NSW 2443 Census 2021 + Live DA Data

North Haven

With a median age of 61, North Haven sits 21 years above the national figure, making it one of the most senior-skewed coastal suburbs in NSW. Household income lands in the 5.3rd percentile nationally, well below average, yet house prices reached $790,000 in 2025. That gap between low incomes and mid-range prices is the defining tension here. The SEIFA IRSD decile of 3 flags moderate disadvantage, and 55.8% of residents own their home outright, a share far higher than the national average, pointing to a population that bought decades ago and is now retired rather than actively borrowing.

North Haven urban fabric map

Population

1,619

Median Age

61.0

Household IncomeiMedian weekly household income (ABS Census)

$832/wk

DAs (12 months)iDevelopment Applications lodged in the past year

20

Median House

$790K

2024-2025 (PSI derived)

5.88 km²· 275.4 people/km²· Family income $1,149/wk

The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Separate houses make up 61.2% of the stock, with semi-detached at 15.8% and apartments at 6.7%. Two and three-bedroom homes dominate at 37.3% and 37.6% respectively. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local incomes. Only 14.0% of residents hold a mortgage because the 55.8% outright-ownership rate far exceeds the national average, meaning most stock is held by debt-free retired owners rather than leveraged buyers.

For Buyers

The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Separate houses make up 61.2% of the stock, with semi-detached at 15.8% and apartments at 6.7%. Two and three-bedroom homes dominate at 37.3% and 37.6% respectively. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local incomes. Only 14.0% of residents hold a mortgage because the 55.8% outright-ownership rate far exceeds the national average, meaning most stock is held by debt-free retired owners rather than leveraged buyers.

For Investors

Weekly rent of $310 against a $790,000 median implies a gross yield near 2.0%, below average for regional coastal NSW. The 20.2% vacancy rate is the key risk, reflecting seasonal coastal demand rather than stable long-term tenancy. The renter share of 30.2% provides a reasonable tenant base when occupied. Development activity is modest, with only 19 applications in the past 12 months. Net internal migration adds 66 per year, supporting demand, but 0.48% annual population growth means yield is constrained. House prices rose 13.4% in one year, so the investment case is more capital-growth than income-driven.

Development Activity

Total DAs

120

Last 12 Months

20

YoY ChangeiYear-over-year change in DA lodgements

+5.3%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
15
Garage / Carport / Shed
8
Swimming Pool / Spa
6
Subdivision
2
Demolition
2
New Dwelling
2
Commercial / Industrial
1
Hospitality / Food Premises
1

Schools in North Haven iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

North Haven Public School

ICSEA 997 Primary Government

K-6 · 232 students

Demographics

The median age of 61 is 21 years above the national figure, driving every other demographic pattern. Working-age share fell 1.9 points over the decade while the senior share rose 4.6 points. Only 10.4% were born overseas, 11.2 points below national, and ancestry is almost entirely Anglo-Celtic: English (743), Scottish (206) and Irish (159). University qualifications at 14.6% run 15.5 points below the national average. Average household size is 1.9 vs the national 2.5, because 53.4% of families are couples with no children, consistent with empty-nester retirees rather than young families.

Age Distribution

0-14
9.9%
15-24
6.9%
25-44
11.5%
45-64
29.1%
65+
42.2%

Bedrooms

Studio/1br
10.5%
2 bed
37.3%
3 bed
37.6%
4+ bed
14.6%

Dwelling Structure

61.2%

Houses

15.8%

Townhouse

6.7%

Apartment

Tenure

Own 55.8% Mortgage 14.0% Rent 30.2%

Ownership is the standout feature: 55.8% of residents own outright, far higher than the national average, because the population retired into properties bought years or decades ago. Only 14.0% hold a mortgage, and 30.2% rent. Separate houses account for 61.2% of dwellings, with semi-detached at 15.8% and apartments at 6.7%. Bedroom distribution is balanced, with 2-bedroom at 37.3% and 3-bedroom at 37.6%. The median rose from $710,000 in 2024 to $805,000 in 2025, a 13.4% gain over one year. A 20.2% vacancy rate indicates that a significant portion of the housing stock sits empty at any given time, likely reflecting short-stay or investment properties that are not consistently occupied.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,495

Rent / wk

$310

HH Size

1.9

Personal Income / wk

$519

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

20.2%

Unoccupied

190

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

37.3% stressed

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

41.5% stressed

Community Profile

Ancestry

English
743
Scottish
206
Irish
159
Ancestry NS
107
German
50
Other
41

Household Composition

53.4%

Couples, no children

1,067

Total families

Economy & Employment

Healthcare dominates at 24.7% of workers (79 people), higher than most suburbs, because the older population generates disproportionate demand for care services. Construction follows at 15.3% and Education at 12.8%, with Hospitality at 10.0% reflecting coastal tourism. Unemployment is 8.5%, above the NSW state average, and participation is just 33.1% because 835 residents are not in the labour force, primarily retirees. SEIFA IRSD decile 3 and IRSAD decile 3 both place North Haven in the lower third nationally on economic advantage. Real income growth of 9.6% over the decade was positive but below inflation.

Unemployment

5.0%

Labour Force

8,476

Unemployed

427

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
3
Disadvantage
3
Economic resources
3
Education & occupation
3

Full-time

54.3%

Part-time

37.2%

Participation

33.1%

Employed

442

Occupations

Community/Personal 85
Labourers 81
Professionals 59
Managers 48
Sales 44
Clerical/Admin 43
Machinery/Drivers 29

Top Industries

Healthcare 24.7%
Construction 15.3%
Education 12.8%
Hospitality 10.0%
Manufacturing 6.6%

University

14.6%

Postgraduate

0.9%

Born Overseas

10.4%

Dwellings

748

Transport to Work

Car dependence is high at 87.9%, above national urban averages, because coastal geography limits public transport options. Walking and cycling account for 8.1% of commuters. No schools are recorded within the suburb boundary, so families depend on neighbouring areas. The IRSAD decile of 3 places North Haven below average nationally on advantage. Rent stress sits at 37.3% and mortgage stress at 41.5%, both above the 30% threshold. About 10.7% of residents (161 people) need daily assistance, above national rates, because a median age of 61 generates higher care dependency than most suburbs.

Drive

87.9%

Public Transport

N/A

Walk / Cycle

8.1%

Work from Home

N/A

Population Forecast

+0.48%/yr

(+75 people/yr)

Established

Annual population growth is 0.48%, adding about 75 people per year. The 10-year change of 5.3% is slower than most NSW coastal markets. Net internal migration adds 66 per year and overseas migration 80, giving a balanced driver. Medium forecasts project the broader area reaching around 15,838 by 2031. The gentrification score of 8 places it firmly as not gentrifying, consistent with SEIFA decile 3 and a stable retired base. Rent grew 36.4% while incomes grew 9.6%, a divergence that has pushed the rent-to-income ratio to 37.3%, above the 30% stress threshold.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+80

Net Internal / yr

+66

8

Gentrification Signal

Not gentrifying

Net internal migration +66/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How North Haven compares to ~15,000 Australian suburbs

Population
Top 24%
Household Income
Bottom 5%
Rent Level
Top 36%
Apartments
Top 38%
Renters
Top 28%
Uni Educated
Bottom 17%
Born Overseas
Bottom 32%
Density
Top 22%

Frequently Asked Questions

Is North Haven a good suburb to live in?

North Haven suits retirees and those seeking a quiet coastal lifestyle. The median age is 61, some 21 years above the national figure, and 55.8% of residents own their homes outright. SEIFA IRSD decile 3 signals below-average advantage, and the 20.2% vacancy rate points to a seasonal rather than year-round community feel.

What is the median house price in North Haven?

The median house price was $790,000 in 2025, up 13.4% from $710,000 in 2024. Monthly mortgage repayments average $1,495, but the mortgage-to-income ratio of 41.5% exceeds the 30% stress threshold relative to local household incomes of $832 per week.

What schools are in North Haven?

No schools are recorded inside the North Haven suburb boundary in this dataset. Families rely on schools in neighbouring localities. University qualification rates at 14.6% sit 15.5 points below the national average, reflecting the older, trades-focused resident base.

Is North Haven safe?

Detailed crime statistics are not available for North Haven in this dataset. As a contextual indicator, the suburb has a SEIFA IRSD decile of 3, placing it in the lower third nationally on relative disadvantage. The 10.7% of residents needing daily assistance is above average, consistent with an older population rather than elevated social risk.

Is North Haven good for property investment?

Weekly rent of $310 against a $790,000 median implies a gross yield near 2.0%, below coastal NSW benchmarks. The 20.2% vacancy rate is the main risk, more than double a healthy threshold, suggesting seasonal demand patterns. House prices rose 13.4% in 2025 vs 2024, so capital growth has been stronger than yield.

How is North Haven's population changing?

Annual population growth is 0.48%, adding around 75 people per year. Over 10 years the total change was 5.3%, slower than most NSW coastal areas. The profile is aging, with the senior share up 4.6 points and the working-age share down 1.9 points over the decade. Forecasts put the broader area at around 15,838 by 2031.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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