Ramsgate
At just 0.43 square kilometres, Ramsgate packs a population density of 2,689 residents per km2 into one of the smaller residential pockets along the St George coastline. The median age of 47 sits 7 years above the national figure, signalling an established, long-settled community where 84% of residents have not moved in five years. Household income places the suburb in the 64th percentile nationally, and the IRSAD decile of 8 ranks it well above average on combined advantage measures. Greek ancestry is the third most common lineage at 185 residents, giving the suburb a distinct Mediterranean flavour uncommon in comparable NSW coastal fringe areas.
Population
1,151
Median Age
47.0
Household IncomeiMedian weekly household income (ABS Census)
$1,803/wk
DAs (12 months)iDevelopment Applications lodged in the past year
19
Median House
$890K
2024-2025 (PSI derived)
The median house price reached $912,500 in 2025, up 9.3% from $835,000 in 2024, a pace above typical Sydney fringe movements. Separate houses account for 57.6% of the housing stock, but apartments at 34.1% provide genuine entry-level options in the same postcode. Three-bedroom homes are the most common at 35.7%, followed by two-bedroom at 33.1% and four-plus bedroom at 26.1%. Monthly mortgage repayments average $2,383, producing a mortgage-to-income ratio of 30.5%, which sits at the stress threshold given household incomes in the 64th percentile nationally. Outright owners at 37.0% outnumber mortgage holders at 30.9%, consistent with the older median age of 47 and long residential tenure.
For Buyers
The median house price reached $912,500 in 2025, up 9.3% from $835,000 in 2024, a pace above typical Sydney fringe movements. Separate houses account for 57.6% of the housing stock, but apartments at 34.1% provide genuine entry-level options in the same postcode. Three-bedroom homes are the most common at 35.7%, followed by two-bedroom at 33.1% and four-plus bedroom at 26.1%. Monthly mortgage repayments average $2,383, producing a mortgage-to-income ratio of 30.5%, which sits at the stress threshold given household incomes in the 64th percentile nationally. Outright owners at 37.0% outnumber mortgage holders at 30.9%, consistent with the older median age of 47 and long residential tenure.
For Investors
Renters make up 32.1% of households and pay a median $550 per week, generating a gross yield of approximately 3.1% against the $912,500 median, modest but in line with established Sydney suburbs. The vacancy rate of 7.0% is elevated compared to the Sydney average, suggesting some softness in rental demand that investors should weigh carefully. Overseas migration is the dominant population driver, averaging a net 173 arrivals per year, while internal migration runs at negative 134 annually, so rental demand will lean on newcomers rather than domestic movers. Development activity logged 15 applications over the past 12 months, relatively low for the suburb size, meaning new supply competition is limited. Rent grew 33.3% over the tracked period, well above income growth of 13.2%, which has compressed affordability but supported landlord returns.
Development Activity
Total DAs
82
Last 12 Months
19
YoY ChangeiYear-over-year change in DA lodgements
+137.5%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Ramsgate iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Ramsgate Public School
K-6 · 447 students
Demographics
The median age of 47 is 7 years above the national figure, one of the defining characteristics of the suburb. Overseas-born residents stand at 34.6%, which is 13.0 percentage points above the national average, driven partly by a Greek-speaking community of 63 residents. The five main ancestries are Other, English, Greek, Irish and Scottish, with Greek ancestry at 185 residents forming a culturally distinct share. University qualifications reach 37.7%, which is 7.6 points above the national rate, reflecting the professional occupational base. Average household size is 2.5, matching the national figure exactly, and couples with children at 315 families outnumber couples without children at 236.
Age Distribution
Bedrooms
Dwelling Structure
57.6%
Houses
5.5%
Townhouse
34.1%
Apartment
Tenure
Ramsgate's stock spans three dwelling types: 57.6% separate houses, 34.1% apartments and 5.5% semi-detached. Tenure splits show 37.0% owning outright, 30.9% on a mortgage and 32.1% renting, a near three-way divide that reflects the mix of long-established owners and a steady rental market. The median house price moved from $835,000 in 2024 to $912,500 in 2025, a 9.3% annual gain. Rent-to-income sits at 30.5% and mortgage-to-income at 30.5%, both at the standard stress threshold, meaning cost pressures are real for both buyer and renter cohorts. Four-plus bedroom homes represent 26.1% of the stock, above what a suburb with a 34.1% apartment share would suggest, because the detached house segment skews larger than inner-city equivalents.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,383
Rent / wk
$550
HH Size
2.5
Personal Income / wk
$779
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.0%
Unoccupied
32
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
30.5% stressed
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
30.5% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
25.5%
Couples, no children
925
Total families
Economy & Employment
Healthcare is the leading employer at 17.3% of workers, followed by Professional/Tech at 11.8%, Education at 11.5%, Construction at 11.0% and Transport at 7.4%. By occupation, Professionals lead at 142 workers, then Clerical/Admin at 79 and Managers at 72. The unemployment rate is 3.3%, below the national benchmark, and the full-time employment rate is 67.5%. The SEIFA IEO decile of 7 reflects moderate-to-above average education and occupation outcomes, while the IRSAD decile of 8 ranks the suburb in the upper tier of combined advantage nationally. Real income grew 13.2% over the decade, outpacing many comparable NSW suburbs, though participation at 48.4% is lower than state norms because the older resident base inflates the not-in-labour-force count to 400.
Unemployment
2.6%
Labour Force
10,310
Unemployed
265
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
67.5%
Part-time
29.2%
Participation
48.4%
Employed
464
Occupations
Top Industries
University
37.7%
Postgraduate
10.6%
Born Overseas
34.6%
Dwellings
422
Transport to Work
Car dependence is high: 90.8% of commuters drive, well above the national average, because public transport usage at 1.5% is very low for an inner-southern Sydney suburb. Active transport, walking or cycling, accounts for 3.8% of trips. The IRSAD decile of 8 places Ramsgate above the majority of Australian suburbs on combined advantage. Volunteering at 11.9% is moderate, and 6.1% of residents need daily assistance, consistent with the older median age of 47. No schools are recorded within the suburb boundary, so families rely on schools in neighbouring suburbs such as Ramsgate Beach and Sans Souci. The residential mobility rate of 16% is low, meaning 84% of residents stayed over five years, which generates a stable and settled neighbourhood character.
Drive
90.8%
Public Transport
1.5%
Walk / Cycle
3.8%
Work from Home
N/A
Population Forecast
+0.49%/yr
(+84 people/yr)
EstablishedPopulation across the broader SA2 region reached 17,080 in 2025, up from 16,751 in 2023, and medium forecasts project continued additions of roughly 84 persons per year through to 2031. The 10-year population change was 12.5%, a solid baseline for an established suburb. Overseas migration drives growth at a net 173 per year, while internal migration removes 134, a net gain of roughly 40. The gentrification score reads 31 with a stage of early signs at the SA2 level, though the suburb-level signal shows net internal outflow as the primary limiting factor. Affordability improved slightly from 59.8% of income in 2011 to 57.3% in 2021, a modest but genuine trend compared to many coastal suburbs that deteriorated sharply over the same decade.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+173
Net Internal / yr
-134
Gentrification Signal
Not gentrifying
Net internal outflow -134/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Ramsgate compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Ramsgate a good suburb to live in?
Ramsgate ranks in decile 8 on IRSAD, placing it in the upper tier of combined advantage nationally. Household income sits at the 64th percentile nationally. The suburb has a stable, long-settled character with 84% of residents not moving in five years. The main limitations are high car dependence with public transport usage at just 1.5% and a vacancy rate of 7.0%.
What is the median house price in Ramsgate?
The median house price is $912,500 as of 2025, rising 9.3% from $835,000 in 2024. Monthly mortgage repayments average $2,383 and weekly rent averages $550. The mortgage-to-income ratio is 30.5%, at the standard stress threshold.
What schools are in Ramsgate?
No schools are recorded inside the Ramsgate boundary in this dataset. Families rely on schools in neighbouring suburbs including Ramsgate Beach and Sans Souci. Locally, 37.7% of residents hold university qualifications, which is 7.6 points above the national figure.
Is Ramsgate safe?
Detailed suburb-level crime statistics are not available in this dataset for Ramsgate. As an indirect indicator, the suburb scores decile 8 on the IRSAD index of combined advantage, above the national average, and decile 6 on IRSD. The low residential turnover, 84% of residents staying five years or more, is consistent with a settled and stable community.
Is Ramsgate good for property investment?
Weekly rent of $550 against a $912,500 median gives a gross yield of around 3.1%, modest by NSW standards. The 7.0% vacancy rate is elevated compared to the Sydney average, adding rental risk. However, rent grew 33.3% over the measured period and the price rose 9.3% in one year. Overseas migration adds a net 173 residents per year to the wider SA2, supporting ongoing demand.
How is Ramsgate's population changing?
The broader SA2 population reached 17,080 in 2025, up 12.5% over 10 years. Annual growth runs at roughly 84 persons, driven by overseas migration adding a net 173 per year, partially offset by net internal outflow of 134. Medium forecasts project the SA2 reaching 17,618 by 2031 at trend rates.
What languages are spoken in Ramsgate?
About 34.6% of residents were born overseas, 13.0 points above the national figure. The most common non-English languages are Greek (63 speakers), Arabic (20) and Mandarin (11), with Greek ancestry at 185 residents the third most common lineage after Other and English groups.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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