North Gosford
Nearly half of North Gosford's residents rent, placing this 3,986-person suburb at the high-turnover end of the Central Coast market. At 1.92 km2 it is compact and dense at 2,080 people per km2, yet the stock is majority separate houses at 53.7%. Household income sits in the 40.5th percentile nationally, below median, while the university qualification rate of 32.5% runs 2.4 points above national. Healthcare dominates the local economy at 26.6% of workers, more than double the share of any other sector, suggesting the suburb functions partly as a worker catchment for Gosford Hospital nearby. Median age of 36 is 4 years younger than the national figure.
Population
3,986
Median Age
36.0
Household IncomeiMedian weekly household income (ABS Census)
$1,406/wk
DAs (12 months)iDevelopment Applications lodged in the past year
8
Median House
$748K
2024-2025 (PSI derived)
The median house price of $748,500 positions North Gosford above many Central Coast suburbs, reflecting proximity to Gosford CBD amenities. Price history shows a modest decline from $752,500 in 2024 to $737,500 in 2025, a fall of 2.0%, so buyers are entering on a slight softening. Separate houses make up 53.7% of stock with another 29.2% apartments, giving buyers genuine choice between detached and higher-density options. Three-bedroom homes are the dominant format at 45.8%, followed by 2-bedroom at 24.3%. Monthly mortgage repayments average $1,810, and the mortgage-to-income ratio sits at 29.7%, just below the 30% stress threshold, meaning purchase is feasible though not comfortable on local incomes in the 40.5th percentile nationally.
For Buyers
The median house price of $748,500 positions North Gosford above many Central Coast suburbs, reflecting proximity to Gosford CBD amenities. Price history shows a modest decline from $752,500 in 2024 to $737,500 in 2025, a fall of 2.0%, so buyers are entering on a slight softening. Separate houses make up 53.7% of stock with another 29.2% apartments, giving buyers genuine choice between detached and higher-density options. Three-bedroom homes are the dominant format at 45.8%, followed by 2-bedroom at 24.3%. Monthly mortgage repayments average $1,810, and the mortgage-to-income ratio sits at 29.7%, just below the 30% stress threshold, meaning purchase is feasible though not comfortable on local incomes in the 40.5th percentile nationally.
For Investors
With 49.7% of residents renting, North Gosford delivers one of the stronger tenant pools on the Central Coast. Weekly rent averages $390, which against the $748,500 median implies a gross yield around 2.7%, modest but competitive for the region. The vacancy rate of 8.2% is elevated compared to tight sub-3% markets, so landlords face real competition to attract tenants. Development activity recorded 8 applications in the past 12 months, including co-living proposals that signal evolving housing demand. Rent-to-income at 27.7% keeps tenants below the 30% stress threshold, supporting stable tenancy. The suburb's position near healthcare employment and Gosford CBD provides structural demand.
Development Activity
Total DAs
85
Last 12 Months
8
YoY ChangeiYear-over-year change in DA lodgements
-27.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 36 is 4.0 years below the national figure, giving the suburb a younger working-age profile than the national average. Overseas-born residents reach 24.4%, sitting 2.8 percentage points above national. Ancestry is Anglo-Celtic dominated: English (1,472), Irish (470) and Scottish (394) lead, consistent with the suburb's identity signals. The university qualification rate of 32.5% is 2.4 points above national, a meaningful gap for a below-median-income suburb, suggesting a pool of educated workers employed in healthcare and professional services locally. Average household size of 2.3 is 0.2 below national, and couples with children (1,076 families) outnumber couples without children (758) by a wide margin.
Age Distribution
Bedrooms
Dwelling Structure
53.7%
Houses
17.1%
Townhouse
29.2%
Apartment
Tenure
Tenure is unusual: 49.7% of residents rent, well above the national average, while only 20.3% own outright and 30.0% carry a mortgage. This renter-heavy profile explains the suburb's sensitivity to vacancy shifts. The stock splits 53.7% separate houses, 29.2% apartments and 17.1% semi-detached. Three-bedroom dwellings dominate at 45.8% with 4-plus bedroom at 20.5%, suggesting family-sized stock rather than investor-focused studios. The median house price eased from $752,500 in 2024 to $737,500 in 2025, a 2.0% decline. Monthly mortgage repayments of $1,810 against household income in the 40.5th percentile nationally reflects affordability pressure compared to higher-income markets.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,810
Rent / wk
$390
HH Size
2.3
Personal Income / wk
$738
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
8.2%
Unoccupied
146
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
27.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
29.7%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
25.8%
Couples, no children
2,933
Total families
Economy & Employment
Healthcare employs 26.6% of local workers (348 people), far above any other sector and consistent with proximity to Gosford Hospital. Education follows at 9.3% (122 workers), Professional/Tech at 8.3% (109) and Construction at 8.0% (104). By occupation, Professionals lead at 452 workers, followed by Clerical/Admin at 249 and Community/Personal Services at 240. The unemployment rate of 7.5% is above typical metropolitan benchmarks, and the participation rate of 52.9% is relatively low, partly because 1,121 residents are not in the labour force. Full-time employment accounts for 59.0% of employed workers. Weekly household income of $1,406 sits in the 40.5th percentile nationally.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
59.0%
Part-time
33.5%
Participation
52.9%
Employed
1,617
Occupations
Top Industries
University
32.5%
Postgraduate
8.5%
Born Overseas
24.4%
Dwellings
1,625
Transport to Work
Car dependency is high at 81.8% using a car to get to work, compared to 6.1% who walked or cycled and 4.8% using public transport. These figures reflect limited alternatives relative to inner-city areas. No schools are recorded inside the North Gosford boundary in this dataset, so families rely on nearby Gosford-area institutions. The need-for-assistance rate of 6.7% (250 people) is moderate, and rent-to-income at 27.7% keeps tenants below the 30% stress threshold, a positive livability signal compared to high-stress rental markets. Volunteering participation is 13.8%. The vacancy rate of 8.2% suggests available rental supply, which eases entry for newcomers to the area.
Drive
81.8%
Public Transport
4.8%
Walk / Cycle
6.1%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How North Gosford compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is North Gosford a good suburb to live in?
North Gosford suits renters and younger residents: median age is 36, which is 4 years below national, and nearly half of residents rent. Healthcare dominates the local economy at 26.6% of workers due to proximity to Gosford Hospital. Car dependency is high at 81.8%, and household income sits in the 40.5th percentile nationally, so it suits those prioritising affordability over prestige.
What is the median house price in North Gosford?
The median house price is $748,500 based on the 2024-2025 PSI-derived data. Prices eased slightly from $752,500 in 2024 to $737,500 in 2025, a 2.0% decline. Weekly rent averages $390, and monthly mortgage repayments run about $1,810.
What schools are in North Gosford?
No schools are recorded inside the North Gosford boundary in this dataset. Families rely on schools in neighbouring Gosford and surrounding suburbs. The local university qualification rate is 32.5%, which is 2.4 points above the national figure, reflecting an educated resident base.
Is North Gosford safe?
Detailed crime statistics are not available for North Gosford in this dataset. As an indirect indicator, rent-to-income sits at 27.7%, below the 30% stress threshold, and 13.8% of residents volunteer, both suggesting a reasonably stable community. The 7.5% unemployment rate is above typical metropolitan levels, which can correlate with higher disadvantage.
Is North Gosford good for property investment?
The 49.7% renter share provides a large tenant pool, which is above average nationally. Weekly rent of $390 against a $748,500 median implies a gross yield around 2.7%. The 8.2% vacancy rate is elevated, so landlords compete for tenants. Prices declined 2.0% from 2024 to 2025, and co-living development applications suggest evolving demand in the area.
How is North Gosford's population changing?
The suburb has a population of 3,986 with a median age of 36, which is 4 years below the national figure. The turnover rate shows 27.4% of residents moved in the past five years, indicating a mobile renter-heavy community. Development activity includes 8 applications in the past 12 months, with co-living proposals among them.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
Explore North Gosford on the Map
View parcels, zoning overlays, DA applications, schools and more.
Open Interactive Map