NSW 2128 Census 2021 + Live DA Data

Silverwater

A 10.8% vacancy rate and a renter majority of 50.3% signal something unusual for a suburb where house prices sit at $1,005,000: Silverwater is shaped by its industrial corridor and high-density residential mix rather than owner-occupier demand. With 64.4% male residents, the population skews heavily toward a working-age workforce, well above any typical suburban ratio. Household income lands in the 68.2nd percentile nationally, and just 13.2% of dwellings are owned outright, compared to a much higher national average, pointing to a transient rental market rather than entrenched homeowner wealth.

Silverwater urban fabric map

Population

3,600

Median Age

35.0

Household IncomeiMedian weekly household income (ABS Census)

$1,875/wk

DAs (12 months)iDevelopment Applications lodged in the past year

40

Median House

$1.0M

2024-2025 (PSI derived)

2.7 km²· 1,333.3 people/km²· Family income $2,055/wk

The median house price of $1,005,000 sits above typical western-Sydney benchmarks, though the mortgage-to-income ratio of 26.7% stays below the 30% stress threshold, keeping purchase costs manageable relative to local incomes. Only 30.6% of dwellings are separate houses, with apartments at 48.2% and semi-detached homes at 21.2%, so competition for stand-alone houses is real. The 2-bedroom and 3-bedroom segments together account for 70.8% of all dwellings, while 4-plus bedroom homes cover just 13.7%. Monthly mortgage repayments average $2,167, and household income sits in the 68.2nd percentile nationally. Buyers should note the high 10.8% vacancy rate, which can suppress rents and reduce resale competition from investors targeting yield.

For Buyers

The median house price of $1,005,000 sits above typical western-Sydney benchmarks, though the mortgage-to-income ratio of 26.7% stays below the 30% stress threshold, keeping purchase costs manageable relative to local incomes. Only 30.6% of dwellings are separate houses, with apartments at 48.2% and semi-detached homes at 21.2%, so competition for stand-alone houses is real. The 2-bedroom and 3-bedroom segments together account for 70.8% of all dwellings, while 4-plus bedroom homes cover just 13.7%. Monthly mortgage repayments average $2,167, and household income sits in the 68.2nd percentile nationally. Buyers should note the high 10.8% vacancy rate, which can suppress rents and reduce resale competition from investors targeting yield.

For Investors

Silverwater's 50.3% renter share provides a large tenant base, but the 10.8% vacancy rate is a significant caution flag, indicating more rental supply than current demand can absorb. Weekly rent sits at $450, and against a $1,005,000 median the implied gross yield is modest by Sydney standards. The apartment segment at 48.2% of stock means investors compete in a crowded unit market. On the positive side, 37 development applications were lodged in the past 12 months, including dual-occupancy and subdivision modifications, reflecting ongoing residential and commercial activity. The suburb's location near Parramatta and established light industrial zones underpins demand from workers, but the high vacancy rate means dwelling type selection matters more here than in tighter markets.

Development Activity

Total DAs

213

Last 12 Months

40

YoY ChangeiYear-over-year change in DA lodgements

+2.6%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
28
Demolition
16
Commercial / Industrial
8
Change of Use
7
Multi-Dwelling / Townhouse
3
Subdivision
3
New Dwelling
3
Granny Flat / Secondary Dwelling
2

Demographics

Silverwater's population skews 64.4% male, a ratio well above typical suburban splits and consistent with the suburb's industrial employment base and correctional facilities nearby. The median age of 35 is 5.0 years below the national figure, indicating a young, working-age resident profile. Overseas-born residents make up 42.3% of the population, which is 20.7 percentage points above the national average. Korean (231 speakers), Arabic (98) and Mandarin (69) are the three most common non-English languages, and Korean is the third-ranked ancestry group with 453 residents. University qualifications reach 22.0%, which is 8.1 percentage points below national, consistent with a workforce concentrated in healthcare, trades and operational roles.

Age Distribution

0-14
13.0%
15-24
11.1%
25-44
49.5%
45-64
20.4%
65+
6.0%

Bedrooms

Studio/1br
15.4%
2 bed
35.9%
3 bed
34.9%
4+ bed
13.7%

Dwelling Structure

30.6%

Houses

21.2%

Townhouse

48.2%

Apartment

Tenure

Own 13.2% Mortgage 36.5% Rent 50.3%

The housing mix is apartment-led at 48.2%, with separate houses at 30.6% and semi-detached at 21.2%, a profile typical of densifying western-Sydney corridors. The median house price rose from $1,002,500 in 2024 to $1,020,000 in 2025, a modest 1.7% annual gain, well below the sharper moves seen in more sought-after Sydney markets. Tenure is heavily weighted toward renting at 50.3%, compared to mortgage holders at 36.5% and outright owners at just 13.2%, a split that sits well below national ownership levels. The 2-bedroom and 3-bedroom segments account for 70.8% of all dwellings combined. Rent-to-income sits at 24.0% and mortgage-to-income at 26.7%, both below the 30% stress threshold. The 10.8% vacancy rate stands above healthy market levels, suggesting some oversupply in the apartment segment.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$2,167

Rent / wk

$450

HH Size

2.7

Personal Income / wk

$857

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

10.8%

Unoccupied

96

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

24.0%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

26.7%

Community Profile

Languages Spoken at Home

Korean
231
Arabic
98
Mandarin
69
Urdu
55
Canton
33
Punjabi
13

Ancestry

Ancestry NS
1,485
Other
514
Korean
453
Chinese
285
English
228
Lebanese
170

Household Composition

21.8%

Couples, no children

1,856

Total families

Economy & Employment

Healthcare leads local employment at 16.2% of workers (122 people), followed by Construction at 10.0% (75) and Professional/Technical services at 9.8% (74). Education employs 8.0% and Retail 7.4%. By occupation, Professionals (263) and Clerical/Admin workers (170) are the top two groups, though Machinery/Drivers (83) reflects the industrial character of the precinct. The full-time employment rate is 64.0% and the unemployment rate of 7.3% sits above typical metropolitan averages, partly because the participation rate is only 30.9%, with 1,900 of the suburb's 3,600 residents outside the labour force. Personal weekly income of $857 falls below the national median wage, consistent with the occupational mix and relatively low university attainment at 22.0%.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

64.0%

Part-time

28.7%

Participation

30.9%

Employed

895

Occupations

Professionals 263
Clerical/Admin 170
Managers 134
Community/Personal 95
Machinery/Drivers 83
Sales 75
Labourers 68

Top Industries

Healthcare 16.2%
Construction 10.0%
Professional/Tech 9.8%
Education 8.0%
Retail 7.4%

University

22.0%

Postgraduate

6.4%

Born Overseas

42.3%

Dwellings

787

Transport to Work

Car dependency is high at 82.7% of commuters driving, compared to just 3.9% using public transport, reflecting limited direct rail access within the suburb. Walking or cycling accounts for 7.2% of trips. No schools are recorded within the Silverwater boundary in this dataset, so families rely on neighbouring suburbs for education. Crime statistics are not available for this suburb. Housing stress is low on both measures: rent-to-income at 24.0% and mortgage-to-income at 26.7% both sit below the 30% threshold, suggesting residents carry manageable housing costs relative to income in the 68.2nd percentile nationally. Volunteering participation is 9.5%, and 2.8% of residents (around 60 people) require daily assistance. The above-average unemployment rate of 7.3% compared to metropolitan norms points to pockets of economic vulnerability.

Drive

82.7%

Public Transport

3.9%

Walk / Cycle

7.2%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Silverwater compares to ~15,000 Australian suburbs

Population
Top 15%
Household Income
Top 32%
Rent Level
Top 10%
Apartments
Top 8%
Renters
Top 9%
Uni Educated
Bottom 44%
Public Transport
Top 44%
Born Overseas
Top 5%
Density
Top 13%

Frequently Asked Questions

Is Silverwater a good suburb to live in?

Silverwater suits workers in industrial, healthcare and trades sectors, with a median age of 35, which is 5 years below national, and household income in the 68.2nd percentile. Car access is essential as only 3.9% use public transport. The 10.8% vacancy rate keeps rental supply healthy for tenants. No schools are recorded inside the suburb boundary, so families need to factor in access to neighbouring areas. Housing stress is low with mortgage-to-income at 26.7% and rent-to-income at 24.0%.

What is the median house price in Silverwater?

The median house price is $1,005,000, with prices rising from $1,002,500 in 2024 to $1,020,000 in 2025, a 1.7% annual gain. Monthly mortgage repayments average $2,167, and the mortgage-to-income ratio is 26.7%, below the 30% stress threshold. Weekly rent averages $450. Apartments make up 48.2% of the dwelling mix, so entry-level units are available below the house median.

What schools are in Silverwater?

No schools are recorded inside the Silverwater boundary in this dataset. Families rely on schools in nearby suburbs such as Lidcombe and Auburn. University qualifications among residents reach 22.0%, which is 8.1 percentage points below the national average, consistent with the suburb's trades and operational workforce profile.

Is Silverwater safe?

Detailed crime statistics are not available for Silverwater in this dataset. As an indirect indicator, housing stress is low with rent-to-income at 24.0% and mortgage-to-income at 26.7%, both below the 30% threshold. Only 2.8% of residents, around 60 people, require daily assistance. The 7.3% unemployment rate is above metropolitan averages, which warrants consideration.

Is Silverwater good for property investment?

The 50.3% renter share provides a broad tenant pool, but the 10.8% vacancy rate is above healthy market levels, particularly in the 48.2% apartment segment. Weekly rent of $450 against a $1,005,000 median implies a modest gross yield. House prices gained just 1.7% in the most recent year, trailing stronger Sydney markets. The 37 development applications in 12 months, including dual-occupancy and subdivision works, show active precinct activity but also signal future supply additions.

How is Silverwater's population changing?

The current population is approximately 3,600 across 2.7 square kilometres. Residential turnover was 28.5% over the reference period, indicating a mobile community. The suburb's 64.4% male skew and median age of 35, which is 5.0 years below national, point to a working-age dominated demographic that cycles through rental accommodation rather than settling long-term.

What languages are spoken in Silverwater?

About 42.3% of residents were born overseas, which is 20.7 percentage points above the national average. Korean (231 speakers), Arabic (98) and Mandarin (69) are the three most common non-English languages, followed by Urdu (55) and Cantonese (33), reflecting a strongly international working-age community in western Sydney.

How much development is happening in Silverwater?

There were 37 development applications lodged in the past 12 months, including dual-occupancy modifications, subdivision works and commercial alterations. Recent examples include complying development certificates for commercial buildings and a dual-occupancy modification lodged in April 2026, signalling continued densification activity across the 2.7 square kilometre precinct.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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