; mortgage stress is not flagged and mortgage-to-income is 18.5%. Compared with nearby Glenfield Park, buyers should assess individual land size, build quality and resale evidence rather than treating the detached mix as a price guarantee.
For Buyers
Homebuyers in Lloyd are mainly choosing detached, larger dwellings: 95.4% are separate houses and 69.6% have four or more bedrooms, compared with a 1.8% apartment share and 2.8% semi-detached share. The 55.8% mortgage tenure is substantially above the 23.0% owned-outright share, because the suburb suits households building equity while servicing debt. Monthly mortgage payments are listed at $1,803, while weekly rent is $420; mortgage stress is not flagged and mortgage-to-income is 18.5%. Compared with nearby Glenfield Park, buyers should assess individual land size, build quality and resale evidence rather than treating the detached mix as a price guarantee.
For Investors
Lloyd's investor case rests on a predominantly family-rental market rather than an apartment strategy. Renting accounts for 20.4% of occupied dwellings, weekly rent is $420, and vacancy is 5.6%, so tenant demand should be tested against asking rents and leasing times instead of relying on the detached-house share alone. Development activity is notable, with 48 applications recorded across 12 months, although the sample includes dwelling houses, subdivisions and a shed, so the count is broader than new rental supply. A 34.8% turnover rate and 65.2% staying rate provide a useful comparison with more transient markets. Check insurance, maintenance and access risks before purchase.
Development Activity
Total DAs
291
Last 12 Months
49
YoY ChangeiYear-over-year change in DA lodgements
+40.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
Lloyd's demographic profile is younger and less overseas-born than Australia overall: median age is 32, which is 8.0 years lower than the national figure, while the overseas-born share is 13.2%, or 8.4 percentage points below national. University attainment is 30.8%, only 0.7 points above the national comparison. English ancestry leads at 589 people, followed by Irish at 201, Scottish at 131 and German at 71. Christianity is recorded for 927 residents, compared with 432 reporting no religion and 44 Hindu residents. Average household size is 2.7, 0.2 higher than national, consistent with 51.6% of families being couples with children.
Age Distribution
Bedrooms
Dwelling Structure
95.4%
Houses
2.8%
Townhouse
1.8%
Apartment
Tenure
Lloyd's housing stock is strongly detached and family-sized: 95.4% of dwellings are separate houses, 69.6% contain four or more bedrooms and only 1.8% are apartments. That is a much lower apartment presence than a typical higher-density setting, while the 2.8% semi-detached share remains small. Tenure is led by mortgages at 55.8%, followed by 23.0% owned outright and 20.4% renting, so household budgets are more exposed to lending costs than in an outright-owner market. Weekly rent is $420 and the monthly mortgage figure is $1,803; reported mortgage-to-income is 18.5%. Compared with Glenfield Park and Bourkelands, inspect each property's land, build quality and bedroom layout because the suburb-wide mix can hide meaningful street-level variation.
Mortgage / mo
$1,803
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $420.
$530
Bond data Jun 2026 · houses $550 · units $420
HH Size
2.7
Personal Income / wk
$1,086
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.6%
Unoccupied
32
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
18.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
18.5%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
51.6%
Couples with children
34.9%
Couples, no children
13.0%
Single parent
415
Total families
Economy & Employment
Lloyd has a service-led employment base, with healthcare accounting for 23.1% of jobs, public administration 15.5%, education 12.9%, construction 10.2% and retail 6.4%. This mix links local demand to public services, care, education and building activity rather than a single private employer. Occupations are led by professionals at 197 people, community and personal service workers at 121, clerical and administration workers at 119, managers at 115 and trades at 110. The labour-force participation rate is 76.9% and unemployment is 2.3%; 583 full-time workers is higher than the 241 part-time workers, consistent with a mortgage-oriented household base. Weekly household income is $2,247, at the 84.8th percentile nationally.
Unemployment
2.3%
Labour Force
883
Unemployed
20
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
67.6%
Part-time
27.9%
Participation
76.9%
Employed
863
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
30.8%
Postgraduate
5.6%
Born Overseas
13.2%
Dwellings
541
Transport to Work
Lloyd suits households that value space and car access. Car driving accounts for 84.6% of travel to work, compared with 0.4% walking or cycling, while 10.1% work from home, so daily convenience is likely to depend on reliable road links and parking. Family structure is prominent: 51.6% of families are couples with children, 34.9% are couples without children and 13.0% are one-parent families, with average household size at 2.7. School planning should be done from the exact address because enrolment zones and travel times can cross suburb boundaries; compare primary and secondary options across the Wagga Wagga area. Volunteering is 15.8% and 5.2% need assistance. Compared with a walkable inner suburb, Lloyd is more car-oriented.
Drive
84.6%
Public Transport
N/A
Walk / Cycle
0.4%
Work from Home
10.1%
Growth Outlook
Lloyd's near-term growth story is tied to housing activity and household retention. Forty-eight development applications were recorded over 12 months, including dwelling houses, subdivisions and new structures, which points to ongoing change but not 48 completed homes. Resident mobility is moderate: 65.2% stayed at the same address while 34.8% moved, so growth can come from both new construction and household turnover. The current population is 1,509 across 4.68 sq km, giving a density of 322.4 people per sq km. Compared with a fully built-out pocket, this combination of development activity and a 55.8% mortgage share suggests continuing family demand, although project timing and infrastructure should be checked before assuming faster growth than nearby Glenfield Park or Bourkelands.
Population trend: Wagga Wagga council area
Lloyd sits in the Wagga Wagga council area. These are the council area's residents, not Lloyd's.
Residents 2025
69,108
Growth, 5 yr average
+0.5%/yr
2020 to 2025
Growth, last year
+0.0%
2024 to 2025
ABS Estimated Resident Population by LGA, 30 June each year; council area, not this suburb
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Lloyd compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Lloyd a good suburb to live in?
Lloyd can suit households seeking detached space and a younger family profile. Median age is 32, 69.6% of homes have 4 or more bedrooms, and 84.6% drive to work. The trade-off is car dependence, with just 0.4% walking or cycling, so inspect daily routes, parking and access before choosing an address.
What is the median house price in Lloyd?
A current median house price should be checked through recent sales for Lloyd and postcode 2650. As context, 95.4% of dwellings are separate houses, 69.6% have 4 or more bedrooms, and weekly rent is $420. Compare properties by land size, bedroom count and build quality because the suburb's detached mix can conceal substantial variation.
What schools are in Lloyd?
School choice should be checked against the exact street address and NSW enrolment zones, then compared by travel time, sector and year-level availability. Lloyd's family profile is substantial: 51.6% of families are couples with children and the average household has 2.7 people. Review primary and secondary pathways across the Wagga Wagga area before committing.
Is Lloyd safe?
Make a current safety check using NSW Police and BOCSAR information for Lloyd and surrounding Wagga Wagga, reviewing recent crime rates and trends. Also inspect street lighting, traffic speeds and evening activity in person. Lloyd has 1,509 residents, so local conditions can vary between streets and should be considered alongside the wider area's figures.
Is Lloyd good for property investment?
Lloyd may appeal to investors targeting family houses: 20.4% of households rent, weekly rent is $420, vacancy is 5.6%, and 95.4% of stock is detached. However, 48 development applications in 12 months can affect future competition. Compare properties with recent leasing evidence and verify insurance, maintenance and access costs before purchase.
How is Lloyd's population changing?
Lloyd has 1,509 residents today, with 65.2% staying at the same address and 34.8% moving. Forty-eight development applications over 12 months indicate active housing change, while the 55.8% mortgage share points to established family demand. Monitor completed projects, new listings and local infrastructure rather than assuming every application creates a new household.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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