Marks Point
A median age of 48 makes Marks Point one of the older resident bases in the Lake Macquarie area, sitting 8 years above the national figure, and that aging profile shapes almost every other statistic. The suburb is compact at 0.95 sq km with 1,861 residents and a density of 1,953 people per km2. Household income ranks in the 18th percentile nationally, well below average, yet the median house price reached $807,500, creating real mortgage stress: repayments consume 37.1% of income, above the 30% stress threshold. The renter share of 40.4% is high compared to the national owner-occupier majority, and vacancy sits at 9.3%, indicating softer rental demand than in tighter coastal markets.
Population
1,861
Median Age
48.0
Household IncomeiMedian weekly household income (ABS Census)
$1,122/wk
DAs (12 months)iDevelopment Applications lodged in the past year
23
Median House
$808K
2024-2025 (PSI derived)
The median house price was $807,500 in 2025, down from $850,000 in 2024, a 5.3% fall over the year. That decline matters for buyers entering now: purchase prices have eased but mortgage stress remains real, with monthly repayments averaging $1,800 and the mortgage-to-income ratio at 37.1%, above the 30% benchmark. Separate houses account for 57.6% of the stock, with apartments at 29.4% and semi-detached homes at 12.5%. Two-bedroom dwellings lead the bedroom mix at 35.9%, almost equal to three-bedrooms at 35.5%, while 4-plus bedroom homes are 19.2%. Outright owners at 34.6% outnumber mortgage holders at 25.1%, a pattern consistent with a longer-established, older-resident base rather than a suburb driven by first-home buyers.
For Buyers
The median house price was $807,500 in 2025, down from $850,000 in 2024, a 5.3% fall over the year. That decline matters for buyers entering now: purchase prices have eased but mortgage stress remains real, with monthly repayments averaging $1,800 and the mortgage-to-income ratio at 37.1%, above the 30% benchmark. Separate houses account for 57.6% of the stock, with apartments at 29.4% and semi-detached homes at 12.5%. Two-bedroom dwellings lead the bedroom mix at 35.9%, almost equal to three-bedrooms at 35.5%, while 4-plus bedroom homes are 19.2%. Outright owners at 34.6% outnumber mortgage holders at 25.1%, a pattern consistent with a longer-established, older-resident base rather than a suburb driven by first-home buyers.
For Investors
A 40.4% renter share gives landlords a broad tenant pool compared to the national average, but the fundamentals are mixed. Weekly rent of $318 against the $807,500 median implies a gross yield around 2.0%, low for a regional market. The vacancy rate of 9.3% is elevated, signalling that rental demand is not tight, and the 5.3% price fall over the past year adds capital risk. Development activity logged 21 applications in the past 12 months, including subdivision and dwelling additions, showing continued low-level local activity. Household income in the 18th percentile nationally constrains rent growth capacity, and the high mortgage-stress ratio of 37.1% suggests that existing owners are stretched, limiting the owner-occupier upgrader pool that often underpins price recovery.
Development Activity
Total DAs
145
Last 12 Months
23
YoY ChangeiYear-over-year change in DA lodgements
+27.8%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Marks Point iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Marks Point Public School
K-6 · 141 students
Demographics
At a median age of 48, Marks Point residents are 8 years older than the national median, reflecting an established, long-settled community. Only 10.2% of residents were born overseas, which is 11.4 percentage points below the national figure, making this one of the less internationally diverse suburbs in NSW. Ancestry is strongly Anglo-Celtic: English (834), Scottish (238) and Irish (220) lead the count. University qualifications reach 23.4%, which is 6.7 percentage points below the national figure. Average household size is 2.1, below the national average of 2.5, consistent with a suburb where couples without children (31.5% of families) and smaller households predominate. The volunteering rate of 12.4% and the 7.8% needing daily assistance both reflect a community with an older age profile.
Age Distribution
Bedrooms
Dwelling Structure
57.6%
Houses
12.5%
Townhouse
29.4%
Apartment
Tenure
Tenure is split across three categories: 34.6% own outright, 25.1% carry a mortgage and 40.4% rent, a renter share well above what the national owner-majority pattern would suggest for a suburban setting. The stock favours separate houses at 57.6%, but apartments at 29.4% are a meaningful share for a suburb of this size. Two and three-bedroom dwellings together make up 71.4% of the total. Price movement went from $850,000 in 2024 to $805,000 in 2025, a 5.3% fall, reversing any gains made in the prior cycle. Mortgage-to-income at 37.1% is above the 30% stress threshold, while rent-to-income at 28.3% sits just below the rental stress level, meaning both tenure groups face meaningful housing cost pressure relative to the suburb's below-average income base.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,800
Rent / wk
$318
HH Size
2.1
Personal Income / wk
$659
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
9.3%
Unoccupied
84
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
28.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
37.1% stressed
Community Profile
Ancestry
Household Composition
31.5%
Couples, no children
1,332
Total families
Economy & Employment
Healthcare is the largest employing industry at 23.8% of the workforce (111 workers), well above typical suburban shares, which likely reflects proximity to aged care and community health services in the Lake Macquarie region. Construction follows at 14.1% (66 workers) and Education at 13.5% (63 workers). By occupation, Professionals lead at 136 workers, followed by Community and Personal Service at 114 and Clerical/Administrative at 97. The unemployment rate is 5.8%, above the national average, and the participation rate of 45.2% is low, because a large share of residents at 688 are not in the labour force, consistent with the older median age of 48. Full-time employment rate among those working is 57.2%. Household income ranks in the 18th percentile nationally, reflecting the lower-paid service and blue-collar occupations that dominate local employment.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
57.2%
Part-time
37.0%
Participation
45.2%
Employed
664
Occupations
Top Industries
University
23.4%
Postgraduate
5.4%
Born Overseas
10.2%
Dwellings
827
Transport to Work
Car dependence is near-total in Marks Point: 90.7% of residents drive to work, well above the national average, and only 0.7% use public transport, reflecting the suburb's peripheral location within Lake Macquarie with limited bus or rail access. Walking and cycling account for 4.4% of commutes. No schools are recorded within the suburb boundary, so families rely on schools in neighbouring areas. Crime statistics are not available in the brief for Marks Point. The vacancy rate of 9.3% and below-average income base (18th percentile nationally) are the main livability trade-offs, offset by a low-density suburban setting, high separate-house stock at 57.6%, and strong community stability with 77.2% of residents living in the same address 5 years prior.
Drive
90.7%
Public Transport
0.7%
Walk / Cycle
4.4%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Marks Point compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Marks Point a good suburb to live in?
Marks Point suits residents who value a quiet, low-density setting with 57.6% separate houses and strong community stability, with 77.2% of residents at the same address 5 years earlier. The main trade-offs are high car dependence at 90.7% of commuters, household income in the 18th percentile nationally, and a median house price of $807,500 against below-average incomes producing a mortgage-to-income ratio of 37.1%.
What is the median house price in Marks Point?
The median house price was $807,500 in 2025, down 5.3% from $850,000 in 2024. Monthly mortgage repayments average $1,800, and weekly rent is $318. The mortgage-to-income ratio sits at 37.1%, above the 30% stress threshold.
What schools are in Marks Point?
No schools are recorded within the Marks Point suburb boundary in this dataset, so families depend on schools in neighbouring suburbs. The local university qualification rate is 23.4%, which is 6.7 percentage points below the national average, reflecting the area's trade and service-sector employment base.
Is Marks Point safe?
Detailed crime statistics are not available for Marks Point in this dataset. As a contextual indicator, the suburb has a median age of 48, a turnover rate of only 22.8%, and 77.2% of residents stayed at the same address over 5 years, all consistent with a stable, long-settled community rather than a high-transience environment.
Is Marks Point good for property investment?
The investment case is cautious. Weekly rent of $318 against a $807,500 median implies a gross yield around 2.0%, and the vacancy rate of 9.3% signals soft rental demand. Prices fell 5.3% over 2024-2025. The 40.4% renter share provides tenant depth, but household income in the 18th percentile nationally limits rent growth capacity.
How is Marks Point's population changing?
Population growth data by year is not available in this dataset, but the suburb's profile reflects a stable, aging community with a median age of 48, which is 8 years above the national figure. A turnover rate of only 22.8% and 77.2% residential stability over 5 years indicate low churn and slow demographic change rather than a suburb in active population expansion.
How much development is happening in Marks Point?
There were 21 development applications lodged in the past 12 months, including a subdivision and dwelling additions. This is modest activity for a suburb of 1,861 residents at 1,953 people per km2 and reflects incremental renewal of the existing stock rather than large-scale new supply.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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