NSW 2774 Census 2021 + Live DA Data

Mount Riverview

Few Blue Mountains suburbs combine an 84.8th-percentile household income with a 99.4% detached house rate and a median house price above $1 million, yet Mount Riverview does all three across just 3.01 square kilometres. Weekly household income of $2,248 sits in the top 15% nationally, and 56.4% of dwellings have four or more bedrooms, well above typical suburban averages. The suburb is aging steadily, with the senior share up 4.0 points over the decade and young-adult share falling 4.7 points. Owner-occupancy is high at 88.2% combined (outright plus mortgage), and only 11.8% of residents rent, reflecting a predominantly long-settled, family-oriented community.

Mount Riverview urban fabric map

Population

3,074

Median Age

40.0

Household IncomeiMedian weekly household income (ABS Census)

$2,248/wk

DAs (12 months)iDevelopment Applications lodged in the past year

16

Median House

$1.0M

2024-2025 (PSI derived)

3.01 km²· 1,021.5 people/km²· Family income $2,478/wk

The median house price reached $1,042,000 in the 2024-2025 period, up from $1,000,000 in 2024 and $1,080,000 at the 2025 peak, representing 8% growth year-on-year. With 99.4% of dwellings being separate houses, buyers have few alternatives to detached stock, which concentrates demand. Four-plus bedroom homes make up 56.4% of stock and three-bedroom homes 40.3%, so small-dwelling options are almost absent. Monthly mortgage repayments average $2,383, giving a mortgage-to-income ratio of 24.5%, below the 30% stress threshold, which means buyers at the median income level are not financially stretched. Outright owners at 42.1% outnumber mortgage holders at 46.1%, a sign of an established, long-hold community rather than a high-churn market.

For Buyers

The median house price reached $1,042,000 in the 2024-2025 period, up from $1,000,000 in 2024 and $1,080,000 at the 2025 peak, representing 8% growth year-on-year. With 99.4% of dwellings being separate houses, buyers have few alternatives to detached stock, which concentrates demand. Four-plus bedroom homes make up 56.4% of stock and three-bedroom homes 40.3%, so small-dwelling options are almost absent. Monthly mortgage repayments average $2,383, giving a mortgage-to-income ratio of 24.5%, below the 30% stress threshold, which means buyers at the median income level are not financially stretched. Outright owners at 42.1% outnumber mortgage holders at 46.1%, a sign of an established, long-hold community rather than a high-churn market.

For Investors

With only 11.8% of residents renting, the tenant pool is thin by NSW standards, and weekly rent of $450 against a $1,042,000 median implies a gross yield near 2.2%, low relative to other regional NSW markets. Vacancy sits at 2.4%, within normal range but consistent with limited investor-grade stock. Development activity is modest at 15 applications in the past 12 months, nearly all single-dwelling works, indicating minimal new supply pressure but also limited capital recycling. Net overseas migration adds 17 residents a year while internal migration contributes 7, giving a balanced but slow growth outlook. Population is forecast to decline gently from 3,074 to approximately 3,065 by 2031 under the medium scenario, which reduces demand-side support for both rents and prices.

Development Activity

Total DAs

107

Last 12 Months

16

YoY ChangeiYear-over-year change in DA lodgements

-23.8%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
22
Swimming Pool / Spa
4
Demolition
4
Garage / Carport / Shed
4
Commercial / Industrial
2
New Dwelling
1

Schools in Mount Riverview iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Mount Riverview Public School

ICSEA 1050 Primary Government

K-6 · 231 students

Demographics

The median age of 40 matches the national figure exactly, though the aging trajectory tells a different story: the senior share rose 4.0 points and the young-adult share fell 4.7 points over the decade, pushing the suburb toward an older profile than the headline number suggests. University qualifications reach 37.6%, which is 7.5 points above the national average, consistent with a professional-leaning workforce. Overseas-born residents at 15.4% sit 6.2 points below the national average, making this an Anglo-dominant community: English ancestry leads at 1,369 residents, followed by Irish (463) and Scottish (367). Average household size of 2.8 is 0.3 above the national figure, reflecting the family-home character. Couples with children (1,286 families) are the dominant household type, and volunteering runs at 19.1%, above typical suburban norms.

Age Distribution

0-14
21.1%
15-24
11.2%
25-44
23.4%
45-64
24.4%
65+
19.4%

Bedrooms

Studio/1br
0.6%
2 bed
2.8%
3 bed
40.3%
4+ bed
56.4%

Dwelling Structure

99.4%

Houses

0.4%

Townhouse

0.3%

Apartment

Tenure

Own 42.1% Mortgage 46.1% Rent 11.8%

Tenure is divided clearly: 42.1% own outright, 46.1% carry a mortgage and just 11.8% rent, giving a combined owner-occupancy rate of 88.2%, higher than most NSW suburbs. Stock is overwhelmingly separate houses at 99.4%, with semi-detached and apartment options combined at under 1%, so the market offers almost no alternative entry points. Four-plus bedroom homes dominate at 56.4% and three-bedroom homes at 40.3%, pointing to large family dwellings rather than starter stock. Median prices rose from $1,000,000 in 2024 to $1,080,000 in 2025 before settling at $1,042,000 in the combined 2024-2025 measure, a trajectory of roughly 8% annual growth. Mortgage-to-income at 24.5% and rent-to-income at 20.0% are both below stress thresholds, meaning current owners and renters are managing housing costs comfortably relative to income.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,383

Rent / wk

$450

HH Size

2.8

Personal Income / wk

$918

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

2.4%

Unoccupied

27

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

20.0%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

24.5%

Community Profile

Ancestry

English
1,369
Irish
463
Scottish
367
Other
258
German
134
Dutch
79

Household Composition

26.7%

Couples, no children

2,738

Total families

Economy & Employment

The local workforce concentrates in Education (19.6%, 215 workers) and Healthcare (18.0%, 197 workers), which together account for nearly 38% of employed residents, consistent with Blue Mountains communities that rely on public-sector anchors. Public Administration follows at 10.8% and Construction at 10.2%, with Professional and Technical services rounding out at 8.0%. By occupation, Professionals (433) and Managers (231) are the two largest groups, which aligns with the 37.6% university qualification rate that is 7.5 points above national. Unemployment is 3.6% and the full-time employment rate is 67.0%, with 872 residents in full-time work and 429 part-time. Household income in the 84.8th percentile nationally, at $2,248 per week, reflects this professional and managerial concentration despite a relatively small labour force of 1,350 employed.

Unemployment

16.3%

Labour Force

1,285

Unemployed

210

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
1
Disadvantage
1
Economic resources
1
Education & occupation
1

Full-time

67.0%

Part-time

29.4%

Participation

55.6%

Employed

1,301

Occupations

Professionals 433
Managers 231
Clerical/Admin 222
Community/Personal 154
Sales 83
Labourers 82
Machinery/Drivers 61

Top Industries

Education 19.6%
Healthcare 18.0%
Public Admin 10.8%
Construction 10.2%
Professional/Tech 8.0%

University

37.6%

Postgraduate

10.4%

Born Overseas

15.4%

Dwellings

1,081

Transport to Work

Car dependency is extreme: 89.6% of residents drive to work, the highest mode share category, while public transport accounts for just 2.5% and walking or cycling 0.5%. This is consistent with a low-density suburb of 3.01 square kilometres without rail access, where car ownership is effectively essential. The suburb holds SEIFA IRSAD decile 1, which places it in the bottom tenth nationally for relative advantage, a counterintuitive reading that likely reflects the low renter share and rural fringe location rather than genuine disadvantage, as household income in the 84.8th percentile tells a different story. No schools are recorded within the suburb boundary in this dataset, so families use services in neighbouring areas. The need-for-assistance rate of 4.9% (148 residents) is low, and housing stress by both rent and mortgage metrics is below threshold.

Drive

89.6%

Public Transport

2.5%

Walk / Cycle

0.5%

Work from Home

N/A

Population Forecast

-0.32%/yr

(-10 people/yr)

Established

Population has been essentially flat since 2023, moving from 3,163 to 3,169 to 3,168 across three years, and the medium forecast sees a slow decline to 3,065 by 2031, a fall of about 0.3% per year. The 10-year population change is minus 5.3%, confirming an established suburb losing residents at the margin. Migration provides limited offset: net overseas arrivals average 17 per year and internal migration adds just 7, totalling about 24 new residents annually against natural attrition from an aging base. The gentrification score reads 0 with no active signals, consistent with a suburb already at high income levels with no room to climb on that measure. Affordability has worsened over the decade, with mortgage-to-income moving from 43.0% in 2011 to 54.3% in 2021, which compresses the pool of buyers who can enter without significant equity.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+17

Net Internal / yr

+7

0

Gentrification Signal

Not gentrifying

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Mount Riverview compares to ~15,000 Australian suburbs

Population
Top 17%
Household Income
Top 15%
Rent Level
Top 10%
Apartments
Bottom 4%
Renters
Bottom 22%
Uni Educated
Top 21%
Public Transport
Bottom 41%
Born Overseas
Top 45%
Density
Top 15%

Frequently Asked Questions

Is Mount Riverview a good suburb to live in?

Mount Riverview suits families and owner-occupiers well. Household income sits in the 84.8th percentile nationally and 88.2% of residents own their home outright or with a mortgage. The trade-offs are limited public transport (2.5% usage), no recorded schools within the suburb boundary, and a slow population decline of about 0.3% annually.

What is the median house price in Mount Riverview?

The median house price is $1,042,000, based on the 2024-2025 period. Prices rose from $1,000,000 in 2024 to a peak of $1,080,000 in 2025, an 8% one-year gain. Monthly mortgage repayments average $2,383, giving a mortgage-to-income ratio of 24.5%, below the 30% stress threshold.

What schools are in Mount Riverview?

No schools are recorded inside the Mount Riverview boundary in this dataset, so families rely on schools in neighbouring Blue Mountains suburbs. The local population is well educated, with 37.6% holding university qualifications, which is 7.5 points above the national average.

Is Mount Riverview safe?

Detailed crime statistics are not available for Mount Riverview in this dataset. As an indirect indicator, only 4.9% of residents (148 people) require daily assistance, housing stress is below threshold on both rent and mortgage measures, and unemployment sits at 3.6%, all consistent with a low-disadvantage community.

Is Mount Riverview good for property investment?

The investment case is limited. Only 11.8% of residents rent, creating a thin tenant pool compared to most NSW suburbs, and a $450 weekly rent against a $1,042,000 median implies a gross yield near 2.2%. Population is forecast to decline to approximately 3,065 by 2031, which reduces demand-side support. Capital growth of 8% from 2024 to 2025 is a positive, but vacancy at 2.4% and low stock turnover (87.1% of residents stayed in place) make it a long-hold market.

How is Mount Riverview's population changing?

Population has been flat to declining, moving from 3,163 in 2023 to 3,168 in 2025, and the medium forecast projects a fall to 3,065 by 2031. The 10-year change is minus 5.3%. Net migration adds about 24 residents annually (17 overseas, 7 internal), but this does not offset natural attrition from an aging population base.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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