Loxton
Spread across 116.08 km2 at just 40.3 residents per km2, Loxton runs on a rural rhythm that shows up in almost every number. The median age of 47 sits 7.0 years above the national figure, and the senior share has climbed 6.1 points over the decade while the working-age share fell 4.3 points. Household income lands in the 22.6th percentile nationally, well below average, which keeps the place affordable even as rents grew 52.4% over the period. The stock is overwhelmingly detached at 85.2%, only 7.1% of residents were born overseas (14.5 points below national), and English (1,885) and German (1,028) ancestry dominate. SEIFA sits at decile 3 on IRSAD, a relative-disadvantage reading consistent with the low income base.
Population
4,677
Median Age
47.0
Household IncomeiMedian weekly household income (ABS Census)
$1,164/wk
DAs (12 months)iDevelopment Applications lodged in the past year
58
Loxton is built for detached-house buyers: 85.2% of dwellings are separate houses, apartments are just 2.2%, and three-bedroom homes lead the stock at 54.4% with 4-plus bedroom homes at 23.5%. That family-sized supply pairs with low carrying costs. Average monthly mortgage repayments run $1,083, producing a mortgage-to-income ratio of 21.5%, comfortably below the 30% stress threshold even though household income sits in the 22.6th percentile nationally. Ownership is the norm, with 39.7% owning outright and another 32.8% holding a mortgage, so 72.5% of homes are owner-occupied. The trade-off for buyers is depth of choice in apartments or compact dwellings, which barely exist here, but for a household wanting a standalone home on a generous block, the entry cost is far lower than capital-city medians.
For Buyers
Loxton is built for detached-house buyers: 85.2% of dwellings are separate houses, apartments are just 2.2%, and three-bedroom homes lead the stock at 54.4% with 4-plus bedroom homes at 23.5%. That family-sized supply pairs with low carrying costs. Average monthly mortgage repayments run $1,083, producing a mortgage-to-income ratio of 21.5%, comfortably below the 30% stress threshold even though household income sits in the 22.6th percentile nationally. Ownership is the norm, with 39.7% owning outright and another 32.8% holding a mortgage, so 72.5% of homes are owner-occupied. The trade-off for buyers is depth of choice in apartments or compact dwellings, which barely exist here, but for a household wanting a standalone home on a generous block, the entry cost is far lower than capital-city medians.
For Investors
The renter pool is shallow at 27.5%, well below owner-occupier markets, and weekly rent averages $221, which is modest in absolute terms but has grown 52.4% over the period. The vacancy rate of 9.7% is the warning sign: it points to softer tenant demand than the rent growth alone would suggest, so an investor should expect occupancy gaps rather than constant tenancy. Population growth is slow at 0.4% a year, around 23 people, and migration is balanced with net overseas of 21 and net internal of 10 annually, so there is no surge of new tenants on the horizon. Development is steady at 56 applications in 12 months, including South Australian Housing Trust dwellings, which adds public rental supply rather than scarcity. The case rests on cash yield from a low entry price more than on capital growth or tight demand.
Development Activity
Total DAs
447
Last 12 Months
58
YoY ChangeiYear-over-year change in DA lodgements
-14.7%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Loxton iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Loxton Lutheran School
R-6 · 238 students
St Albert's Catholic School
R-6 · 42 students
Loxton High School
7-12 · 559 students
Loxton Primary School
R-6 · 276 students
Demographics
The age profile drives everything: a median age of 47 runs 7.0 years above national, and the senior share rose 6.1 points over the decade while the working-age share fell 4.3 points, confirming an aging base. Diversity is limited, with only 7.1% of residents born overseas, 14.5 points below the national figure, and ancestry concentrated in English (1,885) and German (1,028), a German heritage well above what most Australian suburbs show. University qualifications reach 19.5%, which is 10.6 points below national, reflecting an agricultural and trades economy rather than a knowledge one. Average household size is 2.2, which is 0.3 below national, fitting the older couple profile: 36.6% of families are couples with no children, slightly outnumbered by couples with children at 1,276 versus 1,257.
Age Distribution
Bedrooms
Dwelling Structure
85.2%
Houses
11.9%
Townhouse
2.2%
Apartment
Tenure
Tenure tilts strongly to ownership: 39.7% own outright and 32.8% carry a mortgage, leaving only 27.5% renting, so nearly three-quarters of homes are owner-occupied. The stock is almost entirely detached at 85.2%, with semi-detached at 11.9% and apartments a token 2.2%, and three-bedroom homes dominate at 54.4%. Carrying costs are low relative to capital cities: average monthly mortgage repayments of $1,083 give a mortgage-to-income ratio of 21.5%, and rent-to-income sits at 19.0%, both below the 30% stress line despite household income in the 22.6th percentile nationally. The 9.7% vacancy rate is higher than tight metro markets, which keeps pressure off both buyers and tenants and explains why affordability has held even as rents rose 52.4% over the period.
Mortgage / mo
$1,083
Rent / wk
$221
HH Size
2.2
Personal Income / wk
$664
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
9.7%
Unoccupied
206
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.0%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
21.5%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
36.6%
Couples, no children
3,436
Total families
Economy & Employment
Employment leans on essential services and the land. Healthcare leads at 23.0% of workers (266), Education follows at 15.2% (176) and Agriculture at 12.6% (146), with Manufacturing at 8.1% and Construction at 6.4%, a mix typical of a regional service town surrounded by farmland. By occupation, Labourers (333) edge out Professionals (305) and Managers (298), which aligns with the below-average 19.5% university rate, 10.6 points under national. Unemployment is low at 3.2% and full-time employment runs 62.5%, but participation is only 50.1% because the aging profile leaves 1,545 residents not in the labour force. SEIFA reads decile 3 on IRSAD and IRSD and decile 4 on IER, a consistent below-average advantage band that follows directly from the 22.6th-percentile household income.
Unemployment
3.6%
Labour Force
2,854
Unemployed
102
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
62.5%
Part-time
34.3%
Participation
50.1%
Employed
1,862
Occupations
Top Industries
University
19.5%
Postgraduate
2.2%
Born Overseas
7.1%
Dwellings
1,907
Transport to Work
Loxton is car-dependent by necessity at this density: 88.7% drive to work, only 0.5% use public transport and 4.8% walk or cycle, well below metro norms, a direct result of 40.3 residents per km2 across 116.08 km2. The crime rate is 38.3 per 1,000 residents, 179 incidents in total, a figure to weigh against the town's small population of 4,677. Community ties are strong, with volunteering at 24.9%, above the rates seen in most metro suburbs, while 9.9% of residents (436 people) need daily assistance, consistent with the older median age of 47. SEIFA decile 3 on IRSAD signals relative disadvantage rather than affluence, so livability here rests on space, low housing costs and community rather than services or transport.
Drive
88.7%
Public Transport
0.5%
Walk / Cycle
4.8%
Work from Home
N/A
Population Forecast
+0.4%/yr
(+23 people/yr)
EstablishedLoxton is an established, slow-growth town: population is forecast to rise 0.4% a year, about 23 people, lifting from a recent 5,715 toward 5,874 by 2031 on the medium trend. The 10-year change was a modest 6.6%, and migration is balanced rather than surging, with net overseas of 21 and net internal of 10 residents annually. The defining shift is age, not size: the senior share gained 6.1 points and the working-age share lost 4.3 points over the decade, an aging trajectory that will keep demand weighted toward healthcare and accessible single-level housing. Real incomes grew 15.6% over the period and rents 52.4%, so affordability worsened from 30.4% in 2011 to 32.6% in 2021, though it stays far easier than capital-city levels given the 22.6th-percentile income base.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+21
Net Internal / yr
+10
Gentrification Signal
Not gentrifying
Safety & Crime
Total Offences
179
Year ending June 2024
Rate per 1,000 People
38.3
Source: Crime Statistics Agency Victoria / SA Police
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Loxton compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Loxton a good suburb to live in?
Loxton suits buyers wanting space and low costs: housing is 85.2% detached, the mortgage-to-income ratio is just 21.5%, and volunteering runs at 24.9%. The trade-offs are a SEIFA reading of decile 3 on IRSAD, below average, household income in the 22.6th percentile, and heavy car dependence at 88.7% driving to work.
What is the median house price in Loxton?
A median house price is not available for Loxton in this dataset, but carrying costs are clearly modest: average monthly mortgage repayments are $1,083 and weekly rent averages $221. The mortgage-to-income ratio of 21.5% sits well below the 30% stress threshold despite income in the 22.6th percentile nationally.
What schools are in Loxton?
No individual schools are listed inside the Loxton boundary in this dataset, so figures should be checked locally. Education is a major local employer at 15.2% of the workforce (176 workers), though the university qualification rate of 19.5% sits 10.6 points below the national figure.
Is Loxton safe?
Loxton records a crime rate of 38.3 per 1,000 residents, totalling 179 incidents, which should be read against its small population of 4,677. Category-level breakdowns are not available in this dataset, but the rate is one input alongside the suburb's IRSAD reading of decile 3.
Is Loxton good for property investment?
Weekly rent averages $221 and has grown 52.4% over the period, but the 9.7% vacancy rate signals softer tenant demand than tight metro markets. With population growth of only 0.4% a year, around 23 people, returns lean on cash yield from a low entry price rather than capital growth.
How is Loxton's population changing?
Population is growing slowly at 0.4% a year, about 23 people, with a 6.6% rise over 10 years toward a forecast 5,874 by 2031. The profile is aging: the senior share rose 6.1 points and the working-age share fell 4.3 points over the decade, both above and below national trends respectively.
How much development is happening in Loxton?
There were 56 development applications lodged in the past 12 months, including two single-storey dwellings by the South Australian Housing Trust plus outbuildings and carports. That volume is steady for a town of 4,677 and adds public rental supply rather than tightening the 9.7% vacancy rate.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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