Maryland
With 7,714 residents in 4.54 square kilometres, Maryland is a compact Newcastle suburb where 90.4% of dwellings are separate houses and 45.0% of households have a mortgage. Its median age of 37 is 3.0 years below the national figure, while household income sits at the 63.8th percentile. Compared with nearby Wallsend, Maryland has a more detached, car-dependent profile, reflected in 74.6% of workers driving. English, Scottish and Irish ancestry counts of 3,079, 792 and 660 reinforce its Anglo-leaning character. The suburb suits households seeking established three and four-bedroom stock, although affordability is worsening because rent growth of 53.6% has outpaced real income growth of 14.0%.
Population
7,714
Median Age
37.0
Household IncomeiMedian weekly household income (ABS Census)
$1,793/wk
DAs (12 months)iDevelopment Applications lodged in the past year
36
Maryland fits buyers prioritising conventional family housing: 90.4% of dwellings are separate houses, 52.0% have 3 bedrooms and 41.9% have 4 or more. Ownership is split between 31.3% owned outright and 45.0% with a mortgage, so the suburb has a substantial established-owner base as well as active borrowing demand. Monthly mortgage commitments are $1,760, equal to 22.7% of household income, slightly higher than the 22.3% rent-to-income ratio. That gap suggests affordability is manageable for many households, but rate-sensitive buyers should stress-test repayments because apartment alternatives account for only 0.2%. Compared with smaller-dwelling markets, Maryland's choice is more about land, bedrooms and condition than apartment access.
For Buyers
Maryland fits buyers prioritising conventional family housing: 90.4% of dwellings are separate houses, 52.0% have 3 bedrooms and 41.9% have 4 or more. Ownership is split between 31.3% owned outright and 45.0% with a mortgage, so the suburb has a substantial established-owner base as well as active borrowing demand. Monthly mortgage commitments are $1,760, equal to 22.7% of household income, slightly higher than the 22.3% rent-to-income ratio. That gap suggests affordability is manageable for many households, but rate-sensitive buyers should stress-test repayments because apartment alternatives account for only 0.2%. Compared with smaller-dwelling markets, Maryland's choice is more about land, bedrooms and condition than apartment access.
For Investors
Maryland's investor case rests on a large detached rental pool rather than apartment density. Renting accounts for 22.9% of households, weekly rent is $400 and vacancy is 3.7%, creating a market that may suit houses and family-sized dwellings. Recent development activity reached 36 applications in 12 months, including multi-dwelling housing and subdivision work, which could gradually add competing stock. Rental growth of 53.6% is higher than real income growth of 14.0%, so tenant affordability needs close attention. The annual growth trend is 2.29% and migration is Balanced, meaning demand is not tied to one inflow channel. Compared with a high-rise investment market, Maryland's 90.4% separate-house share points to lower-density management and potentially higher maintenance exposure.
Development Activity
Total DAs
209
Last 12 Months
36
YoY ChangeiYear-over-year change in DA lodgements
+24.1%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Maryland
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Maryland's median age is 37, which is 3.0 years below the national figure, and its average household size of 2.8 is 0.3 above the national comparison. University qualification attainment is 25.3%, 4.8 percentage points below national levels, while the overseas-born share is 14.2%, 7.4 points below national levels. English ancestry is reported by 3,079 people, followed by Scottish at 792 and Irish at 660. Christianity counts 3,864 people and no religion 3,229. These patterns point to a younger-than-national, Anglo-leaning suburb with a substantial family presence, consistent with 45.9% of families being couples with children. Residential stability is also notable: 81.8% stayed at the same address compared with 18.2% who moved.
Age Distribution
Bedrooms
Dwelling Structure
90.4%
Houses
9.5%
Townhouse
0.2%
Apartment
Tenure
Maryland is overwhelmingly detached: separate houses make up 90.4% of dwellings, compared with 9.5% semi-detached homes and just 0.2% apartments. The bedroom mix is similarly family weighted, with 52.0% three-bedroom and 41.9% four-bedroom-plus homes. Tenure is more leveraged than outright ownership, with 45.0% paying a mortgage versus 31.3% owning outright; renting accounts for 22.9%. Mortgage-to-income pressure is 22.7%, only slightly above rent-to-income pressure at 22.3%, while vacancy is 3.7%. This structure supports stable family occupancy because larger houses match household needs, but it also limits low-cost, small-dwelling choice. Compared with apartment-led suburbs, Maryland provides more land-oriented stock and fewer tenure options.
Mortgage / mo
$1,760
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $400.
$650
Bond data Jun 2026 · houses $700 · units $493
HH Size
2.8
Personal Income / wk
$770
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.7%
Unoccupied
104
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
22.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
22.7%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
45.9%
Couples with children
34.3%
Couples, no children
18.7%
Single parent
2,204
Total families
Economy & Employment
Healthcare is Maryland's leading industry at 24.6% of workers, or 606 people, followed by education at 9.8% and 240, construction at 9.1% and 223, manufacturing at 8.2% and 201, and public administration at 6.9% and 169. The occupational mix is broad, led by 684 professionals, 626 trades workers, 562 community and personal service workers, 535 clerical and administrative workers, and 405 labourers. Participation is 65.6%, unemployment is 4.8% and 58.0% work full time. Household income of $1,793 a week sits at the 63.8th percentile, above the middle percentile. SEIFA deciles are mixed: IEO 5, IER 8, IRSD 7 and IRSAD 6. The stronger economic-resources decile compared with education and occupation suggests household capacity is better than the local skills profile alone would imply.
Unemployment
4.8%
Labour Force
4,089
Unemployed
198
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
58.0%
Part-time
35.3%
Participation
65.6%
Employed
3,891
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
25.3%
Postgraduate
5.6%
Born Overseas
14.2%
Dwellings
2,718
Transport to Work
Maryland is practical for households with cars: 74.6% travel as car drivers, compared with 0.6% using public transport and 0.9% walking or cycling. A further 19.9% work from home, which can reduce daily commuting but makes local services and reliable connectivity more important. Families have access to 2 government primary schools locally, covering the suburb's primary-school sector mix. Check the exact enrolment zone for each address because boundaries can cut across nearby streets, and compare secondary options across the wider Newcastle area. Social conditions sit above the national midpoint on the IRSD index at decile 7, while IRSAD is decile 6 and IEO is decile 5. Compared with transit-oriented suburbs, Maryland is more dependent on private vehicles because car use is much higher than public transport use. Check current street-level NSW Police information before making a safety decision.
Drive
74.6%
Public Transport
0.6%
Walk / Cycle
0.9%
Work from Home
19.9%
Population Forecast
+2.29%/yr
(+404 people/yr)
EstablishedMaryland has an established growth profile, with the annual trend running at 2.29% and population change across the wider area reaching 46.5% over 10 years. Migration is Balanced, so expansion is not attributed to a single inflow source. The trajectory is Mixed: rent growth has reached 53.6%, affordability worsened from 49.0 in 2011 to 53.7 in 2021, and the senior share rose 2.7 points while the young share fell 1.2 points. Gentrification remains at the Early signs stage, with a score of 32, although the shift model also records a score of 38. This combination suggests growth driven by established suburban demand and rising housing pressure rather than a wholesale demographic reset. Compared with real income growth of 14.0%, rent growth is higher, reinforcing the affordability challenge.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+89
Net Internal / yr
+44
Gentrification Signal
Early signs
Population +52% since 2011, Accelerating: 20% → 27%
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Maryland compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Maryland a good suburb to live in?
Maryland can suit households seeking established detached housing, with 90.4% separate houses, 52.0% three-bedroom homes and 41.9% with four or more bedrooms. Car dependence is high at 74.6%, compared with 0.6% public transport use, so lifestyle fit depends on access to a vehicle and local services.
What is the median house price in Maryland?
Check the latest local sales or a current market report for Maryland's median house price. The suburb is 90.4% separate houses, with 52.0% three-bedroom and 41.9% four-bedroom-plus homes, so compare like-for-like properties rather than mixing different dwelling types when judging the median.
What schools are in Maryland?
Maryland has 2 government primary schools: Maryland Public School and Glendore Public School. School choice is centred on the local primary sector, while families should check the exact enrolment zone for each address. Secondary options and school travel times should be compared across the wider Newcastle area.
Is Maryland safe?
Use current NSW Police incident information and inspect the exact street before deciding. Maryland has 7,714 residents and a 74.6% car-driver commuting share, but neither figure establishes safety. Compare recent incident patterns, lighting, traffic and evening activity around the specific property rather than relying on a broad suburb label.
Is Maryland good for property investment?
Maryland may suit investors targeting detached family rentals: 22.9% of households rent, weekly rent is $400 and vacancy is 3.7%. Development activity reached 36 applications in 12 months, while the annual growth trend is 2.29% and migration is Balanced. Compare likely rent against purchase price, insurance and maintenance costs because 90.4% separate-house stock can carry more upkeep than apartments.
How is Maryland's population changing?
Maryland has 7,714 residents today. Across the wider area, population change is 46.5% over 10 years and the annual trend is 2.29%, with migration rated Balanced. The trajectory is Mixed, while gentrification is at the Early signs stage with a score of 32. Rent growth of 53.6% is higher than real income growth of 14.0%, pointing to continued growth alongside affordability pressure.
What development is happening in Maryland?
Development activity reached 36 applications in the past 12 months, including multi-dwelling housing, subdivision work, new structures, swimming pools and garages or carports. This matters because 90.4% of homes are separate houses and apartments make up only 0.2%, so new projects could gradually widen the dwelling mix. Compared with the existing stock, check each application's status, approvals and final dwelling count before assuming added supply.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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