Table Top
Household income in the 92nd percentile nationally and a 100% detached housing stock across 175 square kilometres make Table Top one of the more distinctive rural-residential pockets near Albury. With only 1,516 residents, the suburb functions as a low-density owner-occupier enclave: 41.8% own their home outright and just 4.1% rent, far below average. The median house price reached $1,062,500 in 2024-2025, up 13.3% year-on-year from $980,000, which places it well above most regional NSW benchmarks. An unemployment rate of just 2.1% and a full-time employment rate of 63.2% confirm that the resident workforce is both active and employed.
Population
1,516
Median Age
42.0
Household IncomeiMedian weekly household income (ABS Census)
$2,475/wk
DAs (12 months)iDevelopment Applications lodged in the past year
42
Median House
$1.1M
2024-2025 (PSI derived)
The median house price of $1,062,500 represents a 13.3% rise from $980,000 in 2024, compressing purchase windows for new buyers. Every dwelling in Table Top is a separate house, with 75.1% containing four or more bedrooms, making it an almost exclusively large-format family market compared to the typical regional NSW mix. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 20.2%, which is well below the 30% stress threshold. With 54.1% of residents carrying a mortgage and 41.8% owning outright, the suburb skews toward long-tenure owners rather than frequent turnovers. Turnover sits at 15.8%, and 84.2% of residents stayed put in the five years to the last census.
For Buyers
The median house price of $1,062,500 represents a 13.3% rise from $980,000 in 2024, compressing purchase windows for new buyers. Every dwelling in Table Top is a separate house, with 75.1% containing four or more bedrooms, making it an almost exclusively large-format family market compared to the typical regional NSW mix. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 20.2%, which is well below the 30% stress threshold. With 54.1% of residents carrying a mortgage and 41.8% owning outright, the suburb skews toward long-tenure owners rather than frequent turnovers. Turnover sits at 15.8%, and 84.2% of residents stayed put in the five years to the last census.
For Investors
Table Top's investment profile is low-yield and low-vacancy. Only 4.1% of dwellings are rented, making it a predominantly owner-occupier suburb rather than a rental market. Weekly rent averages $380, and the vacancy rate sits at 5.2%, above the typical healthy range of 2-3%, which signals limited tenant competition. With 41 development applications over the past 12 months, including new dwelling houses and sheds, construction interest is steady for a suburb of this size. Price growth of 13.3% year-on-year from $980,000 to $1,110,000 suggests capital upside, but investors should weigh this against the very thin rental pool and the fact that the suburb draws almost exclusively owner-occupiers.
Development Activity
Total DAs
291
Last 12 Months
42
YoY ChangeiYear-over-year change in DA lodgements
0.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Table Top iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Table Top Public School
K-6 · 140 students
Demographics
Table Top's population of 1,516 has a median age of 42, which is 2.0 years above the national figure, consistent with the owner-occupier, family-settled identity. Average household size is 3.0, which is 0.5 above the national average, reflecting the prevalence of couples with children: 657 family households fall into this group, compared to 360 couples without children. The overseas-born share is just 6.6%, placing Table Top 15.0 percentage points below the national average and firmly in the Anglo-Celtic heritage profile, with English (699), Irish (223) and Scottish (185) as the top ancestries. University qualifications reach 32.8%, which is 2.7 percentage points above the national figure, a modest edge that aligns with the professional and managerial occupational mix.
Age Distribution
Bedrooms
Dwelling Structure
100.0%
Houses
N/A
Townhouse
N/A
Apartment
Tenure
Every one of Table Top's dwellings is a separate house, a uniformity that has no parallel in urban NSW markets. Bedroom size skews heavily large: 75.1% have four or more bedrooms and 22.8% have three, meaning almost no compact stock exists. Tenure splits markedly toward ownership, with 41.8% owning outright and 54.1% carrying a mortgage, while renters account for just 4.1%, far lower than the state average. The median price climbed from $980,000 in 2024 to $1,110,000 in 2025, a 13.3% gain in one year. A 5.2% vacancy rate points to occasional short-term gaps in the small rental pool rather than sustained demand. Mortgage-to-income at 20.2% and rent-to-income at 15.4% both sit comfortably below standard stress thresholds.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$380
HH Size
3.0
Personal Income / wk
$1,052
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.2%
Unoccupied
26
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
15.4%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
20.2%
Community Profile
Ancestry
Household Composition
26.6%
Couples, no children
1,355
Total families
Economy & Employment
Healthcare is the single largest industry sector for Table Top workers, employing 20.4% of the workforce (117 residents), ahead of Education at 14.5% (83) and Construction at 14.1% (81). Agriculture at 8.5% reflects the rural land character of the 175 square kilometre area. By occupation, Professionals (192) and Managers (163) together represent the two largest groups, consistent with the suburb's above-national university qualification rate of 32.8%. The unemployment rate is just 2.1% against 17 jobseekers, and the full-time employment rate of 63.2% exceeds many comparable regional NSW communities. Household income in the 92nd national percentile indicates that despite the rural setting, residents draw from a concentrated professional and management earnings base.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
63.2%
Part-time
34.7%
Participation
68.7%
Employed
789
Occupations
Top Industries
University
32.8%
Postgraduate
6.7%
Born Overseas
6.6%
Dwellings
472
Transport to Work
Car reliance is near-total in Table Top, with 95.4% of residents driving to work, well above national norms, reflecting the low-density rural residential setting across 175 square kilometres. Walking and cycling account for 1.5% of commutes. No schools are recorded within the suburb boundary, so families commute to Albury for schooling. Crime data is not available in this dataset. The volunteering rate of 28.0% is notably high, indicating a cohesive resident community that actively participates in local life. Housing stress is low: mortgage-to-income sits at 20.2% and rent-to-income at 15.4%, both below the national stress benchmarks of 30% for mortgages. Demand for daily assistance is minimal at 2.3% (34 residents), consistent with a relatively young, healthy population for a median age of 42.
Drive
95.4%
Public Transport
N/A
Walk / Cycle
1.5%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Table Top compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Table Top a good suburb to live in?
Table Top suits owner-occupier families seeking large homes on rural residential lots near Albury. Household income sits at the 92nd national percentile, unemployment is just 2.1%, and housing stress is low, with mortgage-to-income at 20.2%. The trade-offs are near-total car dependence and no schools recorded within the suburb boundary.
What is the median house price in Table Top?
The median house price is $1,062,500 based on 2024-2025 data, up 13.3% from $980,000 in 2024. Monthly mortgage repayments average $2,167. All dwellings are separate houses, with 75.1% having four or more bedrooms, so there is no apartment or compact stock in this market.
What schools are in Table Top?
No schools are recorded inside the Table Top boundary in this dataset. Families rely on schools in nearby Albury, which is the nearest major centre. Table Top residents have a university qualification rate of 32.8%, which is 2.7 percentage points above the national figure.
Is Table Top safe?
Detailed crime statistics are not available for Table Top in this dataset. As indirect indicators, the unemployment rate is just 2.1% and housing stress is low, with mortgage-to-income at 20.2% and rent-to-income at 15.4%, both below national stress thresholds. Only 2.3% of residents need daily assistance.
Is Table Top good for property investment?
Capital growth of 13.3% in one year, from $980,000 to $1,110,000, is strong, but the rental market is thin. Only 4.1% of dwellings are rented and vacancy sits at 5.2%, above the healthy 2-3% range. Weekly rent of $380 against a $1,062,500 median implies a gross yield under 2%, so the case rests on capital appreciation rather than rental income.
How is Table Top's population changing?
Table Top has a population of 1,516 across 175 square kilometres. Residential stability is high, with 84.2% of residents staying at the same address over the five years to the last census. Development activity of 41 applications in 12 months, including new dwelling approvals, indicates gradual organic growth continues.
How much development is happening in Table Top?
There were 41 development applications lodged in the past 12 months, including new dwelling houses, sheds and swimming pools. This is an active rate for a suburb of only 1,516 residents, suggesting ongoing rural-residential subdivision and lot construction rather than large-scale urban development.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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