NSW 2540 Census 2021 + Live DA Data

Sussex Inlet

Age is the defining feature of Sussex Inlet: the median age is 61, or 21 years above the national figure, while 58.2% of homes are owned outright. The 3,888 residents occupy 36.96 sq km at a density of 105.2 people per sq km, and 31.5% of dwellings are vacant, a high share consistent with holiday homes or intermittent occupancy. Household income sits at the 7.2nd percentile nationally, so the suburb is below typical income levels. Compared with nearby Sanctuary Point, Sussex Inlet suits buyers prioritising detached housing and quieter routines over a larger employment base.

Sussex Inlet urban fabric map

Population

3,888

Median Age

61.0

Household IncomeiMedian weekly household income (ABS Census)

$887/wk

DAs (12 months)iDevelopment Applications lodged in the past year

76

36.96 km²· 105.2 people/km²· Family income $1,218/wk

Detached housing dominates at 89.9%, with 41.8% of homes having 3 bedrooms and 29.0% having 4 or more, so the stock suits downsizers and buyers wanting conventional houses rather than apartment living. The main constraint is affordability pressure: mortgage repayments are $1,511 per month and mortgage costs equal 39.3% of household income, a flagged stress level. Outright ownership is 58.2%, higher than the 19.5% still paying a mortgage, reflecting the suburb's older resident base. Compared with Sanctuary Point, check insurance, flood exposure and exact sale evidence before treating lower-density housing as value.

For Buyers

Detached housing dominates at 89.9%, with 41.8% of homes having 3 bedrooms and 29.0% having 4 or more, so the stock suits downsizers and buyers wanting conventional houses rather than apartment living. The main constraint is affordability pressure: mortgage repayments are $1,511 per month and mortgage costs equal 39.3% of household income, a flagged stress level. Outright ownership is 58.2%, higher than the 19.5% still paying a mortgage, reflecting the suburb's older resident base. Compared with Sanctuary Point, check insurance, flood exposure and exact sale evidence before treating lower-density housing as value.

For Investors

Investor demand has two opposing signals. Weekly rent is $310 and 19.1% of dwellings are rented, below the 58.2% owned outright share, while the 31.5% vacancy rate is high and can reduce reliable occupancy. Rent growth of 55.0% supports an improving income story, but high vacancy means gross yield alone may overstate performance. Seventy-one development applications in 12 months, including 2-dwelling dual occupancies, indicate ongoing project activity; assess whether new supply competes for tenants. Internal migration is the primary driver, which may support demand, but Sussex Inlet remains more income-sensitive than higher-income regional markets because household income ranks at the 7.2nd percentile nationally.

Development Activity

Total DAs

547

Last 12 Months

76

YoY ChangeiYear-over-year change in DA lodgements

-2.6%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

New Dwelling
60
Renovation / Extension
24
Garage / Carport / Shed
13
Other
12
Swimming Pool / Spa
12
Multi-Dwelling / Townhouse
9
Demolition
8
Granny Flat / Secondary Dwelling
4

Schools in Sussex Inlet

Open-register school locations for education access. This is not a school-quality ranking.

Sussex Inlet Public School

Primary School Government
School website

Demographics

Sussex Inlet has an older and less university-qualified profile than Australia overall: the median age is 61, 21 years above the national figure, while 13.5% hold a university qualification, 16.6 percentage points below the national comparison. This age structure helps explain why couples without children account for 61.0% of households, compared with 23.9% couples with children, and why average household size is 2.0, below the national comparison by 0.5 people. English ancestry is the largest reported background at 1,749 people, followed by Irish 433 and Scottish 415. Only 14.1% were born overseas, below the national level by 7.5 percentage points, making Sussex Inlet more Anglo-leaning than nearby St Georges Basin.

Age Distribution

0-14
10.2%
15-24
6.7%
25-44
13.3%
45-64
26.8%
65+
42.8%

Bedrooms

Studio/1br
4.5%
2 bed
24.7%
3 bed
41.8%
4+ bed
29.0%

Dwelling Structure

89.9%

Houses

7.9%

Townhouse

1.0%

Apartment

Tenure

Own 58.2% Mortgage 19.5% Rent 19.1% Other 3.1%

Sussex Inlet's housing is overwhelmingly separate-house stock: 89.9% are separate houses, compared with just 1.0% apartments and 7.9% semi-detached homes. Three-bedroom dwellings lead at 41.8%, followed by 4-plus bedrooms at 29.0%, so buyers have more family-house choice than compact-apartment choice. Tenure is mature, with 58.2% owned outright, 19.5% mortgaged and 19.1% rented. That pattern reflects the 61 median age and helps explain the low average household size of 2.0. Housing costs still require care: rent is $310 weekly and equals 34.9% of renter income, flagged as rent stress, while mortgage costs reach 39.3%, higher than the rent burden.

Mortgage / mo

$1,511

Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $310.

$600

Bond data Jun 2026 · houses $610 · units $470

HH Size

2.0

Personal Income / wk

$494

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

31.5%

Unoccupied

801

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

34.9% stressed

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

39.3% stressed

Community Profile

Ancestry

English
1,749
Irish
433
Scottish
415
Ancestry NS
287
German
151
Other
144

Household Composition

23.9%

Couples with children

61.0%

Couples, no children

13.7%

Single parent

1,084

Total families

Economy & Employment

Healthcare is the largest local industry at 21.5%, or 158 workers, followed by construction at 17.3% and 127 workers. Public administration contributes 9.7%, education 9.1% and hospitality 8.7%, giving Sussex Inlet a service-heavy base. Trades lead occupations at 220 people, ahead of community and personal service at 180, with clerical and administration at 149. The 6.1% unemployment rate and 35.0% participation rate sit alongside 1,963 people outside the labour force, a pattern consistent with a median age of 61. SEIFA reinforces the gap: IEO is decile 1, IER 3, IRSD 3 and IRSAD 2, placing economic advantage below stronger deciles. Household income ranks at the 7.2nd percentile nationally, below broader averages.

Unemployment

6.1%

Labour Force

1,221

Unemployed

75

Source: ABS Census 2021

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
2
Disadvantage
3
Economic resources
3
Education & occupation
1

Full-time

50.1%

Part-time

40.8%

Participation

35.0%

Employed

1,146

Full-time and part-time are shares of the employed. Source: ABS Census 2021

Occupations

Trades 220
Community/Personal 180
Clerical/Admin 149
Professionals 140
Labourers 140
Managers 124
Sales 98
Machinery/Drivers 78

Top Industries

Healthcare 21.5%
Construction 17.3%
Public Admin 9.7%
Education 9.1%
Hospitality 8.7%

University

13.5%

Postgraduate

2.2%

Born Overseas

14.1%

Dwellings

1,674

Transport to Work

Daily life is car-oriented: 78.1% drive, only 3.7% walk or cycle, and 12.6% work from home, so access to services depends more on a private vehicle than active travel. Sussex Inlet has 1 local government primary school, Sussex Inlet Public School; families should check enrolment zones and secondary-school travel against the exact address. The 3,888-person population and density of 105.2 people per sq km support a quieter, low-density setting than larger regional centres. Social connection is a potential strength because 16.4% volunteer, but 13.3% need assistance, or 478 people, is higher than the 3.7% who walk or cycle. SEIFA is low, with IRSAD decile 2 and IRSD decile 3, both below stronger socioeconomic deciles, so service access and affordability deserve attention.

Drive

78.1%

Public Transport

N/A

Walk / Cycle

3.7%

Work from Home

12.6%

Population Forecast

+0.83%/yr

(+41 people/yr)

Established

Growth is steady rather than rapid, with an annual trend of 0.83% and population change across the wider area of 13.7% over 10 years. Internal migration is the primary driver, which fits an established suburb attracting older households rather than relying on a large young workforce. The trajectory is Aging: the senior share rose 4.6 percentage points, while the working share fell 1.8 points and the young share fell 2.0 points. Gentrification is scored at 34 and sits at the Early signs stage, despite an Active shift score of 54, so change is present but not yet dominant. Rent growth of 55.0% and 71 development applications point to pressure above the long-established pattern, but the 31.5% vacancy rate may moderate outcomes.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Internal Migration

Net Overseas / yr

+8

Net Internal / yr

+109

34

Gentrification Signal

Early signs

Population +17% since 2011, Net internal migration +109/yr, Accelerating: 3% → 13%

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Sussex Inlet compares to ~15,000 Australian suburbs

Population
Top 14%
Household Income
Bottom 7%
Rent Level
Top 36%
Apartments
Top 21%
Renters
Top 40%
Uni Educated
Bottom 14%
Born Overseas
Bottom 50%
Density
Top 26%

Frequently Asked Questions

Is Sussex Inlet a good suburb to live in?

Sussex Inlet suits people seeking detached housing and quieter routines, with a median age of 61 and 89.9% separate houses. Car dependence is high at 78.1%, and IRSAD is decile 2, below stronger socioeconomic deciles. Compare transport, services and household costs with nearby Sanctuary Point before choosing.

What is the median house price in Sussex Inlet?

Check the latest settled-sales series for the current median house price rather than infer it from rent. Sussex Inlet has a weekly rent of $310, with 89.9% separate houses and 58.2% owned outright, so compare detached-house sales with nearby suburbs before setting a budget.

What schools are in Sussex Inlet?

Sussex Inlet has 1 local government primary school, Sussex Inlet Public School. Check the enrolment zone and secondary-school options for the exact address, because a single primary campus does not describe the full travel pattern. The suburb has 3,888 residents and 12.6% work from home, but compare school access with your daily commute.

Is Sussex Inlet safe?

Safety decisions should use current NSW Police incident data for the exact street rather than rely on suburb demographics. Sussex Inlet has a median age of 61 and 79.2% of residents stayed at the same address, while 78.1% drive, but these figures do not measure crime. Compare recent incidents with lighting, traffic and evening access before signing a lease or contract.

Is Sussex Inlet good for property investment?

Property investment is selective. Weekly rent is $310 and rent growth is 55.0%, but vacancy is a high 31.5%, which can weaken occupancy and cash-flow reliability. Development activity reached 71 applications in 12 months, and internal migration is the primary growth driver. Compare settled yields, insurance and vacancy by dwelling type because 89.9% separate houses means detached stock dominates.

How is Sussex Inlet's population changing?

Sussex Inlet is ageing while still attracting residents from elsewhere. The wider-area trend is 0.83% annual growth, with internal migration the primary driver, and population change reaches 13.7% over 10 years. The senior share rose 4.6 percentage points while the young share fell 2.0 points, so demand is likely to be shaped more by older households. This is an Aging trajectory, above a flat-growth profile.

What development is happening in Sussex Inlet?

Development activity reached 71 applications over 12 months, including attached dual occupancies with 2 dwellings in recent examples. That pipeline is above a negligible level, but applications do not guarantee completion. Buyers and investors should check approvals, flood constraints, servicing and the effect of new supply on the 31.5% vacancy rate before relying on a project timetable.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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