Pemulwuy
Three forces define Pemulwuy: a household income in the 95.9th percentile nationally, a population that grew 35.9% over the decade, and a housing stock that is 74.7% separate houses with 57.3% of dwellings holding four or more bedrooms. Median age sits at 37, three years below the national figure, and 42.9% of residents were born overseas, 21.3 points above national. University qualifications reach 50.9%, which is 20.8 points higher than national, yet the median house price of $1,189,500 stays moderate for western Sydney because the suburb is a master-planned, family-oriented estate rather than an inner-ring market. SEIFA places it in decile 8 for IRSAD and decile 9 for economic resources.
Population
5,532
Median Age
37.0
Household IncomeiMedian weekly household income (ABS Census)
$2,758/wk
DAs (12 months)iDevelopment Applications lodged in the past year
22
Median House
$1.2M
2024-2025 (PSI derived)
At $1,189,500 the median house price is high in absolute terms but stable, moving just 0.1% from $1,189,000 in 2024 to $1,190,000 in 2025, so buyers are not chasing a fast-rising market. The stock suits families because 74.7% of dwellings are separate houses and 57.3% have four or more bedrooms, while only 19.4% are apartments. Monthly mortgage repayments average $2,511, giving a mortgage-to-income ratio of 21.0%, well below the 30% stress threshold despite the high entry price, because household incomes sit in the 95.9th percentile. That affordability cushion is why 58.1% of homes carry a mortgage, far more than the 19.0% owned outright, a profile of recent, well-paid buyers rather than long-settled owners.
For Buyers
At $1,189,500 the median house price is high in absolute terms but stable, moving just 0.1% from $1,189,000 in 2024 to $1,190,000 in 2025, so buyers are not chasing a fast-rising market. The stock suits families because 74.7% of dwellings are separate houses and 57.3% have four or more bedrooms, while only 19.4% are apartments. Monthly mortgage repayments average $2,511, giving a mortgage-to-income ratio of 21.0%, well below the 30% stress threshold despite the high entry price, because household incomes sit in the 95.9th percentile. That affordability cushion is why 58.1% of homes carry a mortgage, far more than the 19.0% owned outright, a profile of recent, well-paid buyers rather than long-settled owners.
For Investors
Renting accounts for 22.9% of dwellings against weekly rent of $570, and the 4.6% vacancy rate is tight enough to support reliable occupancy. Against the $1,189,500 median, that rent implies a gross yield near 2.5%, low but better than premium harbourside suburbs. Demand is underpinned by population growth running at 1.94% a year, with overseas migration the primary driver adding about 92 residents annually while internal migration removes 12. Development is steady at 20 applications in 12 months, including a child care centre and warehouse works rather than large new housing supply, so existing dwellings face limited competition. Rent grew 28.2% over the period, and with the renter base skewing toward four-bedroom family homes, the investment case rests on stable family tenants more than yield.
Development Activity
Total DAs
123
Last 12 Months
22
YoY ChangeiYear-over-year change in DA lodgements
-12.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 37 is 3.0 years below national, and the household profile is family-heavy: average household size is 3.2, which is 0.7 above national, and couples with children make up 2,721 families against only 707 couples without. Overseas-born residents reach 42.9%, which is 21.3 points above national, with Indian (692), English (653), Chinese (442) and Filipino (378) the largest ancestry groups. University qualifications at 50.9% run 20.8 points above national, consistent with a knowledge-worker base. The top non-English languages are Arabic and Hindi (129 speakers each), then Gujarati (94) and Mandarin (74). Hinduism (767) and Islam (531) follow Christianity (2,885), reflecting the migrant mix that drives most of the population intake.
Age Distribution
Bedrooms
Dwelling Structure
74.7%
Houses
5.9%
Townhouse
19.4%
Apartment
Tenure
Tenure is dominated by mortgages: 58.1% of dwellings carry a loan, 22.9% rent and only 19.0% are owned outright, a pattern that signals recent buyers rather than long-held wealth. The stock is overwhelmingly detached at 74.7% separate houses, with apartments at 19.4% and semi-detached at 5.9%, and it skews large, with 57.3% of dwellings holding four or more bedrooms and 24.1% three-bedroom. The median house price held flat at $1,189,500 across 2024 and 2025, a 0.1% move. Mortgage-to-income sits at 21.0% and rent-to-income at 20.7%, both well below the 30% stress line, because household incomes reach the 95.9th percentile nationally. That low stress despite a seven-figure median is the defining housing fact here.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,511
Rent / wk
$570
HH Size
3.2
Personal Income / wk
$1,098
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.6%
Unoccupied
81
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
20.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
21.0%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
14.4%
Couples, no children
4,926
Total families
Economy & Employment
The workforce concentrates in services: Healthcare leads at 17.4% (354 workers), Education follows at 11.4% (233), Finance at 10.4% (212), Professional/Tech at 9.8% (199) and Public Administration at 9.2% (188). By occupation, Professionals (784) and Managers (503) make up the largest groups, which aligns with the decile 7 IEO score for education and occupation. Unemployment is low at 4.2% and the full-time employment rate is 72.8%, above typical levels. Participation reads 58.1%, held down because 1,197 residents sit outside the labour force, many of them parents in larger households. The economic-resources index (IER) scores decile 9, higher than the IRSAD decile of 8, reflecting strong household balance sheets relative to overall advantage.
Unemployment
3.2%
Labour Force
6,554
Unemployed
209
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
72.8%
Part-time
23.0%
Participation
58.1%
Employed
2,340
Occupations
Top Industries
University
50.9%
Postgraduate
14.7%
Born Overseas
42.9%
Dwellings
1,674
Transport to Work
Pemulwuy is car-dependent: 87.6% of residents drive to work while only 3.1% use public transport and 2.1% walk or cycle, reflecting its low density of 369 residents per square kilometre across 14.98 square kilometres. The suburb scores decile 8 on IRSAD, an above-average advantage tier, and decile 7 on the IRSD index of relative disadvantage, meaning few residents face deprivation, with only 3.4% (181 people) needing daily assistance. Volunteering runs at 10.4%. Housing stress is contained, with rent-to-income at 20.7% and mortgage-to-income at 21.0%, both below the 30% threshold. No schools are recorded inside the boundary in this dataset, so families rely on institutions in neighbouring suburbs, a trade-off for the spacious, low-density estate layout.
Drive
87.6%
Public Transport
3.1%
Walk / Cycle
2.1%
Work from Home
N/A
Population Forecast
+1.94%/yr
(+220 people/yr)
EstablishedPemulwuy is a fast-growing established estate: population rose 35.9% over the decade and continues to expand at 1.94% a year, adding roughly 220 residents annually. Overseas migration is the primary driver, contributing about 92 net residents a year while internal migration subtracts 12, so the intake is almost entirely migration-led rather than internal churn. The trajectory is aging, with the senior share up 3.9 points and the working-age share down 4.8 points over the decade, though the median age of 37 stays below national. Gentrification reads early signs with a score of 24, and affordability moved only slightly from 57.9% in 2011 to 55.9% in 2021, classed as stable, so growth is volume-driven rather than price-driven.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+92
Net Internal / yr
-12
Gentrification Signal
Not gentrifying
Population +35% since 2011
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Pemulwuy compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Pemulwuy a good suburb to live in?
Pemulwuy scores decile 8 on IRSAD and decile 9 for economic resources, both above-average tiers, with household income in the 95.9th percentile nationally. It suits families: 74.7% of dwellings are separate houses and 57.3% have four or more bedrooms, though at 87.6% car commuting it is car-dependent.
What is the median house price in Pemulwuy?
The median house price is $1,189,500, high for western Sydney but stable, moving only 0.1% from $1,189,000 in 2024 to $1,190,000 in 2025. Weekly rent averages $570 and monthly mortgage repayments run about $2,511, giving a mortgage-to-income ratio of 21.0%, below the stress threshold.
What schools are in Pemulwuy?
No schools are recorded inside the Pemulwuy boundary in this dataset, so families rely on schools in neighbouring suburbs. The local population is highly educated, with university qualifications at 50.9%, which is 20.8 points above the national figure.
Is Pemulwuy safe?
Detailed crime statistics are not available for Pemulwuy in this dataset. As an indirect indicator, the suburb scores decile 7 on the IRSD index of relative disadvantage, an above-average tier, and only 3.4% of its residents (181 people) need daily assistance, both consistent with a low-disadvantage area.
Is Pemulwuy good for property investment?
Weekly rent of $570 against the $1,189,500 median gives a gross yield near 2.5%, low but the 4.6% vacancy rate supports steady occupancy. Population growth of 1.94% a year, driven by about 92 net overseas migrants annually, underpins family-tenant demand, so returns lean on stable rent more than yield.
How is Pemulwuy's population changing?
Population grew 35.9% over the decade and is still rising at 1.94% a year, adding about 220 residents annually. Overseas migration is the primary driver, contributing roughly 92 net residents a year. The profile is aging, with the senior share up 3.9 points and the working-age share down 4.8 points.
What languages are spoken in Pemulwuy?
About 42.9% of residents were born overseas, 21.3 points above the national figure. English is dominant, with Arabic and Hindi (129 speakers each) the most common non-English languages, followed by Gujarati (94) and Mandarin (74), reflecting a strong Indian and Chinese migrant presence.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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