Oakville
With household income sitting at the 89.7th percentile nationally and 54.5% of residents owning their home outright, Oakville, NSW 2765 is a settled, high-income rural-residential enclave on Sydney's north-western fringe. The population of 2,027 is spread across 15.15 km2, giving a density of just 134 people per km2, far below Sydney norms. Median age is 44, four years above the national figure, and average household size of 3.3 persons is 0.8 above national, reflecting a suburb where established families hold land rather than move on, with 86.5% of residents unchanged address in the five years before the Census.
Population
2,027
Median Age
44.0
Household IncomeiMedian weekly household income (ABS Census)
$2,368/wk
DAs (12 months)iDevelopment Applications lodged in the past year
268
Median House
$880K
2024-2025 (PSI derived)
The current median house price sits at $880,000, derived from a PSI index, but the price history tells a sharper story: the 2024 recorded median was $1,099,000, which fell to $847,500 by 2025, a drop of 22.9%. Buyers entering now are therefore purchasing below the recent peak. Stock is overwhelmingly detached housing at 98.8%, and 70.2% of dwellings have four or more bedrooms, making Oakville one of the larger-lot, larger-home markets in Greater Sydney. Monthly mortgage repayments average $2,500, and the mortgage-to-income ratio is 24.4%, below the 30% stress threshold, meaning costs remain manageable relative to local incomes at the 89.7th percentile nationally. Only 29.5% of households carry a mortgage, compared to 54.5% who own outright.
For Buyers
The current median house price sits at $880,000, derived from a PSI index, but the price history tells a sharper story: the 2024 recorded median was $1,099,000, which fell to $847,500 by 2025, a drop of 22.9%. Buyers entering now are therefore purchasing below the recent peak. Stock is overwhelmingly detached housing at 98.8%, and 70.2% of dwellings have four or more bedrooms, making Oakville one of the larger-lot, larger-home markets in Greater Sydney. Monthly mortgage repayments average $2,500, and the mortgage-to-income ratio is 24.4%, below the 30% stress threshold, meaning costs remain manageable relative to local incomes at the 89.7th percentile nationally. Only 29.5% of households carry a mortgage, compared to 54.5% who own outright.
For Investors
Rental demand is thin rather than strong: only 16% of dwellings are rented, well below the national average, and the weekly median rent is $600. At the current $880,000 median, that implies a gross yield around 3.5%. The vacancy rate of 4.2% is moderate, suggesting supply and demand are roughly in balance but not tight. Development activity is substantial at 250 applications in the past 12 months, largely CDC and modification applications for dwelling houses on large lots, which signals that the existing owner base is improving rather than subdividing. With 86.5% of residents staying put over five years, tenant turnover is low, and rental investors should expect a small, stable pool of long-term tenants rather than high-frequency churn.
Development Activity
Total DAs
734
Last 12 Months
268
YoY ChangeiYear-over-year change in DA lodgements
+75.2%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Oakville iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Arndell Anglican College
K-12 · 1220 students
Oakville Public School
K-6 · 612 students
Demographics
The median age of 44 is four years above the national figure, placing Oakville among older Sydney communities. Overseas-born residents account for 16.9% of the population, 4.7 percentage points below the national average, which aligns with the strong Anglo-Celtic ancestry profile: English (637), Maltese (393), Irish (154), Scottish (152) and Italian (139) are the five leading ancestries. The Maltese community is notably large relative to suburb size. Average household size of 3.3 is 0.8 above national, and couples with children represent 651 of 1,781 families. University qualifications reach 23%, which is 7.1 points below the national figure, consistent with a workforce concentrated in Construction (22.9%), rather than professional and knowledge industries.
Age Distribution
Bedrooms
Dwelling Structure
98.8%
Houses
N/A
Townhouse
1.2%
Apartment
Tenure
Separate houses account for 98.8% of dwellings, one of the highest proportions in Greater Sydney, reflecting large rural-residential lots across 15.15 km2. The four-plus bedroom category dominates at 70.2%, with three-bedroom homes at 25%, so smaller dwellings are rare. Tenure is weighted heavily toward outright ownership: 54.5% own outright against 29.5% on a mortgage and only 16% renting, a ratio that indicates long-held, low-debt holdings rather than an active buyer market. The price-history data shows a 22.9% correction from $1,099,000 in 2024 to $847,500 in 2025, steeper than broader Sydney. Mortgage-to-income (24.4%) and rent-to-income (25.3%) are both below the 30% stress threshold, confirming that current residents are not under housing cost pressure relative to their income.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,500
Rent / wk
$600
HH Size
3.3
Personal Income / wk
$876
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.2%
Unoccupied
26
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
25.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
24.4%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
25.5%
Couples, no children
1,781
Total families
Economy & Employment
Construction is the single largest employer at 22.9% of local workers (140 people), a share well above typical suburban averages, which reflects both local residential development demand and the proximity to Sydney's north-west growth corridor. Education comes second at 11.3% (69 workers) and Healthcare third at 10.0% (61). By occupation, Clerical/Admin (175) and Managers (171) are the two largest groups, with Professionals (134) close behind. The unemployment rate is 3.0% and the full-time employment rate is 64.1%, with 577 residents working full-time. Participation is 55.0%, below the national rate, in part because the older median age of 44 means 558 residents are outside the labour force. Household income at the 89.7th percentile nationally contrasts with the below-average university rate (23%), pointing to trade-based and owner-operator wealth rather than professional credentials.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
64.1%
Part-time
32.9%
Participation
55.0%
Employed
900
Occupations
Top Industries
University
23.0%
Postgraduate
4.9%
Born Overseas
16.9%
Dwellings
590
Transport to Work
Car dependency is near-total: 90.3% of residents drive to work, and no public transport usage figure is recorded, consistent with the 134 persons per km2 density across 15.15 km2. Walking and cycling account for 4.7% of commutes. No schools are recorded within the Oakville boundary in this dataset, so families rely on nearby Vineyard, Windsor or Box Hill. Crime data is not available for Oakville. As indirect indicators of amenity: the mortgage-to-income ratio is 24.4% and rent-to-income 25.3%, both below the 30% stress level, and only 4.4% of residents (84 people) need daily assistance. Volunteering runs at 12.4% of the population, somewhat above state averages, which reflects the stable, established community where 86.5% of residents have lived continuously for at least five years.
Drive
90.3%
Public Transport
N/A
Walk / Cycle
4.7%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Oakville compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Oakville a good suburb to live in?
Oakville suits families wanting large lots and detached housing near Sydney's north-west fringe. Household income sits at the 89.7th percentile nationally, mortgage-to-income is 24.4% (below the stress threshold), and 86.5% of residents stayed put over five years. The main trade-offs are total car dependence at 90.3% and no schools recorded within the suburb boundary.
What is the median house price in Oakville?
The current median house price is approximately $880,000 (PSI-derived). The recorded price peaked at $1,099,000 in 2024 before falling to $847,500 in 2025, a 22.9% correction. Weekly rent averages $600 and monthly mortgage repayments run about $2,500, giving a mortgage-to-income ratio of 24.4%.
What schools are in Oakville?
No schools are recorded inside the Oakville suburb boundary in this dataset. Families typically access schools in nearby suburbs including Vineyard, Windsor and the Box Hill area. Despite the gap in local schooling, the suburb has a high share of families with children, with couples-with-children comprising 651 of 1,781 families.
Is Oakville safe?
Detailed crime statistics are not available for Oakville in this dataset. As indirect indicators: household income ranks at the 89.7th percentile nationally, only 4.4% of residents (84 people) require daily assistance, and the turnover rate is just 13.5%, with 86.5% of residents having lived there continuously, all consistent with a stable, low-disadvantage community.
Is Oakville good for property investment?
Rental demand is limited at 16% of dwellings rented, well below national averages, with a $600 weekly median rent implying a gross yield around 3.5% on the $880,000 median. The vacancy rate is 4.2%, moderate rather than tight. Prices fell 22.9% from the 2024 peak. With 250 development applications in 12 months, owner-occupiers are actively improving stock, which supports long-term values.
How is Oakville's population changing?
The current population is 2,027 across 15.15 km2. Suburb-level population forecasts are not available in this dataset, but the residential stability signal is strong: 86.5% of residents did not change address in the five years before the Census, a turnover rate of just 13.5%, well below typical Sydney suburban averages. The 250 development applications over 12 months indicate active investment in existing homes.
How much development is happening in Oakville?
There were 250 development applications lodged in the past 12 months, high for a suburb of 2,027 residents. Most are Complying Development Certificates and CDC modifications for dwelling houses, indicating that established owners are extending and improving large-lot properties rather than adding new dwellings. This level of activity is above the median for comparable low-density suburbs.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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