Oakdale
A household income at the 78th percentile nationally combined with a median house price of $955,000 and only 13.1% of residents renting tells the core Oakdale story: this is an ownership-oriented enclave of families with meaningful financial headroom. Spread across 94 square kilometres with just 2,028 residents, density sits at 21.6 people per km2, among the most lightly settled outer-fringe areas in the Sydney basin. The IRSD decile of 8 and IRSAD decile of 7 place Oakdale well above average on relative disadvantage measures nationally, while the IER decile of 10 reflects genuinely strong resource levels for households that own or are paying off their homes.
Population
2,028
Median Age
36.0
Household IncomeiMedian weekly household income (ABS Census)
$2,083/wk
DAs (12 months)iDevelopment Applications lodged in the past year
31
Median House
$955K
2024-2025 (PSI derived)
The median house price of $955,000 is anchored by a stock that is 96.4% separate houses, so buyers get genuine land with virtually every purchase. Over the 2024-2025 period, prices moved from $933,750 to $1,025,000, a gain of 9.8% in one year, which outpaced most Greater Sydney benchmarks. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 24.0%, below the 30% stress threshold even at this price level because household incomes are in the 78th percentile nationally. Four-bedroom-plus homes account for 55.4% of stock and three-bedroom dwellings a further 37.0%, meaning supply skews heavily toward family-sized homes. Outright owners at 31.6% and mortgage holders at 55.3% confirm an established, equity-rich ownership base.
For Buyers
The median house price of $955,000 is anchored by a stock that is 96.4% separate houses, so buyers get genuine land with virtually every purchase. Over the 2024-2025 period, prices moved from $933,750 to $1,025,000, a gain of 9.8% in one year, which outpaced most Greater Sydney benchmarks. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 24.0%, below the 30% stress threshold even at this price level because household incomes are in the 78th percentile nationally. Four-bedroom-plus homes account for 55.4% of stock and three-bedroom dwellings a further 37.0%, meaning supply skews heavily toward family-sized homes. Outright owners at 31.6% and mortgage holders at 55.3% confirm an established, equity-rich ownership base.
For Investors
With only 13.1% of residents renting and a weekly rent of $410, investor demand in Oakdale is modest compared to more urban markets. The vacancy rate of 3.2% indicates some softness rather than acute undersupply. Development activity logged 30 applications in the past 12 months, including new dwelling houses and pools, which is active for a suburb of 2,028 people and suggests organic growth pressure rather than stagnation. At $410 weekly rent against a $955,000 median, gross yield sits near 2.2%, which is low in yield terms but partly offset by the 9.8% price growth recorded over 2024-2025. The IER decile of 10 reflects strong household resource levels, supporting mortgage serviceability among owner-occupiers who dominate the market.
Development Activity
Total DAs
263
Last 12 Months
31
YoY ChangeiYear-over-year change in DA lodgements
-26.2%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Oakdale iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Oakdale Public School
K-6 · 141 students
Demographics
The median age of 36 is 4 years below the national figure, reflecting a young-family profile that flows from the large-lot, family-home character of the suburb. Overseas-born residents make up just 10.0% of the population, which is 11.6 percentage points below the national average, and ancestry is strongly Anglo-Celtic with English (756), Irish (175) and Scottish (170) as the top three groups. University qualifications stand at 17.2%, a full 12.9 percentage points below the national rate, meaning most residents hold trade certificates or entered the workforce directly. Average household size of 3.0 is 0.5 above the national figure, consistent with couples-with-children households dominating family composition, where 782 families fit that profile against 410 couples without children.
Age Distribution
Bedrooms
Dwelling Structure
96.4%
Houses
0.6%
Townhouse
N/A
Apartment
Tenure
Tenure in Oakdale divides sharply between owners: 31.6% hold their home outright and 55.3% are paying a mortgage, leaving only 13.1% renting, well below state and national rental shares. The stock is almost exclusively separate houses at 96.4%, with semi-detached at just 0.6% and negligible apartments. Bedrooms skew large, with 55.4% of dwellings having four or more bedrooms and 37.0% having three, a profile suited to families with children rather than singles or downsizers. The median house price rose 9.8% from $933,750 in 2024 to $1,025,000 in 2025. Monthly mortgage repayments of $2,167 represent 24.0% of median household income, sitting comfortably below the 30% stress threshold. The vacancy rate of 3.2% is moderate, reflecting limited investor supply in a predominantly owner-occupier market.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$410
HH Size
3.0
Personal Income / wk
$849
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
3.2%
Unoccupied
21
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.0%
Community Profile
Ancestry
Household Composition
24.5%
Couples, no children
1,675
Total families
Economy & Employment
Construction is the dominant industry at 19.7% of employed residents (116 workers), which aligns with the area's ongoing residential development and large-lot lifestyle properties. Healthcare follows at 14.1% (83 workers) and Education at 11.4% (67 workers), reflecting workers who commute to Camden and Campbelltown facilities. Manufacturing and Public Admin each account for 7.1%. By occupation, Clerical/Admin (126), Managers (122) and Professionals (111) lead, with Machinery/Drivers (104) close behind, a blend consistent with the suburb's proximity to industrial corridors and employment centres along the Hume Highway. The unemployment rate of 3.5% is in line with or below broader NSW figures, full-time employment runs at 63.2%, and the SEIFA IEO decile of 5 indicates middling education and occupation advantage compared nationally.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
63.2%
Part-time
33.3%
Participation
53.6%
Employed
824
Occupations
Top Industries
University
17.2%
Postgraduate
3.8%
Born Overseas
10.0%
Dwellings
636
Transport to Work
Car dependency is near-total at 94.9% of residents driving to work, while just 2.1% walk or cycle, consistent with a low-density outer area where distances between destinations are substantial. Crime data is not available at the suburb level for Oakdale, but the IRSD decile of 8 and IRSAD decile of 7 both place it above average nationally on relative disadvantage measures, which generally correlates with lower crime exposure. Rent-to-income at 19.7% means tenants here are not under financial stress. No schools are recorded inside the Oakdale boundary, so families rely on schooling in neighbouring Camden LGA towns. Volunteering participation of 12.8% and a low assistance-need rate of 4.8% (90 residents) reflect a settled, capable community rather than one with elevated welfare dependence.
Drive
94.9%
Public Transport
N/A
Walk / Cycle
2.1%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Oakdale compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Oakdale a good suburb to live in?
Oakdale suits families who prioritise space and home ownership over urban convenience. The IRSD decile of 8 and IRSAD decile of 7 place it above average nationally on disadvantage measures. Household income sits at the 78th percentile nationally, the vacancy rate is a manageable 3.2%, and 86.9% of residents own or are paying off their home. The main trade-off is near-total car dependency at 94.9% of commuters.
What is the median house price in Oakdale?
The median house price is $955,000 as of the 2024-2025 period, up from $933,750 in 2024 to $1,025,000 in 2025, a rise of 9.8%. Monthly mortgage repayments average $2,167, representing 24.0% of median household income, which is below the standard 30% stress threshold.
What schools are in Oakdale?
No schools are recorded inside the Oakdale boundary in this dataset. Families rely on schools in neighbouring Camden LGA towns, which are accessible by car given that 94.9% of residents drive to work. The suburb's 17.2% university qualification rate is 12.9 percentage points below the national figure.
Is Oakdale safe?
Suburb-level crime statistics are not available for Oakdale. As a contextual indicator, the suburb scores decile 8 on IRSD (relative disadvantage) and decile 7 on IRSAD nationally, both above-average positions. Only 4.8% of the 2,028 residents (90 people) require daily assistance, consistent with a low-disadvantage community.
Is Oakdale good for property investment?
Investment conditions are modest. The rent of $410 per week against a $955,000 median implies a gross yield near 2.2%, which is low. The vacancy rate of 3.2% is not tight. However, 9.8% price growth in 2024-2025 and 30 development applications in 12 months suggest active demand. The 13.1% renter share limits the tenant pool compared to higher-density suburbs.
How is Oakdale's population changing?
Oakdale has a stable resident base: 81.1% of residents stayed in the same location over the census period, with a turnover rate of 18.9%. The current population is 2,028 across a 94 square kilometre area at 21.6 residents per km2. The young median age of 36, which is 4 years below the national figure, points to an influx of family-aged households rather than an aging or declining community.
How much development activity is happening in Oakdale?
There were 30 development applications lodged in the past 12 months, including new dwelling houses, swimming pools and farm buildings, a high volume relative to the existing 2,028-person population. This level of activity is consistent with a low-density suburb at 21.6 residents per km2 that still has significant land available for new construction and subdivision.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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