North Haven
With a median age of 61, North Haven sits 21 years above the national figure, making it one of the most senior-skewed coastal suburbs in NSW. Household income lands in the 5.3rd percentile nationally, well below average, yet house prices reached $790,000 in 2025. That gap between low incomes and mid-range prices is the defining tension here. The SEIFA IRSD decile of 3 flags moderate disadvantage, and 55.8% of residents own their home outright, a share far higher than the national average, pointing to a population that bought decades ago and is now retired rather than actively borrowing.
Population
1,619
Median Age
61.0
Household IncomeiMedian weekly household income (ABS Census)
$832/wk
DAs (12 months)iDevelopment Applications lodged in the past year
20
Median House
$790K
2024-2025 (PSI derived)
The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Separate houses make up 61.2% of the stock, with semi-detached at 15.8% and apartments at 6.7%. Two and three-bedroom homes dominate at 37.3% and 37.6% respectively. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local incomes. Only 14.0% of residents hold a mortgage because the 55.8% outright-ownership rate far exceeds the national average, meaning most stock is held by debt-free retired owners rather than leveraged buyers.
For Buyers
The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Separate houses make up 61.2% of the stock, with semi-detached at 15.8% and apartments at 6.7%. Two and three-bedroom homes dominate at 37.3% and 37.6% respectively. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local incomes. Only 14.0% of residents hold a mortgage because the 55.8% outright-ownership rate far exceeds the national average, meaning most stock is held by debt-free retired owners rather than leveraged buyers.
For Investors
Weekly rent of $310 against a $790,000 median implies a gross yield near 2.0%, below average for regional coastal NSW. The 20.2% vacancy rate is the key risk, reflecting seasonal coastal demand rather than stable long-term tenancy. The renter share of 30.2% provides a reasonable tenant base when occupied. Development activity is modest, with only 19 applications in the past 12 months. Net internal migration adds 66 per year, supporting demand, but 0.48% annual population growth means yield is constrained. House prices rose 13.4% in one year, so the investment case is more capital-growth than income-driven.
Development Activity
Total DAs
120
Last 12 Months
20
YoY ChangeiYear-over-year change in DA lodgements
+5.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in North Haven iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
North Haven Public School
K-6 · 232 students
Demographics
The median age of 61 is 21 years above the national figure, driving every other demographic pattern. Working-age share fell 1.9 points over the decade while the senior share rose 4.6 points. Only 10.4% were born overseas, 11.2 points below national, and ancestry is almost entirely Anglo-Celtic: English (743), Scottish (206) and Irish (159). University qualifications at 14.6% run 15.5 points below the national average. Average household size is 1.9 vs the national 2.5, because 53.4% of families are couples with no children, consistent with empty-nester retirees rather than young families.
Age Distribution
Bedrooms
Dwelling Structure
61.2%
Houses
15.8%
Townhouse
6.7%
Apartment
Tenure
Ownership is the standout feature: 55.8% of residents own outright, far higher than the national average, because the population retired into properties bought years or decades ago. Only 14.0% hold a mortgage, and 30.2% rent. Separate houses account for 61.2% of dwellings, with semi-detached at 15.8% and apartments at 6.7%. Bedroom distribution is balanced, with 2-bedroom at 37.3% and 3-bedroom at 37.6%. The median rose from $710,000 in 2024 to $805,000 in 2025, a 13.4% gain over one year. A 20.2% vacancy rate indicates that a significant portion of the housing stock sits empty at any given time, likely reflecting short-stay or investment properties that are not consistently occupied.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,495
Rent / wk
$310
HH Size
1.9
Personal Income / wk
$519
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
20.2%
Unoccupied
190
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
37.3% stressed
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
41.5% stressed
Community Profile
Ancestry
Household Composition
53.4%
Couples, no children
1,067
Total families
Economy & Employment
Healthcare dominates at 24.7% of workers (79 people), higher than most suburbs, because the older population generates disproportionate demand for care services. Construction follows at 15.3% and Education at 12.8%, with Hospitality at 10.0% reflecting coastal tourism. Unemployment is 8.5%, above the NSW state average, and participation is just 33.1% because 835 residents are not in the labour force, primarily retirees. SEIFA IRSD decile 3 and IRSAD decile 3 both place North Haven in the lower third nationally on economic advantage. Real income growth of 9.6% over the decade was positive but below inflation.
Unemployment
5.0%
Labour Force
8,476
Unemployed
427
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
54.3%
Part-time
37.2%
Participation
33.1%
Employed
442
Occupations
Top Industries
University
14.6%
Postgraduate
0.9%
Born Overseas
10.4%
Dwellings
748
Transport to Work
Car dependence is high at 87.9%, above national urban averages, because coastal geography limits public transport options. Walking and cycling account for 8.1% of commuters. No schools are recorded within the suburb boundary, so families depend on neighbouring areas. The IRSAD decile of 3 places North Haven below average nationally on advantage. Rent stress sits at 37.3% and mortgage stress at 41.5%, both above the 30% threshold. About 10.7% of residents (161 people) need daily assistance, above national rates, because a median age of 61 generates higher care dependency than most suburbs.
Drive
87.9%
Public Transport
N/A
Walk / Cycle
8.1%
Work from Home
N/A
Population Forecast
+0.48%/yr
(+75 people/yr)
EstablishedAnnual population growth is 0.48%, adding about 75 people per year. The 10-year change of 5.3% is slower than most NSW coastal markets. Net internal migration adds 66 per year and overseas migration 80, giving a balanced driver. Medium forecasts project the broader area reaching around 15,838 by 2031. The gentrification score of 8 places it firmly as not gentrifying, consistent with SEIFA decile 3 and a stable retired base. Rent grew 36.4% while incomes grew 9.6%, a divergence that has pushed the rent-to-income ratio to 37.3%, above the 30% stress threshold.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+80
Net Internal / yr
+66
Gentrification Signal
Not gentrifying
Net internal migration +66/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How North Haven compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is North Haven a good suburb to live in?
North Haven suits retirees and those seeking a quiet coastal lifestyle. The median age is 61, some 21 years above the national figure, and 55.8% of residents own their homes outright. SEIFA IRSD decile 3 signals below-average advantage, and the 20.2% vacancy rate points to a seasonal rather than year-round community feel.
What is the median house price in North Haven?
The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local household incomes of $832 per week.
What schools are in North Haven?
No schools are recorded inside the North Haven suburb boundary in this dataset. Families rely on schools in neighbouring localities. University qualification rates at 14.6% sit 15.5 points below the national average, reflecting the older, trades-focused resident base.
Is North Haven safe?
Detailed crime statistics are not available for North Haven in this dataset. As a contextual indicator, the suburb has a SEIFA IRSD decile of 3, placing it in the lower third nationally on relative disadvantage. The 10.7% of residents needing daily assistance is above average, consistent with an older population rather than elevated social risk.
Is North Haven good for property investment?
Weekly rent of $310 against a $790,000 median implies a gross yield near 2.0%, below coastal NSW benchmarks. The 20.2% vacancy rate is the main risk, more than double a healthy threshold, suggesting seasonal demand patterns. House prices rose 13.4% in 2025 vs 2024, so capital growth has been stronger than yield.
How is North Haven's population changing?
Annual population growth is 0.48%, adding around 75 people per year. Over 10 years the total change was 5.3%, slower than most NSW coastal areas. The profile is aging, with the senior share up 4.6 points and the working-age share down 1.9 points over the decade. Forecasts put the broader area at around 15,838 by 2031.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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