Point Frederick
Point Frederick's most distinctive feature is its compact, older, apartment-led profile. Just 2,043 residents occupy 0.6 sq km, producing density of 3,430.2 people per sq km, while the median age of 48 sits 8.0 years above the national figure. Apartments account for 54.0% of homes, compared with 34.0% separate houses, so Point Frederick is better understood as a compact, apartment-oriented market than a conventional family-house suburb. A 40.1% work-from-home rate and 47.1% renting share reinforce a smaller-household profile, while 72.4% of residents stayed at the same address, indicating more stability than the 27.6% turnover rate alone suggests. Compared with nearby Gosford and East Gosford, buyers should expect a denser housing pattern.
Local council: Central Coast (NSW)
Population
2,043
Median Age
48.0
Household IncomeiMedian weekly household income (ABS Census)
$1,631/wk
DAs (12 months)iDevelopment Applications lodged in the past year
21
Homebuyers are choosing between apartments, smaller houses and semi-detached dwellings rather than a predominantly detached-house market. Apartments represent 54.0% of homes, while separate houses account for 34.0% and semi-detached dwellings 12.1%. The bedroom mix supports that pattern: 40.3% of homes have 2 bedrooms, 28.5% have 3, and 21.6% have 4 or more. A monthly mortgage benchmark of $1,947 sits alongside a mortgage-to-income ratio of 27.6%, compared with rent-to-income of 23.9%, so borrowing capacity still needs careful testing. The $390 weekly rent gives buyers a useful holding-cost reference, while the 40.1% work-from-home rate increases the value of practical internal space. Compared with a house-dominant suburb, Point Frederick may suit buyers prioritising location and lower-maintenance living over large yards.
For Buyers
Homebuyers are choosing between apartments, smaller houses and semi-detached dwellings rather than a predominantly detached-house market. Apartments represent 54.0% of homes, while separate houses account for 34.0% and semi-detached dwellings 12.1%. The bedroom mix supports that pattern: 40.3% of homes have 2 bedrooms, 28.5% have 3, and 21.6% have 4 or more. A monthly mortgage benchmark of $1,947 sits alongside a mortgage-to-income ratio of 27.6%, compared with rent-to-income of 23.9%, so borrowing capacity still needs careful testing. The $390 weekly rent gives buyers a useful holding-cost reference, while the 40.1% work-from-home rate increases the value of practical internal space. Compared with a house-dominant suburb, Point Frederick may suit buyers prioritising location and lower-maintenance living over large yards.
For Investors
Point Frederick has a substantial renter base, with 47.1% of households renting compared with 30.3% owning outright and 20.8% paying a mortgage. That tenant presence supports demand for well-located apartments, especially because 40.3% of dwellings contain 2 bedrooms and 28.5% contain 3. The weekly rent is $390, while the vacancy rate is 9.4%, so investors should allow for leasing variability rather than assume uninterrupted occupancy. Twenty development matters were recorded across the latest 12-month period, including residential flat-building activity, which may add future competition between properties. A 27.6% turnover rate creates potential for tenant movement, although 72.4% staying at the same address points to a more settled base. Compared with outright ownership, renting is the dominant tenure signal and should remain central to investment assessment.
Development Activity
Total DAs
105
Last 12 Months
21
YoY ChangeiYear-over-year change in DA lodgements
-12.5%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
Point Frederick has an older age profile, with a median age of 48, or 8.0 years above the national figure. Its average household size is 2.0 people, 0.5 below the national comparison, reflecting the strong presence of couples without children, who represent 49.6% of families. University attainment is 41.2%, which is 11.1 percentage points above the national level, helping explain the concentration of professionals and managers. Overseas-born residents account for 26.7%, or 5.1 percentage points above the national comparison, although the largest recorded ancestries are English at 790 people, Irish at 296 and Scottish at 200. Christianity has 1,043 adherents, while 703 report no religion. Compared with a younger, larger-household suburb, Point Frederick's smaller and older household structure is likely to shape housing and service demand.
Age Distribution
Bedrooms
Dwelling Structure
34.0%
Houses
12.1%
Townhouse
54.0%
Apartment
Tenure
Point Frederick's housing stock is weighted toward apartments, which make up 54.0% of dwellings, compared with 34.0% separate houses and 12.1% semi-detached homes. Two-bedroom properties account for 40.3% of the stock, followed by 3-bedroom homes at 28.5%, 4-bedroom or larger homes at 21.6% and 0 or 1-bedroom dwellings at 9.6%. Tenure is similarly distinctive: 47.1% rent, 30.3% own outright and 20.8% hold a mortgage. The $390 weekly rent and $1,947 monthly mortgage benchmark should be considered alongside household income of $1,631 per week and a mortgage-to-income ratio of 27.6%. Compared with a detached-house suburb, the apartment concentration may reduce maintenance demands but increases the importance of strata costs, building condition and parking arrangements.
Mortgage / mo
$1,947
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $390.
$650
Bond data Jun 2026 · houses $693 · units $600
HH Size
2.0
Personal Income / wk
$882
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
9.4%
Unoccupied
98
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
23.9%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
27.6%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
28.3%
Couples with children
49.6%
Couples, no children
20.2%
Single parent
579
Total families
Economy & Employment
Healthcare is Point Frederick's leading industry, representing 30.6% of employment with 212 workers, followed by Professional and Technical services at 9.8% and 68 workers, Education at 9.1% and 63, Retail at 7.4% and 51, and Public Administration at 6.8% and 47. The occupation mix includes 290 professionals, 154 clerical and administrative workers, 150 managers, 107 community and personal service workers and 87 sales workers. The labour-force participation rate is 56.8%, with unemployment at 5.5%, while 54.8% of employed residents work full time. Household income sits at the 56.5th percentile, above the midpoint nationally. This combination of healthcare, professional and public-sector work helps support demand for apartments and flexible homes, while the 40.1% work-from-home rate is higher than the 3.2% public-transport commuting share.
Unemployment
5.5%
Labour Force
1,020
Unemployed
56
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
54.8%
Part-time
34.3%
Participation
56.8%
Employed
964
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
41.2%
Postgraduate
11.9%
Born Overseas
26.7%
Dwellings
945
Transport to Work
Point Frederick supports a relatively flexible daily routine, but transport choices are uneven. Driving is the main commuting mode at 51.4%, while 40.1% work from home, compared with 3.2% using public transport and 2.0% walking or cycling. The work-from-home rate is therefore higher than both the public-transport and active-transport shares, making home layout and reliable internet more relevant to many households. With 2,043 residents in 0.6 sq km, the setting is compact and densely settled at 3,430.2 people per sq km. Families should check school catchments and enrolment rules against the exact address, since boundaries can differ across nearby neighbourhoods. Compared with a lower-density suburb, the apartment share of 54.0% may make daily upkeep easier, but residents should assess parking, lift access, noise and shared outdoor space. Current NSW Police incident mapping and an in-person visit remain sensible parts of any safety assessment.
Drive
51.4%
Public Transport
3.2%
Walk / Cycle
2.0%
Work from Home
40.1%
Growth Outlook
Point Frederick's current growth signals favour incremental change within a compact built-up area rather than broad outward expansion. The suburb covers only 0.6 sq km and already has density of 3,430.2 people per sq km, so new activity is more likely to involve alterations, apartment work and redevelopment than large greenfield releases. Twenty development matters were recorded over 12 months, including a residential flat-building application and modifications to existing dwellings. Residential mobility is mixed: 27.6% of residents changed address, while 72.4% stayed, suggesting turnover without wholesale population replacement. The population base is 2,043 and the median age is 48, which is 8.0 years above the national comparison. Compared with an outer growth suburb, Point Frederick has a more established and renewal-led trajectory, with housing supply and apartment demand likely to shape future change.
Population trend: Central Coast (NSW) council area
Point Frederick sits in the Central Coast (NSW) council area. These are the council area's residents, not Point Frederick's.
Residents 2025
357,816
Growth, 5 yr average
+0.6%/yr
2020 to 2025
Growth, last year
+0.7%
2024 to 2025
ABS Estimated Resident Population by LGA, 30 June each year; council area, not this suburb
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Point Frederick compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Point Frederick a good suburb to live in?
Point Frederick may suit people seeking a compact, apartment-led setting with a median age of 48 and a 40.1% work-from-home rate. Compared with a detached-house suburb, its 54.0% apartment share means lower-maintenance living is more common, but parking and strata arrangements deserve attention.
What is the median house price in Point Frederick?
Use current settled-sale evidence for the exact dwelling type before setting a budget. Point Frederick contains 54.0% apartments and 34.0% separate houses, so one suburb-wide figure can hide a substantial difference between apartment and house pricing. Compare recent sales with the $390 weekly rent benchmark.
What schools are in Point Frederick?
School options should be checked by exact address, current enrolment zone and year level rather than assumed from the suburb name. Point Frederick has 2,043 residents and an average household size of 2.0, while nearby school access can vary across local boundaries. Confirm eligibility directly before signing a lease or contract.
Is Point Frederick safe?
Assess safety using current NSW Police incident mapping, street-level conditions and an evening visit before committing. Point Frederick has 2,043 residents and density of 3,430.2 people per sq km, so building entry, lighting, parking areas and shared spaces can matter as much as the broader suburb impression.
Is Point Frederick good for property investment?
Point Frederick has a 47.1% renting share and a weekly rent of $390, creating a substantial tenant market. The 9.4% vacancy rate calls for conservative leasing assumptions, while 20 development matters in 12 months suggest investors should compare building quality and future competition carefully.
How is Point Frederick's population changing?
The suburb has 2,043 residents, with 72.4% staying at the same address and 27.6% turning over. That points to movement without wholesale replacement. The median age of 48, which is 8.0 years above the national comparison, suggests housing demand may increasingly reflect older residents and smaller households.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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