Thurgoona
A 58.3% share of dwellings with 4 or more bedrooms gives Thurgoona a clear family and mortgage-belt profile. The suburb has 11,028 residents, a median age of 34, and an average household size of 2.8, with household income at the 73.3rd percentile nationally. Compared with nearby Lavington and central Albury, its 97.1% separate-house mix and 46.6% mortgage-held share point to low-density, owner-focused living. Car dependence is high at 83.9% of commuters driving, while healthcare and education account for 23.3% and 15.4% of local industry jobs.
Population
11,028
Median Age
34.0
Household IncomeiMedian weekly household income (ABS Census)
$1,953/wk
DAs (12 months)iDevelopment Applications lodged in the past year
280
Thurgoona suits buyers seeking detached space, practical family layouts and a relatively strong income base. Separate houses account for 97.1% of dwellings, while 58.3% have 4 or more bedrooms and only 1.2% are apartments, so buyers should expect a market shaped by larger homes rather than compact units. The median age of 34 and the 49.3% share of couples with children reinforce demand for family-oriented housing. Household income is at the 73.3rd percentile nationally, while the recorded mortgage payment is $1,625 per month and mortgage costs equal 19.2% of household income. Separate-house supply is much higher than apartment supply, so recent comparable sales should be used when assessing value.
For Buyers
Thurgoona suits buyers seeking detached space, practical family layouts and a relatively strong income base. Separate houses account for 97.1% of dwellings, while 58.3% have 4 or more bedrooms and only 1.2% are apartments, so buyers should expect a market shaped by larger homes rather than compact units. The median age of 34 and the 49.3% share of couples with children reinforce demand for family-oriented housing. Household income is at the 73.3rd percentile nationally, while the recorded mortgage payment is $1,625 per month and mortgage costs equal 19.2% of household income. Separate-house supply is much higher than apartment supply, so recent comparable sales should be used when assessing value.
For Investors
Thurgoona offers investors a predominantly detached-house rental market, with 24.9% of occupied dwellings rented and a reported weekly rent of $360. The 4.9% vacancy rate provides a useful starting point for assessing leasing conditions, while the 97.1% separate-house share points to a tenant pool seeking larger homes rather than apartments. Renting is lower than mortgage tenure at 46.6%, indicating a substantial owner-occupier base that may support neighbourhood stability but can limit rental depth. Development activity is notable, with 288 applications recorded over 12 months, creating both a supply opportunity and competition risk. Healthcare and education represent 23.3% and 15.4% of industry employment, which may support demand from essential-service workers. Compare yield, maintenance and new-build competition with Lavington and wider Albury before buying.
Development Activity
Total DAs
2,014
Last 12 Months
280
YoY ChangeiYear-over-year change in DA lodgements
-13.8%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Thurgoona
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Thurgoona has a median age of 34, which is 6.0 years below the national comparison, while its average household size of 2.8 is 0.3 people higher than the national figure. The population leans toward established English-speaking ancestry, with English recorded at 4,474 people, Irish at 1,460 and Scottish at 1,257. University attainment is 29.8%, just 0.3 percentage points below the national comparison, and the overseas-born share is 11.2%, or 10.4 points lower nationally. Couples with children make up 49.3% of families, compared with 36.4% for couples without children, helping explain the strong demand for 4 or more bedrooms. Christianity accounts for 5,536 people and no religion for 4,487, while 71.7% of residents stayed at the same address and 28.3% moved.
Age Distribution
Bedrooms
Dwelling Structure
97.1%
Houses
1.7%
Townhouse
1.2%
Apartment
Tenure
Thurgoona's housing stock is unusually concentrated in detached homes: 97.1% are separate houses, compared with 1.2% apartments and 1.7% semi-detached dwellings. Larger formats dominate, with 58.3% of homes containing 4 or more bedrooms and 37.2% containing 3 bedrooms. Mortgage holders represent 46.6% of households, a higher share than outright owners at 25.6% and renters at 24.9%, reinforcing the suburb's mortgage-belt character. The average mortgage payment is $1,625 monthly, equal to 19.2% of household income, while rent is $360 weekly and rent-to-income is 18.4%. With 35.6 square kilometres and a density of 309.8 people per square kilometre, Thurgoona is lower-density than apartment-oriented parts of Albury and more dependent on family-house demand.
Mortgage / mo
$1,625
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $360.
$510
Bond data Jun 2026 · houses $543 · units $380
HH Size
2.8
Personal Income / wk
$906
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.9%
Unoccupied
196
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
18.4%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
19.2%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
49.3%
Couples with children
36.4%
Couples, no children
13.4%
Single parent
3,052
Total families
Economy & Employment
Thurgoona's employment base is led by healthcare, which accounts for 23.3% of industry employment and 902 workers, followed by education at 15.4% and 595 workers. Construction contributes 11.4% and 440 workers, public administration 9.6% and 370 workers, and manufacturing 7.6% and 293 workers. The labour force totals 5,819 people, with a 69.4% participation rate, 3.5% unemployment rate and 60.4% full-time employment rate. Full-time employment is higher than part-time employment in absolute terms, at 3,393 compared with 1,938 workers. Occupations are led by professionals at 1,271 people, trades at 839, community and personal services at 776, clerical and administrative roles at 730, and managers at 640. This mix links household demand to health, education, construction and public-sector services rather than a single industry.
Unemployment
3.5%
Labour Force
5,819
Unemployed
205
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
60.4%
Part-time
34.5%
Participation
69.4%
Employed
5,614
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
29.8%
Postgraduate
5.4%
Born Overseas
11.2%
Dwellings
3,764
Transport to Work
Thurgoona provides low-density family living across 35.6 square kilometres, with 309.8 people per square kilometre and 97.1% of dwellings formed as separate houses. Daily mobility is strongly car-based: 83.9% travel as car drivers, versus only 0.2% using public transport and 1.4% walking or cycling, while 10.3% work from home. That pattern makes access to employment, shopping and services more convenient by car than by scheduled public transport. One local government primary school, Thurgoona Public School, serves the suburb's education catchment; families should confirm enrolment zones, year levels and transport for the exact address. With 49.3% of couples raising children and an average household size of 2.8, larger homes and household-oriented services are particularly relevant. Compared with denser Albury locations, Thurgoona offers more private outdoor space but requires greater reliance on driving.
Drive
83.9%
Public Transport
0.2%
Walk / Cycle
1.4%
Work from Home
10.3%
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Thurgoona compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Thurgoona a good suburb to live in?
Thurgoona can suit households wanting space, newer detached housing and a family-oriented setting. It has 11,028 residents, a median age of 34, and 97.1% separate houses. The trade-off is transport dependence: 83.9% drive to work, compared with 0.2% using public transport, so car access is important.
What is the median house price in Thurgoona?
Check recent local sales and current listings for the latest median house price, then compare like-for-like family homes. Thurgoona has 97.1% separate houses and 58.3% with 4 or more bedrooms, so the suburb-wide result can be sensitive to dwelling size and the mix of 3-bedroom and larger properties.
What schools are in Thurgoona?
Thurgoona Public School is the listed local government primary school. Families should confirm enrolment zones, year levels and transport for the exact address, particularly because 49.3% of couples have children and the average household size is 2.8. School access should be checked before signing a contract.
Is Thurgoona safe?
Review the latest NSW Police crime map and local council updates before deciding on a particular street. Thurgoona has 11,028 residents across 35.6 square kilometres, and 83.9% of commuters drive, so road conditions, lighting and activity can vary between residential areas, busy routes and local centres.
Is Thurgoona good for property investment?
It may suit investors seeking detached family rental stock. Renting accounts for 24.9% of occupied dwellings, weekly rent is $360 and vacancy is 4.9%. However, 288 development applications in 12 months may add competing supply, so compare yield, maintenance, insurance and new-build competition with Lavington and wider Albury.
How is Thurgoona's population changing?
Thurgoona has 11,028 residents and a relatively settled base, with 71.7% of residents staying at the same address and 28.3% recording turnover. At the same time, 288 development applications over 12 months indicate ongoing housing additions. The balance points to gradual expansion alongside existing family households.
What development is occurring in Thurgoona?
Residential activity is prominent, with 288 development applications recorded over 12 months. The examples include new dwelling houses and garages, carports or parking spaces through complying development certificates. Review each approval's address, conditions and construction status because application counts do not confirm that every project will be completed.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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