NSW 2745 Census 2021 + Live DA Data

Luddenham

At a median house price of $3,260,000, Luddenham ranks among the most expensive rural-fringe suburbs in New South Wales, yet household income sits at the 97th percentile nationally and average household size reaches 3.5, one full person above the national average. The suburb covers 44.1 square kilometres with just 1,927 residents, giving a density of only 43.7 per km2. Nearly all dwellings (99.2%) are separate houses, and 76.9% have four or more bedrooms, pointing to large family estates rather than the standard suburban block. Population doubled over the decade, up 88.7%, driven by balanced internal and overseas migration as western Sydney expanded toward the new Aerotropolis precinct.

Luddenham urban fabric map

Population

1,927

Median Age

37.0

Household IncomeiMedian weekly household income (ABS Census)

$2,968/wk

DAs (12 months)iDevelopment Applications lodged in the past year

17

Median House

$3.3M

2024-2025 (PSI derived)

44.1 km²· 43.7 people/km²· Family income $2,890/wk

The median house price of $3,260,000 places Luddenham well above the broader western Sydney market, and price data shows strong momentum: from $2,475,000 in 2024 to $3,450,000 in 2025, a 39.4% one-year increase. Despite those figures, mortgage stress remains low at 23.3% of income, because household incomes land at the 97th percentile nationally. Nearly all stock is separate houses at 99.2%, and 76.9% have four or more bedrooms, so buyers compete for large acreage properties rather than standard lots. Outright owners hold 34.8% of dwellings and those with a mortgage represent 49.7%, typical of a high-equity, high-income owner-occupier base. Monthly mortgage repayments average around $3,000.

For Buyers

The median house price of $3,260,000 places Luddenham well above the broader western Sydney market, and price data shows strong momentum: from $2,475,000 in 2024 to $3,450,000 in 2025, a 39.4% one-year increase. Despite those figures, mortgage stress remains low at 23.3% of income, because household incomes land at the 97th percentile nationally. Nearly all stock is separate houses at 99.2%, and 76.9% have four or more bedrooms, so buyers compete for large acreage properties rather than standard lots. Outright owners hold 34.8% of dwellings and those with a mortgage represent 49.7%, typical of a high-equity, high-income owner-occupier base. Monthly mortgage repayments average around $3,000.

For Investors

The rental yield picture is thin: weekly rent of $480 against a $3,260,000 median implies a gross yield below 1%, making Luddenham a capital-growth play rather than an income investment. The vacancy rate of 6.2% sits above the level considered healthy, indicating the small rental pool of 15.5% renting households is not fully absorbed. Development activity is modest at 17 applications in the past 12 months, mostly new dwelling house constructions on large lots. Migration data shows balanced inflows, with net internal migration averaging 88 and overseas migration averaging 82 per year. Population is forecast to grow from around 13,282 to 15,756 by 2031, representing ongoing demand pressure as Aerotropolis infrastructure investment reshapes the precinct.

Development Activity

Total DAs

150

Last 12 Months

17

YoY ChangeiYear-over-year change in DA lodgements

-32.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Swimming Pool / Spa
9
Renovation / Extension
9
New Dwelling
7
Demolition
5
Other
3
Granny Flat / Secondary Dwelling
3
Subdivision
2
Hospitality / Food Premises
1

Schools in Luddenham iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Holy Family Primary School

ICSEA 1012 Primary Catholic

K-6 · 256 students

Luddenham Public School

ICSEA 911 Primary Government

K-6 · 35 students

Demographics

The median age of 37 is 3.0 years below the national figure, reflecting the suburb's high share of young families. Average household size of 3.5 is 1.0 above the national average, consistent with the 76.9% four-plus bedroom housing stock. Overseas-born residents at 17.1% run 4.5 points below national, giving an Anglo-Celtic and Mediterranean character: English (475), Italian (283), Maltese (191) and Irish (117) are the top ancestry groups. Only 26.8% hold university qualifications, which is 3.3 points below national, while occupational structure is management-heavy, with 210 Managers and 148 Professionals among the employed population. Couples with children account for 851 families, and only 10% of households turned over in the year, pointing to deep residential stability.

Age Distribution

0-14
22.3%
15-24
14.7%
25-44
23.6%
45-64
27.8%
65+
11.3%

Bedrooms

Studio/1br
1.2%
2 bed
2.1%
3 bed
19.8%
4+ bed
76.9%

Dwelling Structure

99.2%

Houses

N/A

Townhouse

0.8%

Apartment

Tenure

Own 34.8% Mortgage 49.7% Rent 15.5%

Luddenham's housing market is almost entirely separate houses (99.2%), with apartments accounting for just 0.8% of dwellings. The four-plus bedroom category dominates at 76.9%, well above the national profile, reflecting rural-residential estate living. Tenure splits between outright owners (34.8%), mortgage holders (49.7%) and renters (15.5%), with the owner-occupier majority indicating long-term household commitment to the area. Price history shows the median moved from $2,475,000 in 2024 to $3,450,000 in 2025, a 39.4% rise. Mortgage-to-income at 23.3% stays below the 30% stress threshold despite the high price, because household incomes rank at the 97th percentile nationally. The 6.2% vacancy rate is moderately elevated for such a low-density, owner-dominated suburb.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$3,000

Rent / wk

$480

HH Size

3.5

Personal Income / wk

$1,007

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

6.2%

Unoccupied

35

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

16.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

23.3%

Community Profile

Languages Spoken at Home

Arabic
42
Italian
26
Croatian
15
Hindi
13

Ancestry

English
475
Italian
283
Other
254
Maltese
191
Irish
117
Scottish
108

Household Composition

17.4%

Couples, no children

1,751

Total families

Economy & Employment

Construction dominates local employment at 22.2% (136 workers), which is elevated compared to national norms and reflects ongoing land development activity across the western Sydney growth corridor. Education follows at 11.4% and Healthcare at 9.3%, while Professional/Tech contributes 7.3% and Retail 7.2%. The unemployment rate of 2.4% is below the national average, and the full-time employment rate of 66.4% is high. SEIFA data reveals an interesting split: IRSD decile 9 and IRSAD decile 8 show above-average socioeconomic advantage, while IEO decile 6 is near the national median, meaning advantage here is driven by economic resources and low disadvantage rather than formal qualifications. Real household income grew 31.9% over the decade, well above the national pace.

Unemployment

1.3%

Labour Force

7,595

Unemployed

102

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
8
Disadvantage
9
Economic resources
10
Education & occupation
6

Full-time

66.4%

Part-time

31.2%

Participation

60.6%

Employed

883

Occupations

Managers 210
Clerical/Admin 173
Professionals 148
Community/Personal 82
Labourers 81
Machinery/Drivers 78
Sales 67

Top Industries

Construction 22.2%
Education 11.4%
Healthcare 9.3%
Professional/Tech 7.3%
Retail 7.2%

University

26.8%

Postgraduate

6.0%

Born Overseas

17.1%

Dwellings

523

Transport to Work

Transport is almost entirely car-dependent: 92.0% of workers drive, and 3.1% walk or cycle. Public transport data is not recorded, consistent with the rural-residential character and 44.1 km2 footprint. No schools are recorded within the suburb boundary in this dataset, so residents with school-age children rely on surrounding suburbs. The IRSAD decile of 8 and IRSD decile of 9 both place Luddenham above the national median on advantage, reflecting the high-income profile. Rent-to-income at 16.2% is well below the 30% stress threshold, and only 2.9% of residents need daily assistance. The volunteering rate of 10.4% reflects community participation broadly in line with the national rate.

Drive

92.0%

Public Transport

N/A

Walk / Cycle

3.1%

Work from Home

N/A

Population Forecast

+2.92%/yr

(+388 people/yr)

Established

Population more than doubled over the decade, rising 88.7%, from a smaller rural village base to a growth corridor suburb. The trend rate of 2.92% annually adds around 388 people per year. Migration is balanced, with net internal migration averaging 88 and overseas migration averaging 82 per year. Medium forecasts project the broader SA2 population growing from 13,282 in 2025 to 15,756 by 2031. The gentrification score of 48 with an Active stage reflects rapidly rising prices and real income growth of 31.9%. Affordability has worsened, with the ratio moving from 49.5% in 2011 to 51.7% in 2021, consistent with the suburb's transformation from rural land to premium estate housing that outpaces income growth.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+82

Net Internal / yr

+88

11

Gentrification Signal

Not gentrifying

Net internal migration +88/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Luddenham compares to ~15,000 Australian suburbs

Population
Top 22%
Household Income
Top 3%
Rent Level
Top 7%
Apartments
Bottom 17%
Renters
Bottom 35%
Uni Educated
Top 42%
Born Overseas
Top 39%
Density
Top 31%

Frequently Asked Questions

Is Luddenham a good suburb to live in?

Luddenham suits large-family rural-residential living, with 99.2% separate houses and 76.9% of homes having four or more bedrooms. Household income ranks at the 97th percentile nationally and mortgage stress is low at 23.3% of income. The main trade-off is near-total car dependence (92.0% drive) and a median house price of $3,260,000.

What is the median house price in Luddenham?

The median house price is $3,260,000, based on PSI-derived data for 2024-2025. Prices rose 39.4% from $2,475,000 in 2024 to $3,450,000 in 2025. Monthly mortgage repayments average around $3,000, with a mortgage-to-income ratio of 23.3%, below the 30% stress threshold.

What schools are in Luddenham?

No schools are recorded within the Luddenham suburb boundary in this dataset. Residents rely on schools in surrounding suburbs in the Penrith and Camden areas. University qualifications in Luddenham sit at 26.8%, which is 3.3 points below the national figure.

Is Luddenham safe?

Specific crime statistics are not available for Luddenham in this dataset. As a proxy, the suburb scores IRSD decile 9 nationally, meaning it ranks in the top 10% for relative socioeconomic advantage and low disadvantage. Only 2.9% of its 1,927 residents need daily assistance, consistent with a healthy, stable population.

Is Luddenham good for property investment?

At $480 weekly rent against a $3,260,000 median, the gross yield is below 1%, so income returns are very low. The investment case rests on capital growth: prices jumped 39.4% in one year. Population is forecast to grow to 15,756 by 2031, driven by proximity to the new Western Sydney Aerotropolis and balanced migration of 88 internal plus 82 overseas residents per year.

How is Luddenham's population changing?

Population grew 88.7% over the decade, reaching 1,927 residents, and is forecast to continue growing at 2.92% annually, adding around 388 people per year. By 2031, the broader area is projected to reach 15,756 people. Migration is balanced, with both internal and overseas drivers contributing roughly equally.

What industries do Luddenham residents work in?

Construction is the largest sector at 22.2% (136 workers), well above typical suburban levels, followed by Education at 11.4%, Healthcare at 9.3%, Professional/Tech at 7.3% and Retail at 7.2%. The unemployment rate is 2.4%, below the national average, and the full-time employment rate of 66.4% is high.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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