Old Toongabbie
At 1.27 km2 with 3,276 residents, Old Toongabbie packs a high-income mortgage belt into one of Western Sydney's more compact footprints. The median house price of $1,330,000 sits well above the Sydney outer-ring average, supported by household income in the 82.8th percentile nationally. Owner-occupiers dominate: 84.2% of dwellings are separate houses and 77% of residents are owners, either outright (35.5%) or under mortgage (41.5%). The suburb attracts professionals, with 40.8% holding university qualifications, 10.7 percentage points above the national rate.
Population
3,276
Median Age
38.0
Household IncomeiMedian weekly household income (ABS Census)
$2,172/wk
DAs (12 months)iDevelopment Applications lodged in the past year
34
Median House
$1.3M
2024-2025 (PSI derived)
The median house price is $1,330,000, rising from $1,307,500 in 2024 to $1,350,000 in 2025, a 3.3% gain. Monthly mortgage repayments average $2,200, producing a mortgage-to-income ratio of 23.4%, comfortably below the 30% stress threshold because household income sits in the 82.8th percentile nationally. Detached houses dominate at 84.2% of stock, with semi-detached homes at 8.8% and apartments at only 6.9%. Bedroom distribution skews large: 39.6% of dwellings have four or more bedrooms and 48.7% have three, indicating a family-focused housing mix with limited smaller-format options for first buyers.
For Buyers
The median house price is $1,330,000, rising from $1,307,500 in 2024 to $1,350,000 in 2025, a 3.3% gain. Monthly mortgage repayments average $2,200, producing a mortgage-to-income ratio of 23.4%, comfortably below the 30% stress threshold because household income sits in the 82.8th percentile nationally. Detached houses dominate at 84.2% of stock, with semi-detached homes at 8.8% and apartments at only 6.9%. Bedroom distribution skews large: 39.6% of dwellings have four or more bedrooms and 48.7% have three, indicating a family-focused housing mix with limited smaller-format options for first buyers.
For Investors
Renters make up only 23% of households, below the Sydney metropolitan average, which constrains the landlord pool. Weekly rent sits at $450, and the vacancy rate is 4.6%, slightly elevated compared to the sub-3% benchmark that typically signals tight rental conditions. Development activity is active, with 33 applications lodged in the past 12 months, including dual-occupancy and dwelling alteration works, suggesting incremental densification rather than large-scale supply. Price growth of 3.3% from 2024 to 2025 reflects steady rather than speculative demand, consistent with an established owner-occupier suburb where capital preservation tends to outweigh yield.
Development Activity
Total DAs
178
Last 12 Months
34
YoY ChangeiYear-over-year change in DA lodgements
+70.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 38 is 2 years below the national figure, pointing to a working-age rather than aging profile. Overseas-born residents reach 30.9%, which is 9.3 percentage points above the national rate. Ancestry is led by English (818 residents), Irish (306) and Indian (207), with Lebanese (203) also a significant group. University qualifications at 40.8% run 10.7 points above national, consistent with the professional and managerial occupation mix. Average household size of 2.8 is 0.3 above national, reflecting the strong couples-with-children family structure, where 1,360 families fall into that category compared with 509 couples without children.
Age Distribution
Bedrooms
Dwelling Structure
84.2%
Houses
8.8%
Townhouse
6.9%
Apartment
Tenure
Owner-occupation is the defining tenure characteristic: 35.5% own outright and 41.5% carry a mortgage, so renters at 23% are a clear minority compared to the wider NSW renter share. The stock is overwhelmingly separate houses at 84.2%, with semi-detached at 8.8% and apartments at just 6.9%, a profile that keeps supply tight for buyers wanting standalone homes. Prices rose from $1,307,500 in 2024 to $1,350,000 in 2025, a 3.3% annual gain. Bedroom distribution is skewed toward larger homes: 39.6% have four or more bedrooms and 48.7% have three, while only 9.5% are two-bedroom. Mortgage-to-income at 23.4% and rent-to-income at 20.7% both sit below standard stress thresholds.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,200
Rent / wk
$450
HH Size
2.8
Personal Income / wk
$909
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.6%
Unoccupied
54
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
20.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
23.4%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
18.1%
Couples, no children
2,810
Total families
Economy & Employment
Healthcare is the dominant industry at 19.4% of employed residents (211 workers), followed by Education at 12.2% (132) and Construction at 9.8% (106). Professional/Technical services account for 8.4% and Public Administration 8.0%. By occupation, Professionals lead with 406 workers, then Clerical/Admin (249) and Managers (221), a white-collar mix that explains why personal weekly income of $909 sits above the national median. Unemployment is 4.1% and the full-time employment rate is 66.9%, with 881 residents employed full-time and 436 part-time. Participation at 53% is moderate, partly because 859 residents are not in the labour force.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
66.9%
Part-time
29.0%
Participation
53.0%
Employed
1,317
Occupations
Top Industries
University
40.8%
Postgraduate
11.1%
Born Overseas
30.9%
Dwellings
1,108
Transport to Work
Car dependence is high, with 86.1% of residents driving to work, compared to the national average of around 60%, while only 5.4% use public transport. Walking and cycling account for 1.1% of commutes. Crime data is not available for Old Toongabbie in this dataset, though the low housing-stress indicators (mortgage-to-income 23.4%, rent-to-income 20.7%) and high income percentile of 82.8 nationally suggest a low-disadvantage environment. Schools are not recorded within the suburb boundary in this dataset. Volunteering participation is 13.6% and 4.6% of residents need daily assistance, consistent with a stable, working-age community.
Drive
86.1%
Public Transport
5.4%
Walk / Cycle
1.1%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Old Toongabbie compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Old Toongabbie a good suburb to live in?
Old Toongabbie suits owner-occupier families well, with household income in the 82.8th percentile nationally and 77% of residents owning their home. The mortgage-to-income ratio of 23.4% is below the 30% stress threshold. The main limitation is high car dependence: 86.1% of residents drive to work and only 5.4% use public transport.
What is the median house price in Old Toongabbie?
The median house price is $1,330,000 as of 2024-2025. Prices rose from $1,307,500 in 2024 to $1,350,000 in 2025, a 3.3% gain. Monthly mortgage repayments average $2,200, and weekly rent averages $450 for the 23% of households who rent.
What schools are in Old Toongabbie?
No schools are recorded within the Old Toongabbie boundary in this dataset. Families rely on schools in surrounding suburbs. The local population is well-educated: 40.8% of residents hold university qualifications, which is 10.7 percentage points above the national rate.
Is Old Toongabbie safe?
Detailed crime statistics are not available for Old Toongabbie in this dataset. As an indirect indicator, household income sits in the 82.8th percentile nationally, mortgage-to-income is 23.4% and rent-to-income is 20.7%, both below stress thresholds, suggesting a financially stable, low-disadvantage area.
Is Old Toongabbie good for property investment?
The renter share is only 23%, lower than the Sydney metro average, limiting the tenant pool. Weekly rent of $450 against a $1,330,000 median implies a gross yield near 1.8%. The vacancy rate of 4.6% is slightly elevated. Price growth was 3.3% from 2024 to 2025, suggesting steady capital-growth potential rather than high yield returns.
How is Old Toongabbie's population changing?
Old Toongabbie has a population of 3,276 in a 1.27 km2 area, giving a density of 2,571 per km2. The residential stability rate is high, with 84% of residents staying in the suburb rather than moving. The suburb is identified as a mortgage-belt area, with 41.5% of households under mortgage, indicating ongoing demand from working families.
What languages are spoken in Old Toongabbie?
About 30.9% of residents were born overseas, which is 9.3 percentage points above the national figure. The top non-English languages spoken are Arabic (60 speakers), Korean (43), Mandarin (30), Gujarati (23) and Hindi (21), reflecting a multicultural community within a predominantly English-speaking suburb.
How much development is happening in Old Toongabbie?
There were 33 development applications lodged in the past 12 months, including dual-occupancy certificates and dwelling alterations. Recent applications include a dual occupancy complying development certificate for 2 dwellings, indicating incremental densification activity on established lots rather than large-scale new supply.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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