Toronto
A median age of 50, 35.5% renters and annual growth of only 0.21% give Toronto an older, settled profile despite its 5973 residents and density of 640.1 people per square kilometre. Age is 10.0 years above the national comparison, while university attainment at 23.0% sits 7.1 percentage points below it. Compared with nearby Warners Bay, Toronto reads as more established and age-oriented, with 76.8% of residents staying at the same address and 77.8% of dwellings being separate houses. English ancestry is recorded for 2595 residents, alongside 650 Scottish and 627 Irish, reinforcing the suburb's Anglo-leaning identity. This combination supports stable demand but limits the pace of demographic change.
Population
5,973
Median Age
50.0
Household IncomeiMedian weekly household income (ABS Census)
$1,170/wk
DAs (12 months)iDevelopment Applications lodged in the past year
46
Toronto suits buyers seeking established housing and a quieter household profile, with 77.8% of dwellings being separate houses and 48.3% containing 3 bedrooms. Larger households have options too, as 24.9% of homes have 4 or more bedrooms, while only 4.8% have 0 or 1 bedroom. A current median house price should be checked against recent settled sales because the mix of houses, semi-detached dwellings at 14.4% and apartments at 7.5% can create wide price differences. The typical mortgage payment is $1616 per month, and mortgage costs at 31.9% of household income are higher than rent costs at 27.4%. Weekly rent is $320, providing a useful comparison for buyers weighing ownership against renting.
For Buyers
Toronto suits buyers seeking established housing and a quieter household profile, with 77.8% of dwellings being separate houses and 48.3% containing 3 bedrooms. Larger households have options too, as 24.9% of homes have 4 or more bedrooms, while only 4.8% have 0 or 1 bedroom. A current median house price should be checked against recent settled sales because the mix of houses, semi-detached dwellings at 14.4% and apartments at 7.5% can create wide price differences. The typical mortgage payment is $1616 per month, and mortgage costs at 31.9% of household income are higher than rent costs at 27.4%. Weekly rent is $320, providing a useful comparison for buyers weighing ownership against renting.
For Investors
Toronto has a meaningful renter base at 35.5%, with weekly rent of $320 and a vacancy rate of 6.2%. That vacancy level is higher than the annual population trend of 0.21%, so investors should focus on dwelling quality, tenant appeal and exact location rather than assuming rapid rental absorption. Rental growth of 36.0% has been much stronger than the population trend, which may support income performance but does not remove the need to test current yields. Development activity is notable at 44 applications over 12 months, including a dual occupancy proposal for 2 dwellings. Balanced migration and a gentrification stage of Not gentrifying point to an established market with selective rather than broad-based upside.
Development Activity
Total DAs
294
Last 12 Months
46
YoY ChangeiYear-over-year change in DA lodgements
-31.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Toronto
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Toronto's median age of 50 is 10.0 years above the national comparison, while the average household size of 2.2 is 0.3 below it. The older profile helps explain the high share of couples without children at 44.5%, compared with 28.6% of couples with children, and the 76.8% share who stayed at the same address. University attainment is 23.0%, or 7.1 percentage points below national levels, and the overseas-born share is 12.6%, 9.0 points below national levels. English ancestry counts 2595 people, followed by Scottish at 650 and Irish at 627. Christianity is recorded for 2888 residents, while 2491 report no religion. Compared with nearby Warners Bay, Toronto has a more settled demographic feel because mobility is lower and the age profile is older.
Age Distribution
Bedrooms
Dwelling Structure
77.8%
Houses
14.4%
Townhouse
7.5%
Apartment
Tenure
Toronto's housing stock is detached-house dominant: 77.8% of dwellings are separate houses, compared with 14.4% semi-detached homes and 7.5% apartments. Three-bedroom homes account for 48.3% of dwellings, while 4 or more bedrooms account for 24.9%, making family-sized housing more common than compact stock. Ownership is split between 38.1% owned outright, 24.4% with a mortgage and 35.5% rented. Outright ownership is above the mortgage share, consistent with an older resident base and longer tenure. Mortgage costs at 31.9% of household income are higher than rent costs at 27.4%, and the $1616 monthly mortgage figure suggests affordability pressure for leveraged buyers. The 6.2% vacancy rate gives renters more choice than in a tightly constrained market.
Mortgage / mo
$1,616
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $320.
$645
Bond data Jun 2026 · houses $660 · units $520
HH Size
2.2
Personal Income / wk
$581
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
6.2%
Unoccupied
158
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
27.4%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
31.9% stressed
Community Profile
Ancestry
Household Composition
28.6%
Couples with children
44.5%
Couples, no children
25.1%
Single parent
1,614
Total families
Economy & Employment
Healthcare is Toronto's largest industry at 23.5% and 316 workers, followed by construction at 10.4% and 140, education at 9.8% and 132, professional and technical services at 8.5% and 114, and retail at 7.9% and 106. The occupation mix includes 368 professionals, 315 trades workers, 286 community and personal service workers, 249 labourers and 245 clerical and administration workers. Unemployment is 8.0%, participation is 44.1% and full-time employment is 54.3%, while 2544 people are outside the labour force. The low participation rate is consistent with a median age of 50 and helps explain why household income sits at $1170 per week and the 23.2 percentile is below the national midpoint. All four SEIFA deciles are 4, below the midpoint, indicating modest socioeconomic resources despite the presence of professional and healthcare employment.
Unemployment
8.0%
Labour Force
2,251
Unemployed
180
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
54.3%
Part-time
37.3%
Participation
44.1%
Employed
2,071
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
23.0%
Postgraduate
5.1%
Born Overseas
12.6%
Dwellings
2,405
Transport to Work
Toronto's 9.33 square kilometre footprint has a density of 640.1 people per square kilometre. Daily mobility is strongly car dependent: 67.7% drive to work, compared with only 1.1% using public transport and 4.3% walking or cycling. Working from home is comparatively higher at 21.2%, which can reduce commuting needs for some households. Families have access to 3 nearby government schools, comprising 2 primary schools and 1 secondary school; enrolment zones should be checked against the exact address. The IRSAD, IRSD, IER and IEO measures all sit at decile 4, below the national midpoint, while 13.0% of residents need assistance and volunteering is 12.3%. Compared with a transit-oriented suburb, Toronto's practical strengths are space and established services, while transport choice is lower than car access.
Drive
67.7%
Public Transport
1.1%
Walk / Cycle
4.3%
Work from Home
21.2%
Population Forecast
+0.21%/yr
(+30 people/yr)
EstablishedToronto has an established, slow-growth outlook, with an annual trend of 0.21% and Balanced migration as the primary driver. Population change across the wider area is 5.3% over 10 years, a gradual pace compared with high-growth markets. The trajectory is Aging: the senior share has increased by 5.9 percentage points, while the young share has fallen by 1.0 point and the working share by 2.4 points. This demographic shift is likely to keep demand focused on established homes, downsizer-friendly stock and local services rather than rapid expansion. The gentrification model gives Toronto a score of 6 and a stage of Not gentrifying, although the separate shift indicators record a score of 33 and Early signs. Together, the forecasts point to incremental change rather than a sudden market repositioning.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+48
Net Internal / yr
+51
Gentrification Signal
Not gentrifying
Net internal migration +51/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Toronto compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Toronto a good suburb to live in?
Toronto can suit households seeking established housing, local schools and a settled community. It has 5973 residents, a median age of 50, 77.8% separate houses and 3 nearby government schools. Car access is strong at 67.7%, although public transport use is only 1.1%.
What is the median house price in Toronto?
A current median house price should be confirmed using recent settled sales, because dwelling type and location create meaningful variation. Separate houses make up 77.8% of homes, while 14.4% are semi-detached and 7.5% are apartments. Three-bedroom dwellings account for 48.3% of the housing stock.
What schools are in Toronto?
Toronto has 3 nearby government schools, including 2 primary schools and 1 secondary school. Families should check the exact enrolment zone before buying or renting, as catchments can vary by street. The suburb's median age is 50 and its average household size is 2.2 people.
Is Toronto safe?
Safety should be assessed using current local police information and the exact street context, as a suburb-wide conclusion cannot be drawn from housing or demographic figures. Toronto has 5973 residents, a density of 640.1 people per square kilometre and 35.5% renters, so local conditions can vary.
Is Toronto good for property investment?
Toronto may suit investors seeking an established rental market, with 35.5% of households renting, weekly rent of $320 and a 6.2% vacancy rate. There were 44 development applications over 12 months. However, annual growth is 0.21% and migration is Balanced, so selection and yield analysis matter.
How is Toronto's population changing?
Toronto is following an Aging trajectory, with annual growth of 0.21% and population change across the wider area of 5.3% over 10 years. The senior share has risen by 5.9 percentage points, while the young share has fallen by 1.0 point. Migration is classified as Balanced.
What development is occurring in Toronto?
There were 44 development applications in the past 12 months, including a dual occupancy proposal for 2 dwellings, carport works and earthworks with retaining walls. This indicates ongoing small-scale change rather than a major construction surge. Toronto's annual growth trend is 0.21%.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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