SA 5085 Census 2021 + Live DA Data

Northgate

Half the working adults in Northgate hold university qualifications, 20 percentage points above the national average, yet the suburb's IRSD disadvantage score sits at decile 5, squarely mid-range. The $1,286,000 median house price rose 24.9% in a single year from $1,030,000, compressing the gap between educational attainment and purchase affordability. The suburb spans just 1.01 km2 with 3,184 residents at a density of 3,154 per km2. Separate houses make up 89.2% of dwellings and 44.1% of homes have four or more bedrooms, a profile consistent with family-focused, owner-occupier demand rather than investor churn.

Northgate urban fabric map

Population

3,184

Median Age

38.0

Household IncomeiMedian weekly household income (ABS Census)

$2,207/wk

DAs (12 months)iDevelopment Applications lodged in the past year

11

Median House

$1.3M

Median 1Q 2026

1.01 km²· 3,154.7 people/km²· Family income $2,321/wk

The median house price reached $1,286,000 in the first quarter of 2026, up from $1,030,000 a year earlier, a 24.9% rise in 12 months. Monthly mortgage repayments average $1,742, producing a mortgage-to-income ratio of 18.2%, well below the 30% stress threshold. That affordability cushion holds even as prices climb, because household incomes sit at the 83.8th percentile nationally. Stock is dominated by separate houses at 89.2%, with 53% of dwellings having three bedrooms and 44.1% having four or more. The 47.3% mortgage-holder share is higher than the 29.7% who own outright, which points to active recent buying rather than long-held, debt-free tenure.

For Buyers

The median house price reached $1,286,000 in the first quarter of 2026, up from $1,030,000 a year earlier, a 24.9% rise in 12 months. Monthly mortgage repayments average $1,742, producing a mortgage-to-income ratio of 18.2%, well below the 30% stress threshold. That affordability cushion holds even as prices climb, because household incomes sit at the 83.8th percentile nationally. Stock is dominated by separate houses at 89.2%, with 53% of dwellings having three bedrooms and 44.1% having four or more. The 47.3% mortgage-holder share is higher than the 29.7% who own outright, which points to active recent buying rather than long-held, debt-free tenure.

For Investors

Renters make up 23% of households, below typical investor-friendly suburbs, and the weekly median rent of $395 against a $1,286,000 median price implies a gross yield around 1.6%, lower than state averages. The vacancy rate of 3.2% is moderate and broadly in line with the SA average, suggesting steady rather than pressured demand. Development activity logged 10 applications in the past 12 months, mostly detached dwelling works, indicating incremental change rather than a supply surge. The 24.9% price gain in one year compared to broader SA market movements makes the capital growth case compelling, though forward momentum at that pace is unlikely to persist. Household income in the 83.8th percentile nationally supports tenant quality for those who do rent.

Development Activity

Total DAs

65

Last 12 Months

11

YoY ChangeiYear-over-year change in DA lodgements

0.0%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Deck / Pergola / Patio
9
Renovation / Extension
3
New Dwelling
3
Garage / Carport / Shed
2
Commercial / Industrial
1
Fencing
1
Subdivision
1
Tree Removal
1

Schools in Northgate iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

Cedar College

ICSEA 1090 Combined Independent

R-12 · 884 students

Demographics

The median age of 38 is 2 years below the national figure, indicating a working-age and family-formation profile. Overseas-born residents make up 36.5% of the population, 14.9 percentage points above the national average. English ancestry leads at 802 residents, followed by Chinese (377), Indian (230) and Italian (226). The top non-English languages are Mandarin (88 speakers), Punjabi (59) and Cantonese (46), reflecting the suburb's multicultural mix. University qualifications at 50.1% are 20 percentage points above national, among the highest in suburban SA. Average household size of 3.0 is 0.5 above national, and couples with children dominate at 1,481 of 2,820 families, consistent with a family-led demographic.

Age Distribution

0-14
22.2%
15-24
12.0%
25-44
27.0%
45-64
26.3%
65+
12.5%

Bedrooms

Studio/1br
N/A
2 bed
2.9%
3 bed
53.0%
4+ bed
44.1%

Dwelling Structure

89.2%

Houses

10.8%

Townhouse

N/A

Apartment

Tenure

Own 29.7% Mortgage 47.3% Rent 23.0%

Separate houses account for 89.2% of stock, with semi-detached units making up the remaining 10.8% and no apartments recorded. Three-bedroom homes are the most common at 53%, with four-or-more bedroom dwellings close behind at 44.1%. This bedroom profile, skewed large, aligns with the 3.0 average household size, above the national average. Tenure splits into 47.3% mortgage holders, 29.7% outright owners and 23% renters. The price moved from $1,030,000 in early 2025 to $1,286,000 in early 2026, a 24.9% gain. The mortgage-to-income ratio of 18.2% and rent-to-income ratio of 17.9% both remain below the 30% stress threshold, suggesting current residents are absorbing costs comfortably despite the sharp price rise.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,742

Rent / wk

$395

HH Size

3.0

Personal Income / wk

$881

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

3.2%

Unoccupied

34

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

17.9%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

18.2%

Community Profile

Languages Spoken at Home

Mandarin
88
Punjabi
59
Canton
46
Guj
38
Hindi
32
Arabic
21

Ancestry

English
802
Other
546
Chinese
377
Indian
230
Italian
226
Scottish
193

Household Composition

19.8%

Couples, no children

2,820

Total families

Economy & Employment

Healthcare leads local employment at 22.1% (267 workers), well above its national industry share, followed by Education at 12.2% and Public Admin at 11.7%. Professional/Technical services employ 8.9% and Construction 6.5%. The occupation profile is knowledge-heavy: Professionals (496) and Managers (243) together account for the largest blocks, consistent with the IEO decile 7 rating for education and occupation, above the national midpoint. The full-time employment rate of 63.5% and unemployment rate of 4.2% are close to SA norms. The IER (economic resources) decile sits at 4, below the IEO decile of 7, a divergence that reflects high income but only moderate household wealth accumulation, partly because 47.3% still carry a mortgage.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
6
Disadvantage
5
Economic resources
4
Education & occupation
7

Full-time

63.5%

Part-time

32.3%

Participation

67.9%

Employed

1,614

Occupations

Professionals 496
Clerical/Admin 263
Managers 243
Community/Personal 175
Sales 125
Labourers 116
Machinery/Drivers 61

Top Industries

Healthcare 22.1%
Education 12.2%
Public Admin 11.7%
Professional/Tech 8.9%
Construction 6.5%

University

50.1%

Postgraduate

14.2%

Born Overseas

36.5%

Dwellings

1,035

Transport to Work

Car dependence is high at 86.5% of commuters driving, compared to 5.1% using public transport and just 1.8% walking or cycling, typical of a suburban SA location without rail access. The IRSAD decile of 6 places Northgate above the national median on combined advantage and disadvantage measures. Crime totals 103 incidents recorded, translating to a rate of 32.3 per 1,000 residents, a figure that warrants monitoring but is not extreme by SA suburban standards. The rent-to-income ratio of 17.9% and mortgage-to-income ratio of 18.2% both sit well below the 30% stress level, meaning most households are financially stable. No schools are recorded within the 1.01 km2 boundary in this dataset, so families depend on nearby institutions outside the suburb.

Drive

86.5%

Public Transport

5.1%

Walk / Cycle

1.8%

Work from Home

N/A

Safety & Crime

Total Offences

103

Year ending June 2024

Rate per 1,000 People

32.3

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Northgate compares to ~15,000 Australian suburbs

Population
Top 16%
Household Income
Top 16%
Rent Level
Top 18%
Renters
Top 43%
Uni Educated
Top 9%
Public Transport
Top 34%
Born Overseas
Top 8%
Density
Top 3%

Frequently Asked Questions

Is Northgate a good suburb to live in?

Northgate rates at IRSAD decile 6, above the national median on combined advantage measures. University qualifications at 50.1% are 20 percentage points above national, household incomes sit at the 83.8th percentile, and the mortgage-to-income ratio of 18.2% is well below the stress threshold. The trade-off is a $1,286,000 median house price after a 24.9% rise in one year.

What is the median house price in Northgate?

The median house price is $1,286,000 as of the first quarter of 2026, up 24.9% from $1,030,000 in early 2025. Monthly mortgage repayments average $1,742 and weekly rent is $395. The mortgage-to-income ratio sits at 18.2%, below the 30% stress benchmark.

What schools are in Northgate?

No schools are recorded within the Northgate boundary in this dataset, so families typically rely on schools in neighbouring suburbs. The local adult population is highly educated, with 50.1% holding university qualifications, 20 percentage points above the national average.

Is Northgate safe?

Northgate recorded 103 incidents in the most recent crime data, giving a rate of 32.3 per 1,000 residents. As a broader indicator, the suburb scores IRSAD decile 6 and IRSD decile 5, both around the national midpoint, consistent with a stable, mid-advantage area rather than a high-disadvantage one.

Is Northgate good for property investment?

The 24.9% price gain from $1,030,000 to $1,286,000 in one year is well above typical SA market gains and strengthens the capital growth case. Weekly rent of $395 against a $1,286,000 median implies a gross yield near 1.6%, low by investor standards. The vacancy rate is 3.2% and renters make up 23% of households, providing a modest but steady tenant pool.

How is Northgate's population changing?

A population turnover rate of 17.6% means 82.4% of residents stayed in the same dwelling over five years, indicating a stable community with low churn. The median age of 38 is 2 years below the national figure, and households average 3.0 people, above the national average, reflecting active family formation rather than an aging or declining base.

What languages are spoken in Northgate?

About 36.5% of residents were born overseas, 14.9 percentage points above the national average. The most common non-English languages are Mandarin (88 speakers), Punjabi (59), Cantonese (46), Gujarati (38) and Hindi (32), reflecting a significant South and East Asian community alongside the English-ancestry majority.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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