NSW 2298 Census 2021 + Live DA Data

Waratah

Renters make up 48.4% of Waratah, a striking figure for a suburb where 62.5% of dwellings are detached houses, and that mix shapes everything else here. The median house price sits at $860,000 and rose 8.6% from $830,000 in 2024 to $901,000 in 2025, yet household income lands in only the 47.2nd percentile nationally, near the midpoint rather than the top. SEIFA scores split sharply: decile 6 for education and occupation but decile 2 for economic resources, a gap driven by the large renting base. Healthcare employs 26.9% of the workforce, well above most suburbs, reflecting Waratah's role next to Newcastle's major hospital precinct. The median age of 41 runs 1.0 year above national, and the population is aging slowly at just 0.25% annual growth.

Waratah urban fabric map

Population

4,927

Median Age

41.0

Household IncomeiMedian weekly household income (ABS Census)

$1,511/wk

DAs (12 months)iDevelopment Applications lodged in the past year

47

Median House

$860K

2024-2025 (PSI derived)

1.91 km²· 2,573.7 people/km²· Family income $2,090/wk

At an $860,000 median, Waratah is more attainable than inner-Sydney markets, but the 8.6% jump from $830,000 to $901,000 across 2024 to 2025 shows prices climbing faster than the slow population growth alone would suggest. The stock favours buyers wanting a house: 62.5% are separate dwellings against just 17.4% apartments, and three-bedroom homes dominate at 41.8% with two-bedroom at 31.9%. Larger 4-plus bedroom houses are scarce at 13.2%, so families needing space face thin supply. Monthly mortgage repayments average $1,827, giving a mortgage-to-income ratio of 27.9%, below the 30% stress threshold despite incomes sitting only in the 47.2nd percentile. That manageable ratio exists because prices, while rising, remain well below Sydney medians, making Waratah a realistic entry point for first home buyers in the Newcastle area.

For Buyers

At an $860,000 median, Waratah is more attainable than inner-Sydney markets, but the 8.6% jump from $830,000 to $901,000 across 2024 to 2025 shows prices climbing faster than the slow population growth alone would suggest. The stock favours buyers wanting a house: 62.5% are separate dwellings against just 17.4% apartments, and three-bedroom homes dominate at 41.8% with two-bedroom at 31.9%. Larger 4-plus bedroom houses are scarce at 13.2%, so families needing space face thin supply. Monthly mortgage repayments average $1,827, giving a mortgage-to-income ratio of 27.9%, below the 30% stress threshold despite incomes sitting only in the 47.2nd percentile. That manageable ratio exists because prices, while rising, remain well below Sydney medians, making Waratah a realistic entry point for first home buyers in the Newcastle area.

For Investors

A 48.4% renter share is the headline for investors, far higher than the owner-occupier norm and a deep tenant pool to draw on. Weekly rent of $350 against the $860,000 median implies a gross yield near 2.1%, modest but stronger than premium Sydney suburbs. The vacancy rate of 7.8% is elevated, signalling that supply is not tight, so landlords compete on price and condition rather than scarcity. Rent grew 38.9% over the decade, a meaningful escalation that supports income returns over time. Development is moderate at 45 applications in 12 months, weighted toward single dwellings, demolition and subdivision rather than large apartment projects, so new rental supply stays limited. With population growth at just 0.25% a year and net internal migration slightly negative at minus 6, the investment case rests more on rent growth and yield than on rapid capital appreciation.

Development Activity

Total DAs

209

Last 12 Months

47

YoY ChangeiYear-over-year change in DA lodgements

-2.1%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Renovation / Extension
33
Demolition
15
Garage / Carport / Shed
12
Swimming Pool / Spa
10
New Dwelling
8
Granny Flat / Secondary Dwelling
4
Deck / Pergola / Patio
3
Subdivision
2

Schools in Waratah iICSEA: school advantage index. 1000 = national avg, higher = more advantaged

St Philip's Christian College - Waratah

ICSEA 1138 Combined Independent

K-12 · 1466 students

Corpus Christi Primary School

ICSEA 1085 Primary Catholic

K-6 · 169 students

Waratah Public School

ICSEA 1019 Primary Government

P-6 · 351 students

Callaghan College Waratah Campus

ICSEA 957 Secondary Government

7-10 · 848 students

Demographics

The median age of 41 is 1.0 year above national, and the trajectory is aging: the senior share rose 8.0 points while the working-age share fell 3.5 points over the decade. Overseas-born residents reach only 17.2%, which is 4.4 points below national, marking Waratah as more Australian-born than most metro suburbs. Ancestry is strongly Anglo-Celtic, led by English (1,797), Irish (645) and Scottish (514), and the top non-English languages are Nepali (32 speakers), Italian (17) and Mandarin (15), a small international footprint. University qualifications sit at 33.1%, which is 3.0 points above national, a modest education edge. Average household size is 2.2, which is 0.3 below national, consistent with the older profile where couples with no children make up 30.6% of families against 989 couples with children.

Age Distribution

0-14
12.2%
15-24
12.6%
25-44
28.3%
45-64
21.6%
65+
25.3%

Bedrooms

Studio/1br
13.1%
2 bed
31.9%
3 bed
41.8%
4+ bed
13.2%

Dwelling Structure

62.5%

Houses

19.4%

Townhouse

17.4%

Apartment

Tenure

Own 22.2% Mortgage 29.3% Rent 48.4%

Tenure leans heavily toward renting: 48.4% rent, 29.3% carry a mortgage and only 22.2% own outright. That renter majority is unusual for a suburb where detached houses dominate at 62.5% of stock, with apartments at 17.4% and semi-detached at 19.4%. Three-bedroom homes account for 41.8% and two-bedroom 31.9%, while 4-plus bedroom houses are just 13.2%, so most rentals and purchases are mid-sized family homes. The median house price rose from $830,000 in 2024 to $901,000 in 2025, an 8.6% one-year move. Mortgage-to-income at 27.9% stays below the stress threshold and rent-to-income at 23.2% is also comfortable, both helped by prices that sit well below Sydney levels even though household income is only in the 47.2nd percentile.

Median House Price Trend

Source: State Valuer-General

Mortgage / mo

$1,827

Rent / wk

$350

HH Size

2.2

Personal Income / wk

$785

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

7.8%

Unoccupied

161

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

23.2%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

27.9%

Community Profile

Languages Spoken at Home

Nepali
32
Italian
17
Mandarin
15
Urdu
13
Arabic
11

Ancestry

English
1,797
Irish
645
Ancestry NS
626
Scottish
514
Other
466
German
194

Household Composition

30.6%

Couples, no children

2,839

Total families

Economy & Employment

The workforce is concentrated in care and public sectors: Healthcare leads at 26.9% (441 workers), well above typical suburbs, followed by Education at 13.6% (222) and Professional/Tech at 8.8% (144), with Retail at 6.9% and Public Admin at 6.6%. By occupation, Professionals (662) and Community/Personal service workers (346) lead, which fits the heavy healthcare base. Unemployment sits at 5.1% and the full-time rate is 59.7%, while participation reads 52.9%, held down by 1,381 residents not in the labour force in this aging suburb. SEIFA tells a split story: decile 6 on the education and occupation index but decile 2 on economic resources, because the 48.4% renter base depresses aggregate household wealth measures even where skills and jobs are mid-tier. Real incomes grew 12.7% over the decade.

Unemployment

3.8%

Labour Force

2,025

Unemployed

76

Quarterly Trend

Mar-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
5
Disadvantage
4
Economic resources
2
Education & occupation
6

Full-time

59.7%

Part-time

35.2%

Participation

52.9%

Employed

2,171

Occupations

Professionals 662
Community/Personal 346
Clerical/Admin 275
Sales 214
Managers 201
Labourers 200
Machinery/Drivers 125

Top Industries

Healthcare 26.9%
Education 13.6%
Professional/Tech 8.8%
Retail 6.9%
Public Admin 6.6%

University

33.1%

Postgraduate

8.4%

Born Overseas

17.2%

Dwellings

1,895

Transport to Work

Waratah is car-dependent: 85.6% drive to work while only 2.4% use public transport and 6.7% walk or cycle, well below the active-transport share of denser suburbs, a function of its suburban Newcastle setting at 2,574 residents per km2. No schools are recorded inside the 1.91 km2 boundary in this dataset, so families rely on institutions in neighbouring suburbs. On safety, detailed crime figures are unavailable here, but the suburb scores decile 4 on IRSAD and decile 4 on IRSD, mid-range tiers that point to a moderate, not affluent, profile. Volunteering runs at 13.2% and 13.2% of residents (585 people) need daily assistance, a higher rate consistent with the older median age of 41 and the heavy local healthcare presence.

Drive

85.6%

Public Transport

2.4%

Walk / Cycle

6.7%

Work from Home

N/A

Population Forecast

+0.25%/yr

(+10 people/yr)

Established

Waratah is effectively static: annual population growth registers 0.25%, roughly 10 people a year, and the 10-year change of just 2.8% sits well below the national growth average, classifying it as an established, slow-growth suburb. Historical counts moved only from 3,956 in 2023 to 3,980 in 2025, and the medium forecast holds the population near 3,990 by 2031, so almost no expansion is expected. Migration is balanced but thin: net overseas migration adds about 4 residents a year while internal migration removes 6. The gentrification score is 19 and the stage reads not gentrifying, with affordability flat from 40.2% in 2011 to 40.3% in 2021. The aging shift is the clearest trend, with the senior share up 8.0 points against a 1.9-point fall in the young share.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Balanced

Net Overseas / yr

+4

Net Internal / yr

-6

0

Gentrification Signal

Not gentrifying

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Waratah compares to ~15,000 Australian suburbs

Population
Top 11%
Household Income
Bottom 47%
Rent Level
Top 28%
Apartments
Top 20%
Renters
Top 10%
Uni Educated
Top 29%
Public Transport
Bottom 39%
Born Overseas
Top 38%
Density
Top 5%

Frequently Asked Questions

Is Waratah a good suburb to live in?

Waratah scores decile 6 for education and occupation but decile 2 for economic resources on SEIFA, a mid-range profile. The median house price of $860,000 is far below Sydney levels, university qualifications reach 33.1% (3.0 points above national), and Healthcare employs 26.9% of workers, suiting buyers who want an affordable house near Newcastle's hospital precinct.

What is the median house price in Waratah?

The median house price is $860,000, well below Sydney medians. Prices rose 8.6% from $830,000 in 2024 to $901,000 in 2025. Weekly rent averages $350 and monthly mortgage repayments run about $1,827, giving a mortgage-to-income ratio of 27.9%, below the 30% stress threshold.

What schools are in Waratah?

No schools are recorded inside the 1.91 km2 Waratah boundary in this dataset, so families rely on schools in neighbouring suburbs. The resident base is reasonably educated, with university qualifications at 33.1%, which is 3.0 points above the national figure.

Is Waratah safe?

Detailed crime statistics are not available for Waratah in this dataset. As an indirect indicator, the suburb scores decile 4 on the IRSAD index and decile 4 on IRSD, mid-range tiers nationally, while 13.2% of its 4,927 residents need daily assistance, consistent with an older, moderate-profile area.

Is Waratah good for property investment?

Rent of $350 a week against an $860,000 median gives a gross yield near 2.1%, stronger than premium Sydney suburbs, and renters make up 48.4% of households. The 7.8% vacancy rate signals ample supply, so returns depend on the 38.9% decade rent growth more than on scarcity or fast capital gains.

How is Waratah's population changing?

Population growth is just 0.25% annually, about 10 people a year, with a 2.8% rise over 10 years. Counts moved from 3,956 in 2023 to 3,980 in 2025. The profile is aging, with the senior share up 8.0 points and the working-age share down 3.5 points over the decade.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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