Tweed Heads
Both mortgage stress (35.2%) and rent stress (35.4%) exceed the 30% threshold simultaneously, a double-stress condition that places Tweed Heads among the most financially constrained suburbs in this dataset. Household income at just the 21.2nd national percentile ($1,138/week) collides with an $880,000 median house price inflated by cross-border migration from South East Queensland. The median age of 55 is 15 years above national, the oldest in this cohort, and 43.1% own outright, reflecting a retiree-heavy population that purchased before the price surge. Participation rate of 41.8% means fewer than half the adults work, with 3,714 people outside the labour force entirely. The vacancy rate of 14.1% suggests significant oversupply.
Population
9,176
Median Age
55.0
Household IncomeiMedian weekly household income (ABS Census)
$1,138/wk
DAs (12 months)iDevelopment Applications lodged in the past year
85
Median House
$880K
2024-2025 (PSI derived)
The $880,000 median is high for a regional border town, driven by lifestyle-migration demand from the Gold Coast. From $885,000 in 2024 to $875,000 in 2025, the price dipped 1.1%, signalling a potential plateau. Apartments dominate at 44.5%, with semi-detached at 30.4% and detached houses at 25.0%. Two-bedroom units at 47.0% lead the stock, suitable for downsizers. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, well above the stress line, because the $1,138/week household income is at the 21.2nd percentile nationally. Outright ownership at 43.1% is high, and only 21.5% carry mortgages. St Joseph's Primary (ICSEA 1,069, 302 students) scores above the national benchmark.
For Buyers
The $880,000 median is high for a regional border town, driven by lifestyle-migration demand from the Gold Coast. From $885,000 in 2024 to $875,000 in 2025, the price dipped 1.1%, signalling a potential plateau. Apartments dominate at 44.5%, with semi-detached at 30.4% and detached houses at 25.0%. Two-bedroom units at 47.0% lead the stock, suitable for downsizers. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, well above the stress line, because the $1,138/week household income is at the 21.2nd percentile nationally. Outright ownership at 43.1% is high, and only 21.5% carry mortgages. St Joseph's Primary (ICSEA 1,069, 302 students) scores above the national benchmark.
For Investors
Renters at 35.5% form a moderate tenant pool, but the 14.1% vacancy rate is alarmingly high and suggests structural oversupply, likely from short-stay accommodation competing with long-term rentals. At $403/week rent against an $880,000 median, gross yield is approximately 2.4%, low for a regional location. The rent-to-income ratio of 35.4% is above the stress threshold, meaning tenants are stretched. Net internal migration of 164 per year and overseas migration of 140 provide balanced demand. With 78 DAs lodged in 12 months, the development pipeline is active. The 30.3% turnover rate is high, consistent with a transient retiree-migrant population.
Development Activity
Total DAs
427
Last 12 Months
85
YoY ChangeiYear-over-year change in DA lodgements
+16.4%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Tweed Heads iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
St Joseph's Primary School
K-6 · 302 students
Tweed Heads Public School
K-6 · 394 students
Demographics
The median age of 55 is 15 years above the national figure, and 43.5% of families are couples without children, the classic empty-nester profile. English ancestry dominates at 3,946, with Irish (1,323) and Scottish (1,024) forming the Anglo-Celtic core. Just 22.4% were born overseas, close to the national average, with Portuguese (116 speakers) as the dominant non-English language. Average household size of 2.0 is well below the 2.5 national norm. The 9.2% need-assistance rate (780 people) is among the highest in this cohort, consistent with the elderly demographic. University qualifications at 26.5% are 3.6 points below the national average, reflecting a workforce dominated by service-sector and trade roles rather than professional occupations.
Age Distribution
Bedrooms
Dwelling Structure
25.0%
Houses
30.4%
Townhouse
44.5%
Apartment
Tenure
Apartments lead at 44.5%, semi-detached at 30.4% and detached houses at 25.0%, an unusual mix for a regional NSW town. Two-bedroom units dominate at 47.0%, reflecting the downsizer and retiree market. Outright owners at 43.1% far exceed the national average, mortgage holders sit at 21.5%, and renters at 35.5%. The $880,000 median edged down 1.1% from $885,000 (2024) to $875,000 (2025). The price-to-income ratio is roughly 14.9 times annual household income, one of the worst affordability readings in this dataset. Mortgage stress at 35.2% and rent stress at 35.4% both exceed the threshold, a rare double-stress configuration driven by low incomes rather than extreme prices by Sydney standards.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,733
Rent / wk
$403
HH Size
2.0
Personal Income / wk
$660
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
14.1%
Unoccupied
679
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
35.4% stressed
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
35.2% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
43.5%
Couples, no children
5,900
Total families
Economy & Employment
Healthcare dominates at 23.4% (557 workers), followed by Construction at 12.0% (286), Education at 10.2% (243), Hospitality at 8.2% (196) and Professional/Tech at 7.5% (178). The occupational mix is weighted toward Community/Personal (578), Labourers (368) and Clerical/Admin (393), reflecting service-economy employment. The participation rate of 41.8% is the lowest in this cohort, and full-time employment at 54.0% is well below the national average. Unemployment at 6.3% is above average. SEIFA IRSAD decile 3 and IEO decile 4 confirm below-average socio-economic conditions. The heavy reliance on healthcare employment (23.4%) is both a strength (stable sector) and a constraint (limited upward mobility).
Unemployment
3.5%
Labour Force
9,807
Unemployed
343
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
54.0%
Part-time
39.7%
Participation
41.8%
Employed
3,195
Occupations
Top Industries
University
26.5%
Postgraduate
5.4%
Born Overseas
22.4%
Dwellings
4,125
Transport to Work
Walking and cycling at 11.4% is high for a regional town, reflecting flat terrain and proximity to the beach. Car driving at 82.9% and public transport at just 1.2% are typical of cross-border areas with limited transit. Two schools serve the suburb: St Joseph's Primary (ICSEA 1,069, 302 students, Catholic) scores above the 1,000 benchmark, while Tweed Heads Public School (ICSEA 984, 394 students, Government) sits below. SEIFA IRSAD decile 3 indicates below-average advantage. The 9.2% need-assistance rate (780 people) is high. Rent-to-income at 35.4% and mortgage-to-income at 35.2% both exceed the stress threshold, creating financial pressure for non-outright-owners.
Drive
82.9%
Public Transport
1.2%
Walk / Cycle
11.4%
Work from Home
N/A
Population Forecast
+0.85%/yr
(+183 people/yr)
EstablishedPopulation grows at 0.85% per year (183 persons), with balanced drivers: internal migration adds 164 and overseas migration adds 140 per year. The 10-year population change of 13.0% is below the national average. The aging trajectory is dominant: the senior share expanded 3.7 points over the decade, the young share fell 1.3 points, and the working-age share contracted 1.0 point. Real income grew 21.8% over the decade, faster than the population growth rate, suggesting improved per-capita economic conditions. The gentrification score of 41 shows early signs, though this likely reflects lifestyle-migration upgrading rather than classic inner-city gentrification. Projected population reaches approximately 22,580 by 2031.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Balanced
Net Overseas / yr
+140
Net Internal / yr
+164
Gentrification Signal
Early signs
Population +14% since 2011, Net internal migration +164/yr
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Tweed Heads compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Tweed Heads a good suburb to live in?
Tweed Heads suits retirees who own outright (43.1% do). Walking/cycling at 11.4% is high for a regional town. However, SEIFA decile 3 indicates below-average advantage, both rent stress (35.4%) and mortgage stress (35.2%) exceed thresholds, and the participation rate of 41.8% means over half the adults are outside the workforce.
What is the median house price in Tweed Heads?
The median is $880,000 (PSI-derived, 2024-2025), edging down 1.1% from $885,000 to $875,000. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, above the stress threshold because household income sits at just the 21.2nd percentile nationally. Median weekly rent is $403.
What schools are in Tweed Heads?
Two primary schools serve the suburb: St Joseph's Primary School (ICSEA 1,069, 302 students, Catholic) sits above the national 1,000 benchmark, while Tweed Heads Public School (ICSEA 984, 394 students, Government) sits below. Secondary students typically attend schools in nearby Tweed Heads South.
Is Tweed Heads safe?
Crime data is not available for Tweed Heads in the current dataset. SEIFA IRSD decile 4 indicates moderate disadvantage. The 14.1% vacancy rate and 30.3% turnover rate suggest a transient population, which can correlate with higher property offence rates in similar coastal-retirement towns nationally.
Is Tweed Heads good for property investment?
The 35.5% renter share provides a moderate tenant pool, but the 14.1% vacancy rate is a major concern. Gross yield of approximately 2.4% ($403/week on $880,000) is low for a regional market. Balanced migration (164 internal + 140 overseas per year) sustains baseline demand. The 78 DAs in 12 months indicate ongoing development.
How is Tweed Heads's population changing?
Population grows at 0.85% per year (183 persons), with 13.0% growth over the decade. The median age of 55 is 15 years above national, and the senior share expanded 3.7 points over the decade. Internal migration (+164/yr) and overseas migration (+140/yr) provide balanced growth drivers.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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