NSW 2650 Census 2021 + Live DA Data

Tolland

At $501,617, Tolland's median house price sits well below the NSW state median, making it one of Wagga Wagga's more affordable residential pockets. The suburb holds 3,459 residents across just 2.09 square kilometres, giving a density of 1,657 people per square kilometre. Nearly 44% of households rent, a share considerably above the national owner-occupier norm, and the weekly household income of $1,207 places the area in the 25th income percentile nationally. Healthcare employs 24.7% of local workers, the dominant industry by a clear margin, reflecting the suburb's proximity to Wagga Wagga's hospital and health precinct.

Tolland urban fabric map

Population

3,459

Median Age

34.0

Household IncomeiMedian weekly household income (ABS Census)

$1,207/wk

DAs (12 months)iDevelopment Applications lodged in the past year

45

Median House

$502K

2024-2025 (PSI derived)

2.09 km²· 1,656.7 people/km²· Family income $1,476/wk

The $501,617 median house price is the headline appeal, sitting below many comparable regional NSW centres and well below the national median. Price data shows a 15.1% rise from $477,500 in 2024 to $549,750 in 2025, a rapid one-year move that narrows the affordability gap but still leaves Tolland accessible to first buyers and upsizers priced out of larger centres. Separate houses dominate at 83.9% of stock, with apartments making up 15.4%, so detached living is the default. Three-bedroom homes account for 47.9% of dwellings and four-plus bedrooms 34.5%, tilting supply toward families rather than singles. Monthly mortgage repayments average $1,300, and the mortgage-to-income ratio of 24.9% stays below the 30% stress threshold, confirming this is an affordable entry point by national standards.

For Buyers

The $501,617 median house price is the headline appeal, sitting below many comparable regional NSW centres and well below the national median. Price data shows a 15.1% rise from $477,500 in 2024 to $549,750 in 2025, a rapid one-year move that narrows the affordability gap but still leaves Tolland accessible to first buyers and upsizers priced out of larger centres. Separate houses dominate at 83.9% of stock, with apartments making up 15.4%, so detached living is the default. Three-bedroom homes account for 47.9% of dwellings and four-plus bedrooms 34.5%, tilting supply toward families rather than singles. Monthly mortgage repayments average $1,300, and the mortgage-to-income ratio of 24.9% stays below the 30% stress threshold, confirming this is an affordable entry point by national standards.

For Investors

A renter share of 44.4% is substantially higher than the national average, creating a reliable tenant pool for buy-and-hold investors. Weekly rent sits at $220, low in absolute terms but consistent with regional wage levels where household income is in the 25th percentile nationally. The 8.4% vacancy rate is elevated and warrants attention before purchasing, suggesting more rental supply than immediate demand in the suburb. Development activity reached 44 applications in the past 12 months, indicating steady council activity including subdivision and new structures. The 15.1% price growth recorded between 2024 and 2025 is strong for a regional market, though a single year's data does not confirm a sustained trend. Investors should weigh the affordable entry price and tenant depth against the high vacancy rate.

Development Activity

Total DAs

145

Last 12 Months

45

YoY ChangeiYear-over-year change in DA lodgements

+7.1%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Demolition
76
Garage / Carport / Shed
4
Renovation / Extension
3
Swimming Pool / Spa
2
Granny Flat / Secondary Dwelling
1
Subdivision
1

Demographics

The median age of 34 is 6 years below the national figure, making Tolland notably younger than the Australian average. Overseas-born residents make up 17.5% of the population, which is 4.1 percentage points below the national rate, pointing to a predominantly locally-born community. Ancestry is Anglo-leaning: English (1,175), Irish (317) and Scottish (271) are the top three reported backgrounds. University qualifications reach 19.8%, which is 10.3 percentage points below the national figure, consistent with a workforce concentrated in trades, care roles and services rather than professional knowledge work. Average household size is 2.5, matching the national figure. Couples with children account for 995 families, the largest family type, reinforcing the suburb's family-oriented character.

Age Distribution

0-14
22.9%
15-24
12.4%
25-44
26.7%
45-64
20.5%
65+
17.6%

Bedrooms

Studio/1br
2.0%
2 bed
15.5%
3 bed
47.9%
4+ bed
34.5%

Dwelling Structure

83.9%

Houses

0.7%

Townhouse

15.4%

Apartment

Tenure

Own 29.0% Mortgage 26.6% Rent 44.4%

Outright owners make up 29.0% of households, mortgage holders 26.6%, and renters 44.4%, a tenure split that skews heavily toward renting compared to the national norm. Detached separate houses dominate at 83.9% with apartments at 15.4% and semi-detached at just 0.7%, so the area is firmly a house suburb. The bedroom mix centres on three-bedroom homes at 47.9% and four-plus at 34.5%, which together cover more than 80% of stock, indicating strong alignment with family households. Median house price rose from $477,500 in 2024 to $549,750 in 2025, a 15.1% gain over one year. Rent-to-income sits at 18.2%, comfortably below the 30% stress level, and mortgage-to-income at 24.9% is similarly manageable, suggesting housing costs are broadly affordable relative to local incomes.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,300

Rent / wk

$220

HH Size

2.5

Personal Income / wk

$666

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

8.4%

Unoccupied

118

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

18.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

24.9%

Community Profile

Languages Spoken at Home

AIndLng
11

Ancestry

English
1,175
Other
487
Irish
317
Ancestry NS
311
Scottish
271
German
148

Household Composition

25.5%

Couples, no children

2,557

Total families

Economy & Employment

Healthcare dominates employment at 24.7% of local workers (194 people), nearly double the next largest sector, Education at 12.1% (95 workers). Manufacturing follows at 8.3% and Retail at 7.9%, rounding out the top four. By occupation, Labourers lead at 250 workers, followed by Community and Personal service roles (196) and Professionals (178), which mirrors a workforce serving the region's hospital, schools and everyday services rather than financial or technology sectors. The unemployment rate of 8.0% is above the national benchmark, and the participation rate of 51.0% is low, with 1,010 residents recorded as not in the labour force. Household income in the 25th percentile nationally reflects a wage structure tied to healthcare aide, trade and retail roles rather than high-income professions.

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Full-time

61.6%

Part-time

30.4%

Participation

51.0%

Employed

1,253

Occupations

Labourers 250
Community/Personal 196
Professionals 178
Clerical/Admin 143
Sales 136
Managers 104
Machinery/Drivers 89

Top Industries

Healthcare 24.7%
Education 12.1%
Manufacturing 8.3%
Retail 7.9%
Other Services 7.4%

University

19.8%

Postgraduate

3.7%

Born Overseas

17.5%

Dwellings

1,282

Transport to Work

Car dependency is high: 87.8% of residents drive to work, while only 0.5% use public transport and 1.7% walk or cycle, reflecting Wagga Wagga's low-density layout and limited transit. No schools are recorded inside the Tolland boundary in this dataset, so families rely on schools in surrounding suburbs. The need-for-assistance rate of 7.7% (242 people) is a notable indicator, above what a younger median age of 34 would typically suggest, pointing to a population with some vulnerability. Crime data is not available for Tolland in this dataset. The rent-to-income ratio of 18.2% and mortgage-to-income ratio of 24.9% sit well below stress thresholds, meaning day-to-day housing costs are manageable for the majority of residents despite income sitting in the 25th percentile nationally.

Drive

87.8%

Public Transport

0.5%

Walk / Cycle

1.7%

Work from Home

N/A

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Tolland compares to ~15,000 Australian suburbs

Population
Top 15%
Household Income
Bottom 26%
Rent Level
Bottom 37%
Apartments
Top 22%
Renters
Top 12%
Uni Educated
Bottom 36%
Public Transport
Bottom 4%
Born Overseas
Top 37%
Density
Top 10%

Frequently Asked Questions

Is Tolland a good suburb to live in?

Tolland offers affordable housing with a $501,617 median price well below the NSW state median and mortgage-to-income of 24.9%, below the 30% stress threshold. The workforce centres on healthcare and education, stable public-sector industries. Car ownership is near-essential as only 0.5% use public transport, and no schools are recorded inside the boundary, so families rely on nearby suburbs.

What is the median house price in Tolland?

The median house price is $501,617 based on 2024-2025 data. Prices rose 15.1% from $477,500 in 2024 to $549,750 in 2025. Monthly mortgage repayments average $1,300 and weekly rent is $220.

What schools are in Tolland?

No schools are recorded inside the Tolland boundary in this dataset. Families rely on schools in neighbouring Wagga Wagga suburbs. The suburb's university qualification rate is 19.8%, which is 10.3 percentage points below the national figure, consistent with a trade and services workforce.

Is Tolland safe?

Detailed crime statistics are not available for Tolland in this dataset. As a contextual indicator, 7.7% of residents (242 people) need daily assistance, above what the suburb's younger median age of 34 would typically suggest. Housing cost stress is low, with rent-to-income at 18.2% and mortgage-to-income at 24.9%.

Is Tolland good for property investment?

The 44.4% renter share provides a deep tenant pool, and the $501,617 entry price is accessible. The 15.1% price growth in one year (2024 to 2025) is notable, though the 8.4% vacancy rate is elevated and reduces the case for immediate yield. Weekly rent of $220 implies a gross yield near 2.3% at current prices.

How is Tolland's population changing?

The current population is 3,459 across 2.09 square kilometres. The resident turnover rate is 22.5%, with 77.5% of residents having stayed in place, pointing to a stable community. The median age of 34 is 6 years below the national figure, suggesting an active household formation cohort that may support gradual population growth.

How much development is happening in Tolland?

There were 44 development applications lodged in the past 12 months, including subdivision, shed construction and demolition works. This reflects steady incremental activity rather than large-scale redevelopment, consistent with an established residential suburb in regional NSW.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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