NSW 2229 Census 2021 + Live DA Data

Port Hacking

At a median house price of $2.9 million and household income in the 98.9th percentile nationally, Port Hacking sits at the extreme upper end of Sydney real estate. The suburb scores decile 10 on both IRSD and IRSAD, the highest advantage tier across all four SEIFA indexes, reflecting concentrated wealth in a compact 0.41 km2 footprint. Only 1,210 people live here, at a density of 2,976 per km2, and 94.1% of dwellings are separate houses, making it one of the most detached-house-dominant pockets in NSW. Fully 47.2% of owners hold their property outright, which is well above the state average, signalling deep-rooted, debt-free wealth rather than a mortgage-driven buyer pool.

Port Hacking urban fabric map

Population

1,210

Median Age

40.0

Household IncomeiMedian weekly household income (ABS Census)

$3,394/wk

DAs (12 months)iDevelopment Applications lodged in the past year

20

Median House

$2.9M

2024-2025 (PSI derived)

0.41 km²· 2,975.9 people/km²· Family income $3,553/wk

The median house price reached $3,042,500 in 2025, up 12.7% from $2,700,000 in 2024, placing Port Hacking firmly above the broader Sydney median. Separate houses account for 94.1% of stock, and 4-plus bedroom homes make up 70.1% of all dwellings, so buyers are typically choosing large family homes with little competition from units. Monthly mortgage repayments average $3,500, which represents a mortgage-to-income ratio of 23.8%, below the 30% stress threshold despite the high price point because household incomes run exceptionally high, in the 98.9th percentile nationally. Outright owners at 47.2% outnumber those with a mortgage at 45.3%, a profile you see in established premium areas where long-term residents have paid down debt over decades. The only semi-detached stock is 5.9%, so buyers seeking a house face limited alternatives.

For Buyers

The median house price reached $3,042,500 in 2025, up 12.7% from $2,700,000 in 2024, placing Port Hacking firmly above the broader Sydney median. Separate houses account for 94.1% of stock, and 4-plus bedroom homes make up 70.1% of all dwellings, so buyers are typically choosing large family homes with little competition from units. Monthly mortgage repayments average $3,500, which represents a mortgage-to-income ratio of 23.8%, below the 30% stress threshold despite the high price point because household incomes run exceptionally high, in the 98.9th percentile nationally. Outright owners at 47.2% outnumber those with a mortgage at 45.3%, a profile you see in established premium areas where long-term residents have paid down debt over decades. The only semi-detached stock is 5.9%, so buyers seeking a house face limited alternatives.

For Investors

With only 7.5% of residents renting, Port Hacking has one of the thinnest rental markets in NSW, well below the state average tenant share. Weekly rent of $795 against a $3,042,500 median implies a gross yield near 1.4%, which is low even by premium-suburb standards. The vacancy rate of 2.7% is moderate rather than tight, consistent with limited investor activity in a suburb dominated by owner-occupiers. Development approvals totalled 20 in the past 12 months, mostly alterations and additions to existing houses rather than new supply. Migration dynamics show net overseas arrivals of 33 per year offset by net internal outflow of 26, producing thin aggregate demand. The investment case rests on capital preservation and long-run price appreciation: the 12.7% price rise over one year is a positive signal, but the low yield and tiny renter pool mean cash-flow returns are minimal.

Development Activity

Total DAs

74

Last 12 Months

20

YoY ChangeiYear-over-year change in DA lodgements

+33.3%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
12
Swimming Pool / Spa
7
Subdivision
4
Multi-Dwelling / Townhouse
3
Demolition
3
Other
3
New Dwelling
2
Childcare / Education
1

Demographics

The median age of 40 matches the national figure exactly, though the trajectory is aging: the senior share rose 2.7 points and the working-age share fell 3.2 points over the decade, typical of an established premium suburb that attracts older high-income residents. Overseas-born residents account for 15.2%, which is 6.4 points below the national average, and ancestry is strongly Anglo-Celtic, led by English (457 residents), Irish (143) and Scottish (128). University qualifications reach 45.9%, which is 15.8 points above the national figure, consistent with a workforce concentrated in professional and managerial roles. Average household size of 3.2 is 0.7 above national, reflecting a family-formation skew: 539 couples have children compared to 212 couples without. Volunteering runs at 18.5%, and only 3.3% of residents need daily assistance.

Age Distribution

0-14
21.9%
15-24
13.4%
25-44
18.5%
45-64
27.2%
65+
17.9%

Bedrooms

Studio/1br
N/A
2 bed
2.3%
3 bed
27.7%
4+ bed
70.1%

Dwelling Structure

94.1%

Houses

5.9%

Townhouse

N/A

Apartment

Tenure

Own 47.2% Mortgage 45.3% Rent 7.5%

The stock is overwhelmingly detached houses at 94.1%, with semi-detached accounting for the remaining 5.9% and no recorded apartment stock, a rarer concentration than most Sydney suburbs. Large homes dominate: 70.1% have 4 or more bedrooms and 27.7% have 3, leaving only 2.3% in the 2-bedroom category. Tenure splits between outright ownership at 47.2%, mortgage at 45.3% and renting at just 7.5%, well below the state rental average. Prices rose from $2,700,000 in 2024 to $3,042,500 in 2025, a 12.7% gain. Mortgage-to-income at 23.8% and rent-to-income at 23.4% both sit comfortably below the 30% stress threshold, underpinned by household incomes that rank in the top 1.1% nationally. The combination of high outright ownership and large-format detached stock means Port Hacking operates more like a long-held private enclave than an active transactional market.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$3,500

Rent / wk

$795

HH Size

3.2

Personal Income / wk

$1,231

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

2.7%

Unoccupied

10

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

23.4%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

23.8%

Community Profile

Languages Spoken at Home

Greek
14

Ancestry

English
457
Irish
143
Scottish
128
Other
79
Italian
61
Greek
56

Household Composition

19.2%

Couples, no children

1,106

Total families

Economy & Employment

The local workforce leans heavily toward Professional/Tech at 15.1% (64 workers), Healthcare at 14.8% (63) and Construction at 14.6% (62), followed by Education at 12.7% and Finance at 8.9%. By occupation, Professionals (197) and Managers (119) are the top two categories, accounting for more than half of employed residents, which aligns with decile 9 IEO, the second-highest education and occupation advantage tier nationally. Unemployment sits at 2.4%, below the state average, and the full-time employment rate is 63.1%. Participation at 58.1% is moderate because 313 residents are not in the labour force, partly reflecting the older owner-occupier profile. Real income grew 23.6% over the decade, running ahead of inflation. The IRSAD decile of 10 and the 98.9th percentile household income together confirm Port Hacking as one of the most economically advantaged suburbs in Australia.

Unemployment

0.9%

Labour Force

1,978

Unemployed

18

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
10
Disadvantage
10
Economic resources
10
Education & occupation
9

Full-time

63.1%

Part-time

34.5%

Participation

58.1%

Employed

531

Occupations

Professionals 197
Managers 119
Clerical/Admin 84
Sales 46
Community/Personal 41
Labourers 16
Machinery/Drivers 15

Top Industries

Professional/Tech 15.1%
Healthcare 14.8%
Construction 14.6%
Education 12.7%
Finance 8.9%

University

45.9%

Postgraduate

10.0%

Born Overseas

15.2%

Dwellings

358

Transport to Work

Port Hacking is almost entirely car-dependent: 92.6% of residents drive to work, one of the highest rates in NSW, compared to just 1.9% using public transport, reflecting the suburb's low-density layout and limited transit infrastructure. The IRSAD decile 10 ranking places Port Hacking among the least disadvantaged suburbs in Australia, and the IRSD decile 10 confirms negligible deprivation. Mortgage stress is absent at a 23.8% ratio and rent stress similarly at 23.4%, both below the 30% threshold. No schools are recorded within the 0.41 km2 boundary, so families use schools in adjacent suburbs. Household composition skews toward families: 539 households have couples with children versus 212 couples without. The vacancy rate of 2.7% and turnover rate of 17.7% indicate a mostly stable, low-churn community where 82.3% of residents stayed in the same address over the previous year.

Drive

92.6%

Public Transport

1.9%

Walk / Cycle

N/A

Work from Home

N/A

Population Forecast

+0.35%/yr

(+12 people/yr)

Established

Port Hacking is classified as an established suburb with a mixed growth trajectory. Population grew 10.2% over the last decade, above many comparable premium areas, and the current 3,437 residents are back above the 2024 low of 3,366. Annual growth is forecast at 0.35%, adding roughly 12 residents per year, with medium projections reaching 3,487 by 2031. Overseas migration is the primary driver, contributing a net 33 arrivals a year, while internal migration removes 26, leaving a slim net positive. Rent grew 22.5% over the decade and real income 23.6%, both running well above national inflation, signals that demand pressure remains in this segment. The gentrification stage is classified as early signs, with a score of 43, though at a $3 million median house price Port Hacking has limited headroom for further gentrification uplift and its growth story is more about asset appreciation than demographic transformation.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Overseas Migration

Net Overseas / yr

+33

Net Internal / yr

-26

0

Gentrification Signal

Not gentrifying

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Port Hacking compares to ~15,000 Australian suburbs

Population
Top 26%
Household Income
Top 1%
Rent Level
Top 0%
Renters
Bottom 8%
Uni Educated
Top 12%
Public Transport
Bottom 32%
Born Overseas
Top 46%
Density
Top 3%

Frequently Asked Questions

Is Port Hacking a good suburb to live in?

Port Hacking ranks decile 10 on both IRSD and IRSAD, the top advantage tier nationally, with household income in the 98.9th percentile. Mortgage and rent stress are both below 24%, well under the 30% threshold. The main trade-offs are a $3,042,500 median house price and near-total car dependency at 92.6% of commuters.

What is the median house price in Port Hacking?

The median house price is $3,042,500, up 12.7% from $2,700,000 in 2024. Monthly mortgage repayments average $3,500, and the mortgage-to-income ratio sits at 23.8%, below the 30% stress threshold. Weekly rent averages $795.

What schools are in Port Hacking?

No schools are recorded inside the 0.41 km2 Port Hacking boundary in this dataset, so families rely on schools in neighbouring suburbs. The suburb is highly educated: 45.9% of residents hold university qualifications, which is 15.8 points above the national average.

Is Port Hacking safe?

Crime statistics are not available for Port Hacking in this dataset. As an indirect indicator, the suburb scores decile 10 on the IRSD index of relative disadvantage, the highest tier nationally. Only 3.3% of residents (39 people) need daily assistance, and the unemployment rate of 2.4% is below the NSW average.

Is Port Hacking good for property investment?

The rental market is thin, with only 7.5% of residents renting, well below the state average. Weekly rent of $795 against a $3,042,500 median implies a gross yield near 1.4%. The 12.7% price gain in one year is a positive signal, but low yield and a vacancy rate of 2.7% mean returns depend on capital growth rather than income.

How is Port Hacking's population changing?

The population grew 10.2% over the last decade and currently sits at 3,437. Annual growth is forecast at 0.35%, adding around 12 residents per year, reaching 3,487 by 2031. Net overseas migration of 33 per year drives growth, partly offset by net internal outflow of 26 residents annually.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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