NSW 2640 Census 2021 + Live DA Data

South Albury

Renters occupy nearly 59% of South Albury dwellings, making it one of the most renter-dominated suburbs in regional NSW. With a population of 1,372 spread across 4.22 km2 and a median age of 40, matching the national figure exactly, the suburb sits closer to the working-class end of Albury's housing spectrum. Household income sits at the 21.6th percentile nationally, well below the national average, yet housing costs remain contained: rent-to-income at 17.4% and mortgage-to-income at 28.3% both fall below stress thresholds. The 14.4% vacancy rate is elevated and signals that supply exceeds current demand in this pocket of the regional city.

South Albury urban fabric map

Population

1,372

Median Age

40.0

Household IncomeiMedian weekly household income (ABS Census)

$1,147/wk

DAs (12 months)iDevelopment Applications lodged in the past year

21

Median House

$630K

2024-2025 (PSI derived)

4.22 km²· 324.9 people/km²· Family income $1,797/wk

The median house price in South Albury is $630,000, rising from $620,000 in 2024 to $645,000 in 2025, a 4% gain that outpaces general inflation. Stock is split roughly between separate houses at 51.0% and semi-detached dwellings at 46.8%, which is an unusually high semi-detached share compared to the state average. Apartments represent just 2.2%. Two-bedroom dwellings dominate at 38.9%, followed by three-bedroom at 32.1% and 4-plus at 9.7%. Monthly mortgage repayments average $1,408, and mortgage-to-income at 28.3% stays below the 30% stress benchmark, giving buyers more headroom than in larger city markets. Outright owners account for 22.1% and mortgage holders 18.9%, while the high 58.9% renter share means owner-occupiers are the minority.

For Buyers

The median house price in South Albury is $630,000, rising from $620,000 in 2024 to $645,000 in 2025, a 4% gain that outpaces general inflation. Stock is split roughly between separate houses at 51.0% and semi-detached dwellings at 46.8%, which is an unusually high semi-detached share compared to the state average. Apartments represent just 2.2%. Two-bedroom dwellings dominate at 38.9%, followed by three-bedroom at 32.1% and 4-plus at 9.7%. Monthly mortgage repayments average $1,408, and mortgage-to-income at 28.3% stays below the 30% stress benchmark, giving buyers more headroom than in larger city markets. Outright owners account for 22.1% and mortgage holders 18.9%, while the high 58.9% renter share means owner-occupiers are the minority.

For Investors

South Albury's 58.9% renter majority is higher than most regional NSW suburbs and gives landlords a large and persistent tenant pool. Weekly rent averages $200, modest in absolute terms but reflecting the lower income base in the 21.6th household income percentile nationally. The 14.4% vacancy rate is elevated and warrants caution: demand may not absorb new supply quickly. The suburb recorded 19 development applications in the past 12 months, a moderate level for its 1,372 population. Price growth of 4.0% from 2024 to 2025 is positive but measured. For investors, the yield case depends on low entry costs relative to state capital markets rather than rapid price appreciation or tight vacancy.

Development Activity

Total DAs

118

Last 12 Months

21

YoY ChangeiYear-over-year change in DA lodgements

+61.5%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
9
Demolition
6
Garage / Carport / Shed
4
Subdivision
4
Swimming Pool / Spa
3
Commercial / Industrial
3
Change of Use
3
Multi-Dwelling / Townhouse
2

Demographics

South Albury has a median age of 40, on par with the national median, and an average household size of 1.8 persons, which is 0.7 below the national figure. That small household size is consistent with the 34.8% couples-without-children share and the high renter proportion. Overseas-born residents make up 17.0%, which is 4.6 percentage points below the national rate, reflecting a predominantly Australian-born population. Ancestry is Anglo-Celtic in character, led by English (509), Irish (191) and Scottish (178). University qualifications reach 27.6% of the population, 2.5 points below the national rate. The volunteering rate stands at 14.1% and 7.6% of residents need daily assistance, suggesting a moderate level of community need in context of the lower-income base.

Age Distribution

0-14
12.4%
15-24
12.4%
25-44
31.8%
45-64
28.4%
65+
15.2%

Bedrooms

Studio/1br
19.3%
2 bed
38.9%
3 bed
32.1%
4+ bed
9.7%

Dwelling Structure

51.0%

Houses

46.8%

Townhouse

2.2%

Apartment

Tenure

Own 22.1% Mortgage 18.9% Rent 58.9%

The median house price reached $645,000 in 2025, up 4.0% from $620,000 in 2024. The tenure structure is unusual: renters at 58.9% outnumber owner-occupiers with mortgages (18.9%) and outright owners (22.1%) combined. Semi-detached dwellings account for 46.8% of stock, close to the rate for separate houses at 51.0%, which is a higher semi-detached share than typical for regional NSW. The two-bedroom segment is the largest at 38.9%, followed by three-bedroom at 32.1%. Monthly mortgage costs average $1,408 and rent-to-income at 17.4% sits comfortably below the 30% stress line, unlike many coastal or capital city markets. The 14.4% vacancy rate reflects that some of this predominantly rental stock sits unoccupied.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,408

Rent / wk

$200

HH Size

1.8

Personal Income / wk

$775

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

14.4%

Unoccupied

116

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

17.4%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

28.3%

Community Profile

Languages Spoken at Home

Punjabi
27

Ancestry

English
509
Irish
191
Scottish
178
Other
131
Ancestry NS
123
German
80

Household Composition

34.8%

Couples, no children

749

Total families

Economy & Employment

Healthcare is the dominant industry, employing 22.6% of local workers (106 people), a share notably higher than most regional NSW suburbs and consistent with proximity to Albury Wodonga Health's services. Education follows at 12.6% (59 workers) and Construction at 10.2% (48), with Hospitality at 9.8% and Retail at 8.1% completing the top five. By occupation, Professionals lead at 143 workers, followed by Community and Personal Service at 91 and Managers at 83. The unemployment rate is 5.6%, above the national average, and the participation rate of 59.0% is moderate. Full-time employment accounts for 60.6% of those employed. Household income sits at the 21.6th percentile nationally, reflecting the concentration of service-sector and trade work rather than high-income professional roles.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

60.6%

Part-time

33.8%

Participation

59.0%

Employed

672

Occupations

Professionals 143
Community/Personal 91
Managers 83
Labourers 77
Clerical/Admin 76
Sales 60
Machinery/Drivers 45

Top Industries

Healthcare 22.6%
Education 12.6%
Construction 10.2%
Hospitality 9.8%
Retail 8.1%

University

27.6%

Postgraduate

6.3%

Born Overseas

17.0%

Dwellings

681

Transport to Work

Active transport is used by 12.3% of residents for their commute, walking or cycling, which is above average for a regional NSW suburb. Car dependence is high at 82.5%, consistent with regional Australian norms. Public transport figures are not separately recorded. No schools are captured in the suburb boundary data, so families rely on Albury's broader school network. Crime statistics are not available at the suburb level, limiting a direct safety comparison. The rent-to-income ratio of 17.4% and mortgage-to-income of 28.3% both sit below stress thresholds, meaning housing costs are not disproportionate relative to local incomes. Density is 324.9 people per km2, low by urban standards and consistent with a spread-out residential character rather than a dense inner-city form.

Drive

82.5%

Public Transport

N/A

Walk / Cycle

12.3%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How South Albury compares to ~15,000 Australian suburbs

Population
Top 25%
Household Income
Bottom 22%
Rent Level
Bottom 30%
Apartments
Bottom 37%
Renters
Top 6%
Uni Educated
Top 40%
Born Overseas
Top 39%
Density
Top 21%

Frequently Asked Questions

Is South Albury a good suburb to live in?

South Albury suits renters and buyers looking for accessible entry prices in regional NSW. The median house price of $630,000 and a rent-to-income ratio of 17.4% keep housing costs manageable relative to local incomes. The suburb's 58.9% renter majority and 14.4% vacancy rate point to flexible availability, though amenities depend on the broader Albury network rather than on-suburb facilities.

What is the median house price in South Albury?

The median house price is $630,000, with the most recent data point reaching $645,000 in 2025, up 4.0% from $620,000 in 2024. Monthly mortgage repayments average $1,408, and the mortgage-to-income ratio of 28.3% stays below the 30% stress threshold, making repayments comparatively manageable.

What schools are in South Albury?

No schools are recorded within the South Albury boundary in this dataset. Families rely on Albury's wider school network across the 2640 postcode area. University qualifications among residents reach 27.6%, which is 2.5 percentage points below the national rate.

Is South Albury safe?

Suburb-level crime statistics are not available for South Albury in this dataset. As a contextual indicator, household income sits at the 21.6th percentile nationally and 7.6% of residents (around 95 people) require daily assistance, suggesting a modest level of social disadvantage that typically correlates with higher-than-average crime in regional areas.

Is South Albury good for property investment?

The suburb has a high 58.9% renter share and weekly rent of $200, providing a large tenant pool for investors. Prices rose 4.0% in the year to 2025, from $620,000 to $645,000. The 14.4% vacancy rate is elevated compared to tighter regional markets, so prospective investors should factor in potential holding costs during vacant periods.

How is South Albury's population changing?

The current population is 1,372 across 4.22 km2. The suburb has a turnover rate of 33.2%, meaning roughly a third of residents arrived within the past 5 years, consistent with a transient rental market. No suburb-level population forecast is available; broader Albury growth trends serve as the best available indicator.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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