Sunshine Bay
With a median age of 56 and 52.1% of residents owning their homes outright, Sunshine Bay reads as a settled, post-working-age enclave on the South Coast. The suburb sits in postcode 2536 with just 1,439 residents across 1.33 km2, yet its median house price of $792,500 places it well above national coastal suburb averages. A vacancy rate of 16.9% is high compared to typical residential suburbs, reflecting a seasonal or holiday-home component in the housing stock. SEIFA IRSD decile 2 signals below-average advantage nationally, an unusual pairing with a house price at that level.
Population
1,439
Median Age
56.0
Household IncomeiMedian weekly household income (ABS Census)
$1,138/wk
DAs (12 months)iDevelopment Applications lodged in the past year
24
Median House
$792K
2024-2025 (PSI derived)
The median house price of $792,500 represents a significant coastal premium. Price data shows a decline from $835,000 in 2024 to $712,500 in 2025, a 14.7% drop from peak, so buyers entering now are below the recent high. Separate houses dominate at 78.8% of dwellings, with semi-detached homes at 13.2% and apartments at just 3.9%. The bedroom profile skews large: 42.7% of dwellings have 4 or more bedrooms and 40.4% have 3, which is typical of owner-occupier family stock rather than high-density investment units. Monthly mortgage repayments average $1,650, but mortgage-to-income sits at 33.5%, above the 30% stress threshold, because household income at the 21.2nd percentile nationally is low relative to the price level.
For Buyers
The median house price of $792,500 represents a significant coastal premium. Price data shows a decline from $835,000 in 2024 to $712,500 in 2025, a 14.7% drop from peak, so buyers entering now are below the recent high. Separate houses dominate at 78.8% of dwellings, with semi-detached homes at 13.2% and apartments at just 3.9%. The bedroom profile skews large: 42.7% of dwellings have 4 or more bedrooms and 40.4% have 3, which is typical of owner-occupier family stock rather than high-density investment units. Monthly mortgage repayments average $1,650, but mortgage-to-income sits at 33.5%, above the 30% stress threshold, because household income at the 21.2nd percentile nationally is low relative to the price level.
For Investors
Rental demand in Sunshine Bay is limited. Just 25.2% of dwellings are rented, below the national average, and the 16.9% vacancy rate is high compared to metro suburbs, pointing to a significant holiday or seasonal letting component rather than steady residential demand. Weekly rent sits at $370, modest against the $792,500 median price, implying a gross yield of around 2.4%. Development activity totalled 18 applications in the past 12 months, with recent activity including subdivision and caravan park alterations, showing incremental rather than transformative growth. Population is growing slowly at 0.56% annually, and the strong overseas migration inflow of 344 per year is offset by net internal outflow of 247, so total population gains are thin.
Development Activity
Total DAs
152
Last 12 Months
24
YoY ChangeiYear-over-year change in DA lodgements
+4.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 56 is 16.0 years above the national figure, making Sunshine Bay one of the older communities on the South Coast. This aging profile is partly structural: 45.8% of families are couples without children, and the average household size of 2.1 is 0.4 below national. Overseas-born residents account for 18.6%, which is 3.0 percentage points below the national average, and ancestry is strongly Anglo-Celtic: English (628), Irish (191) and Scottish (141) are the three largest groups. University qualifications at 19.2% sit 10.9 percentage points below the national rate, consistent with the IEO decile 5 score for education and occupation. A volunteering rate of 16.3% is solid for the community size.
Age Distribution
Bedrooms
Dwelling Structure
78.8%
Houses
13.2%
Townhouse
3.9%
Apartment
Tenure
Tenure tells a strong ownership story: 52.1% own outright, 22.7% hold a mortgage and 25.2% rent, putting outright owners at more than double renters. That ratio is far above national norms and reflects the older resident base reaching the end of their mortgage lifecycle. The stock is almost entirely separate houses at 78.8%, with semi-detached at 13.2% and apartments at 3.9%. Four-plus bedroom homes account for 42.7% of dwellings. Median price fell 14.7% from $835,000 in 2024 to $712,500 in 2025 on the PSI measure, bringing it below the peak seen a year prior. The 16.9% vacancy rate is high compared to residential suburb benchmarks, consistent with short-term holiday letting.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,650
Rent / wk
$370
HH Size
2.1
Personal Income / wk
$605
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
16.9%
Unoccupied
131
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
32.5% stressed
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
33.5% stressed
Community Profile
Ancestry
Household Composition
45.8%
Couples, no children
1,097
Total families
Economy & Employment
Healthcare is the dominant industry at 26.2% of employed residents (81 workers), nearly double its share nationally, which reflects both local service demand from an aging population and employment in nearby regional health facilities. Construction follows at 13.6% and Public Administration at 12.0%. The participation rate of 40.2% is low nationally because a large share of residents are retired: 634 people are not in the labour force from a population of 1,439. The unemployment rate of 5.6% is above the national average among those who are participating. Household income sits at the 21.2nd percentile nationally, below average despite a house price above $700,000, because many residents are asset-rich retirees on fixed incomes. The IRSD decile 2 and IRSAD decile 4 scores confirm below-average socioeconomic advantage.
Unemployment
7.3%
Labour Force
5,993
Unemployed
435
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
53.6%
Part-time
40.8%
Participation
40.2%
Employed
472
Occupations
Top Industries
University
19.2%
Postgraduate
4.3%
Born Overseas
18.6%
Dwellings
645
Transport to Work
Car dependence is very high: 88.3% of residents drive to work, far above national averages, and just 1.2% use public transport, which reflects the coastal location away from major transit corridors. Walking and cycling account for only 1.0%. No schools are recorded within the suburb boundary, so families rely on schools in nearby centres. Crime data is not available in this dataset, but the IRSD decile 2 ranking places the suburb in the lower advantage tier nationally. Housing stress affects both renters (rent-to-income at 32.5%, above the 30% threshold) and mortgage holders (mortgage-to-income at 33.5%), despite the asset-rich ownership profile. The 8.0% of residents needing daily assistance (110 people) is above average, consistent with a median age of 56.
Drive
88.3%
Public Transport
1.2%
Walk / Cycle
1.0%
Work from Home
N/A
Population Forecast
+0.56%/yr
(+57 people/yr)
EstablishedPopulation growth runs at 0.56% per year, adding roughly 57 people annually, which is modest but consistent. Medium forecasts project the broader area reaching around 10,532 by 2031 from a 2025 base of 10,151. The 10-year population change of 6.9% reflects steady accumulation. The unusual migration pattern sees overseas inflows averaging 344 per year while internal migration produces a net outflow of 247, suggesting that departing younger residents are being replaced by overseas arrivals. The gentrification score reads as not gentrifying (score 10), consistent with a stable, older resident base. Real income growth of 39.7% over the decade and rent growth of 30.8% indicate that economic conditions have improved faster than the seifa decile 2 ranking might suggest.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+344
Net Internal / yr
-247
Gentrification Signal
Not gentrifying
Net internal outflow -247/yr, Strong overseas inflow +344/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Sunshine Bay compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Sunshine Bay a good suburb to live in?
Sunshine Bay suits retirees and those seeking a quiet coastal lifestyle. The median age of 56 is 16 years above national, and 52.1% of residents own their homes outright. Car access is essential as only 1.2% use public transport. SEIFA IRSD decile 2 reflects below-average services relative to national benchmarks.
What is the median house price in Sunshine Bay?
The median house price is approximately $792,500 based on PSI-derived data. Prices reached $835,000 in 2024 before falling to $712,500 in 2025, a 14.7% decline from peak. Monthly mortgage repayments average $1,650, with a mortgage-to-income ratio of 33.5%, above the 30% stress threshold.
What schools are in Sunshine Bay?
No schools are recorded within the Sunshine Bay suburb boundary in this dataset. Families rely on schools in nearby towns within the Eurobodalla region. University qualifications among residents sit at 19.2%, which is 10.9 percentage points below the national average.
Is Sunshine Bay safe?
Crime data is not available for Sunshine Bay in this dataset. As indirect context, the suburb scores IRSD decile 2 nationally, indicating below-average socioeconomic resources, and 8.0% of residents (110 people) require daily assistance. The low-density coastal setting with 1,439 residents across 1.33 km2 limits urban crime drivers.
Is Sunshine Bay good for property investment?
The investment case is mixed. Weekly rent of $370 against a $792,500 median implies a gross yield near 2.4%, below typical investment benchmarks. The 16.9% vacancy rate signals significant holiday-letting stock, which reduces reliable rental income. Population is growing at just 0.56% annually, and 18 development applications were lodged in the past 12 months.
How is Sunshine Bay's population changing?
Population grows at around 0.56% per year, adding approximately 57 people annually. Over the past decade, the population rose 6.9%. Overseas migration contributes a net inflow of 344 per year, while internal migration produces a net outflow of 247, so growth depends on overseas arrivals replacing departing residents.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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