NSW 2485 Census 2021 + Live DA Data

Tweed Heads

Both mortgage stress (35.2%) and rent stress (35.4%) exceed the 30% threshold simultaneously, a double-stress condition that places Tweed Heads among the most financially constrained suburbs in this dataset. Household income at just the 21.2nd national percentile ($1,138/week) collides with an $880,000 median house price inflated by cross-border migration from South East Queensland. The median age of 55 is 15 years above national, the oldest in this cohort, and 43.1% own outright, reflecting a retiree-heavy population that purchased before the price surge. Participation rate of 41.8% means fewer than half the adults work, with 3,714 people outside the labour force entirely. The vacancy rate of 14.1% suggests significant oversupply.

Tweed Heads urban fabric map

Population

9,176

Median Age

55.0

Household IncomeiMedian weekly household income (ABS Census)

$1,138/wk

DAs (12 months)iDevelopment Applications lodged in the past year

85

Median House

$880K

2024-2025 (PSI derived)

3.76 km²· 2,439.9 people/km²· Family income $1,487/wk

The $880,000 median is high for a regional border town, driven by lifestyle-migration demand from the Gold Coast. From $885,000 in 2024 to $875,000 in 2025, the price dipped 1.1%, signalling a potential plateau. Apartments dominate at 44.5%, with semi-detached at 30.4% and detached houses at 25.0%. Two-bedroom units at 47.0% lead the stock, suitable for downsizers. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, well above the stress line, because the $1,138/week household income is at the 21.2nd percentile nationally. Outright ownership at 43.1% is high, and only 21.5% carry mortgages. St Joseph's Primary (ICSEA 1,069, 302 students) scores above the national benchmark.

For Buyers

The $880,000 median is high for a regional border town, driven by lifestyle-migration demand from the Gold Coast. From $885,000 in 2024 to $875,000 in 2025, the price dipped 1.1%, signalling a potential plateau. Apartments dominate at 44.5%, with semi-detached at 30.4% and detached houses at 25.0%. Two-bedroom units at 47.0% lead the stock, suitable for downsizers. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, well above the stress line, because the $1,138/week household income is at the 21.2nd percentile nationally. Outright ownership at 43.1% is high, and only 21.5% carry mortgages. St Joseph's Primary (ICSEA 1,069, 302 students) scores above the national benchmark.

For Investors

Renters at 35.5% form a moderate tenant pool, but the 14.1% vacancy rate is alarmingly high and suggests structural oversupply, likely from short-stay accommodation competing with long-term rentals. At $403/week rent against an $880,000 median, gross yield is approximately 2.4%, low for a regional location. The rent-to-income ratio of 35.4% is above the stress threshold, meaning tenants are stretched. Net internal migration of 164 per year and overseas migration of 140 provide balanced demand. With 78 DAs lodged in 12 months, the development pipeline is active. The 30.3% turnover rate is high, consistent with a transient retiree-migrant population.

Development Activity

Total DAs

427

Last 12 Months

85

YoY ChangeiYear-over-year change in DA lodgements

+16.4%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
68
Swimming Pool / Spa
23
Commercial / Industrial
14
Subdivision
12
Demolition
7
Change of Use
7
Signage / Advertising
6
Other
4

Schools in Tweed Heads iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

St Joseph's Primary School

ICSEA 1069 Primary Catholic

K-6 · 302 students

Tweed Heads Public School

ICSEA 984 Primary Government

K-6 · 394 students

Demographics

The median age of 55 is 15 years above the national figure, and 43.5% of families are couples without children, the classic empty-nester profile. English ancestry dominates at 3,946, with Irish (1,323) and Scottish (1,024) forming the Anglo-Celtic core. Just 22.4% were born overseas, close to the national average, with Portuguese (116 speakers) as the dominant non-English language. Average household size of 2.0 is well below the 2.5 national norm. The 9.2% need-assistance rate (780 people) is among the highest in this cohort, consistent with the elderly demographic. University qualifications at 26.5% are 3.6 points below the national average, reflecting a workforce dominated by service-sector and trade roles rather than professional occupations.

Age Distribution

0-14
11.0%
15-24
7.7%
25-44
21.4%
45-64
24.1%
65+
35.9%

Bedrooms

Studio/1br
7.3%
2 bed
47.0%
3 bed
35.0%
4+ bed
10.8%

Dwelling Structure

25.0%

Houses

30.4%

Townhouse

44.5%

Apartment

Tenure

Own 43.1% Mortgage 21.5% Rent 35.5%

Apartments lead at 44.5%, semi-detached at 30.4% and detached houses at 25.0%, an unusual mix for a regional NSW town. Two-bedroom units dominate at 47.0%, reflecting the downsizer and retiree market. Outright owners at 43.1% far exceed the national average, mortgage holders sit at 21.5%, and renters at 35.5%. The $880,000 median edged down 1.1% from $885,000 (2024) to $875,000 (2025). The price-to-income ratio is roughly 14.9 times annual household income, one of the worst affordability readings in this dataset. Mortgage stress at 35.2% and rent stress at 35.4% both exceed the threshold, a rare double-stress configuration driven by low incomes rather than extreme prices by Sydney standards.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,733

Rent / wk

$403

HH Size

2.0

Personal Income / wk

$660

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

14.1%

Unoccupied

679

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

35.4% stressed

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

35.2% stressed

Community Profile

Languages Spoken at Home

Portuguese
116
Japan
29
French
15
Italian
13

Ancestry

English
3,946
Irish
1,323
Scottish
1,024
Other
788
Ancestry NS
734
German
377

Household Composition

43.5%

Couples, no children

5,900

Total families

Economy & Employment

Healthcare dominates at 23.4% (557 workers), followed by Construction at 12.0% (286), Education at 10.2% (243), Hospitality at 8.2% (196) and Professional/Tech at 7.5% (178). The occupational mix is weighted toward Community/Personal (578), Labourers (368) and Clerical/Admin (393), reflecting service-economy employment. The participation rate of 41.8% is the lowest in this cohort, and full-time employment at 54.0% is well below the national average. Unemployment at 6.3% is above average. SEIFA IRSAD decile 3 and IEO decile 4 confirm below-average socio-economic conditions. The heavy reliance on healthcare employment (23.4%) is both a strength (stable sector) and a constraint (limited upward mobility).

Unemployment

3.5%

Labour Force

9,807

Unemployed

343

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
3
Disadvantage
4
Economic resources
3
Education & occupation
4

Full-time

54.0%

Part-time

39.7%

Participation

41.8%

Employed

3,195

Occupations

Professionals 711
Community/Personal 578
Clerical/Admin 393
Labourers 368
Managers 353
Sales 335
Machinery/Drivers 180

Top Industries

Healthcare 23.4%
Construction 12.0%
Education 10.2%
Hospitality 8.2%
Professional/Tech 7.5%

University

26.5%

Postgraduate

5.4%

Born Overseas

22.4%

Dwellings

4,125

Transport to Work

Walking and cycling at 11.4% is high for a regional town, reflecting flat terrain and proximity to the beach. Car driving at 82.9% and public transport at just 1.2% are typical of cross-border areas with limited transit. Two schools serve the suburb: St Joseph's Primary (ICSEA 1,069, 302 students, Catholic) scores above the 1,000 benchmark, while Tweed Heads Public School (ICSEA 984, 394 students, Government) sits below. SEIFA IRSAD decile 3 indicates below-average advantage. The 9.2% need-assistance rate (780 people) is high. Rent-to-income at 35.4% and mortgage-to-income at 35.2% both exceed the stress threshold, creating financial pressure for non-outright-owners.

Drive

82.9%

Public Transport

1.2%

Walk / Cycle

11.4%

Work from Home

N/A

Population Forecast

+0.85%/yr

(+183 people/yr)

Established

Population grows at 0.85% per year (183 persons), with balanced drivers: internal migration adds 164 and overseas migration adds 140 per year. The 10-year population change of 13.0% is below the national average. The aging trajectory is dominant: the senior share expanded 3.7 points over the decade, the young share fell 1.3 points, and the working-age share contracted 1.0 point. Real income grew 21.8% over the decade, faster than the population growth rate, suggesting improved per-capita economic conditions. The gentrification score of 41 shows early signs, though this likely reflects lifestyle-migration upgrading rather than classic inner-city gentrification. Projected population reaches approximately 22,580 by 2031.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+140

Net Internal / yr

+164

25

Gentrification Signal

Early signs

Population +14% since 2011, Net internal migration +164/yr

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Tweed Heads compares to ~15,000 Australian suburbs

Population
Top 5%
Household Income
Bottom 21%
Rent Level
Top 14%
Apartments
Top 9%
Renters
Top 21%
Uni Educated
Top 43%
Public Transport
Bottom 20%
Born Overseas
Top 24%
Density
Top 6%

Frequently Asked Questions

Is Tweed Heads a good suburb to live in?

Tweed Heads suits retirees who own outright (43.1% do). Walking/cycling at 11.4% is high for a regional town. However, SEIFA decile 3 indicates below-average advantage, both rent stress (35.4%) and mortgage stress (35.2%) exceed thresholds, and the participation rate of 41.8% means over half the adults are outside the workforce.

What is the median house price in Tweed Heads?

The median is $880,000 (PSI-derived, 2024-2025), edging down 1.1% from $885,000 to $875,000. Monthly mortgage repayments of $1,733 produce a 35.2% mortgage-to-income ratio, above the stress threshold because household income sits at just the 21.2nd percentile nationally. Median weekly rent is $403.

What schools are in Tweed Heads?

Two primary schools serve the suburb: St Joseph's Primary School (ICSEA 1,069, 302 students, Catholic) sits above the national 1,000 benchmark, while Tweed Heads Public School (ICSEA 984, 394 students, Government) sits below. Secondary students typically attend schools in nearby Tweed Heads South.

Is Tweed Heads safe?

Crime data is not available for Tweed Heads in the current dataset. SEIFA IRSD decile 4 indicates moderate disadvantage. The 14.1% vacancy rate and 30.3% turnover rate suggest a transient population, which can correlate with higher property offence rates in similar coastal-retirement towns nationally.

Is Tweed Heads good for property investment?

The 35.5% renter share provides a moderate tenant pool, but the 14.1% vacancy rate is a major concern. Gross yield of approximately 2.4% ($403/week on $880,000) is low for a regional market. Balanced migration (164 internal + 140 overseas per year) sustains baseline demand. The 78 DAs in 12 months indicate ongoing development.

How is Tweed Heads's population changing?

Population grows at 0.85% per year (183 persons), with 13.0% growth over the decade. The median age of 55 is 15 years above national, and the senior share expanded 3.7 points over the decade. Internal migration (+164/yr) and overseas migration (+140/yr) provide balanced growth drivers.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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