Warragamba
A population of 1,202 people occupying 5.15 square kilometres tells you Warragamba is a small, tightly configured suburb, yet its housing trajectory is anything but quiet. The median house price sits at $788,750 and 99.3% of all dwellings are separate houses, a proportion well above state and national averages. The suburb carries a gentrification score of 55 with an Active stage, driven by population growth of 45% since 2011 and net internal migration of 250 residents per year. Household income sits at the 49th percentile nationally, roughly at the median, while the dominant occupations lean toward Machinery and Drivers (91 workers) and Labourers (85), reflecting a working-class character that contrasts with the IRSD decile of 7, which places residents above much of the national distribution on relative advantage.
Population
1,202
Median Age
34.0
Household IncomeiMedian weekly household income (ABS Census)
$1,548/wk
DAs (12 months)iDevelopment Applications lodged in the past year
7
Median House
$789K
2024-2025 (PSI derived)
The median house price of $788,750 is based on PSI-derived data for 2024-2025, with prices moving from $780,500 in 2024 to $791,250 in 2025, a modest 1.4% gain. Against a household income at the 49th percentile nationally, the mortgage-to-income ratio comes in at 26.6%, below the 30% stress threshold, so buyers entering at current prices are carrying a manageable debt load. The stock is overwhelmingly separate houses at 99.3%, with semi-detached at just 0.7% and no recorded apartments, making this one of the most detached-dominant suburbs in NSW. Bedrooms skew to three-bedroom homes at 61.1%, followed by four-plus at 20.6%, suggesting families are the primary buyers. Monthly mortgage repayments average $1,784. Outright owners account for 29.2% versus 50.3% carrying a mortgage, indicating many recent purchasers are still paying down debt.
For Buyers
The median house price of $788,750 is based on PSI-derived data for 2024-2025, with prices moving from $780,500 in 2024 to $791,250 in 2025, a modest 1.4% gain. Against a household income at the 49th percentile nationally, the mortgage-to-income ratio comes in at 26.6%, below the 30% stress threshold, so buyers entering at current prices are carrying a manageable debt load. The stock is overwhelmingly separate houses at 99.3%, with semi-detached at just 0.7% and no recorded apartments, making this one of the most detached-dominant suburbs in NSW. Bedrooms skew to three-bedroom homes at 61.1%, followed by four-plus at 20.6%, suggesting families are the primary buyers. Monthly mortgage repayments average $1,784. Outright owners account for 29.2% versus 50.3% carrying a mortgage, indicating many recent purchasers are still paying down debt.
For Investors
The rental market in Warragamba is thin but notable: 20.5% of dwellings are rented at $380 per week, and the vacancy rate stands at 7.0%, higher than a healthy rental market typically shows, which signals some softness in tenant demand. Against a median price of $788,750, that rent implies a gross yield around 2.5%, modest but not negligible for an outer-metro location. Net internal migration averages 250 residents per year, which is the primary growth driver and keeps demand for housing real. Development activity recorded 6 applications in the past 12 months, low for a suburb in Active gentrification, suggesting supply constraints rather than an oversupply risk. Population growth of 1.95% annually projects the suburb toward around 7,964 residents by 2031 under the medium forecast, up from a 2025 base of 7,544.
Development Activity
Total DAs
47
Last 12 Months
7
YoY ChangeiYear-over-year change in DA lodgements
-30.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Warragamba iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Warragamba Public School
K-6 · 434 students
Demographics
The median age of 34 is 6 years below the national figure, making this a comparatively young suburb. Overseas-born residents account for just 9.8%, which is 11.8 percentage points below the national average, consistent with the Anglo-leaning identity signal. Ancestry is led by English (488 residents), Irish (145) and Scottish (91), with Christianity the dominant religion at 609 adherents. University qualifications reach only 11.9%, which is 18.2 percentage points below national, reflecting the blue-collar occupational base where Machinery and Drivers and Labourers collectively outnumber Professionals (54 workers). Average household size is 2.5, exactly at the national figure. The working-age share has been stable over the decade with no net change, while the senior share rose 2.9 points and the young share fell 1.9 points, pointing to a gradual aging underway.
Age Distribution
Bedrooms
Dwelling Structure
99.3%
Houses
0.7%
Townhouse
N/A
Apartment
Tenure
The housing market here is essentially synonymous with the separate house: 99.3% of all dwellings fit that category, a concentration higher than most NSW suburbs. Tenure splits show 29.2% owning outright, 50.3% on a mortgage and 20.5% renting, meaning the majority of residents are still paying off their homes. The dominant bedroom type is three bedrooms at 61.1%, followed by four-plus at 20.6% and two-bedroom at 17.7%, confirming a family-oriented stock. Prices moved from $780,500 in 2024 to $791,250 in 2025, a 1.4% rise, far below the national average rate of house price growth over the same period. The vacancy rate of 7.0% is elevated compared to the national benchmark of around 2-3%, signalling limited rental demand relative to available stock. Mortgage-to-income at 26.6% and rent-to-income at 24.5% both sit below stress thresholds.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,784
Rent / wk
$380
HH Size
2.5
Personal Income / wk
$866
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.0%
Unoccupied
35
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
24.5%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
26.6%
Community Profile
Ancestry
Household Composition
21.7%
Couples, no children
971
Total families
Economy & Employment
Construction dominates the local industry mix at 18.8% of workers (65 people), followed by Healthcare at 17.7% (61) and Education at 10.4% (36), with Public Administration at 8.7% and Manufacturing at 8.4% rounding out the top five. By occupation, Machinery and Drivers leads with 91 workers, and Labourers follow at 85, together accounting for roughly one in three employed residents. The unemployment rate is 4.6%, above the national rate of around 3.5% at the time of measurement, and the participation rate of 55.1% is below national norms, leaving 310 residents not in the labour force. Personal weekly income averages $866, and real income grew 21.2% over the decade. The SEIFA IEO score of 933 places the suburb at decile 3, well below average on education and occupation measures, while the IRSD decile of 7 suggests moderate relative advantage on deprivation metrics.
Unemployment
1.4%
Labour Force
4,196
Unemployed
57
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
73.2%
Part-time
22.2%
Participation
55.1%
Employed
500
Occupations
Top Industries
University
11.9%
Postgraduate
2.5%
Born Overseas
9.8%
Dwellings
457
Transport to Work
Transport reliance on cars is extreme: 90.9% of residents drive, compared to a national average closer to 65%, and public transport usage is just 1.7%, reflecting the suburb's location outside dense transit corridors. Walking and cycling accounts for 3.0%. No schools are recorded within the Warragamba boundary in this dataset, so families depend on schools in surrounding suburbs. Crime data is not available for this suburb. On the SEIFA IRSAD scale, the suburb sits at decile 7, placing it in the upper half nationally for relative socio-economic advantage and disadvantage. Volunteering runs at 10.9% and 6.0% of residents (69 people) require daily assistance. The housing stress indicators are manageable, with mortgage-to-income at 26.6% and rent-to-income at 24.5%, both below the 30% stress threshold that applies nationally.
Drive
90.9%
Public Transport
1.7%
Walk / Cycle
3.0%
Work from Home
N/A
Population Forecast
+1.95%/yr
(+147 people/yr)
EstablishedPopulation growth is running at 1.95% annually, adding around 147 residents per year, and the medium forecast projects growth from roughly 7,544 in 2025 to 7,964 by 2031. The primary engine is internal migration at a net 250 residents per year, above what most comparable small NSW suburbs attract. The 10-year population change is 19.1%, concentrated enough to push the gentrification score to 55 and classify the stage as Active. Signals include population up 45% since 2011 and acceleration in the gentrification index from 3% to 41%. Rent grew 32.1% over the period, outpacing real income growth of 21.2%, which means affordability is tightening even though the affordability ratio technically improved from 48.5% in 2011 to 42.9% in 2021. The suburb shows a mixed trajectory overall, with growth momentum present but not at a pace that would rapidly transform its working-class character.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Internal Migration
Net Overseas / yr
+24
Net Internal / yr
+250
Gentrification Signal
Active
Population +45% since 2011, Net internal migration +250/yr, Accelerating: 3% → 41%
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Warragamba compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Warragamba a good suburb to live in?
Warragamba suits buyers and families who prefer detached housing at mid-range prices. The median house price is $788,750, mortgage-to-income sits at 26.6% below the stress threshold, and the IRSAD decile is 7, placing it in the upper half nationally for socio-economic advantage. The main trade-offs are high car dependency at 90.9% of commuters and limited public transport at just 1.7%.
What is the median house price in Warragamba?
The median house price is $788,750, based on PSI-derived data for 2024-2025. Prices moved from $780,500 in 2024 to $791,250 in 2025, a 1.4% increase. Monthly mortgage repayments average $1,784, and weekly rent for those not buying is $380.
What schools are in Warragamba?
No schools are recorded within the Warragamba suburb boundary in this dataset. Families rely on schools in neighbouring suburbs. University qualifications among residents are low at 11.9%, which is 18.2 percentage points below the national figure, reflecting the suburb's blue-collar occupational profile.
Is Warragamba safe?
Detailed crime statistics are not available for Warragamba in this dataset. As an indirect indicator, the suburb scores decile 7 on the IRSD index of relative disadvantage, placing it above average nationally, and 6.0% of its 1,202 residents (69 people) require daily assistance, consistent with a moderately low-disadvantage community.
Is Warragamba good for property investment?
Weekly rent of $380 against a $788,750 median implies a gross yield near 2.5%. The vacancy rate of 7.0% is elevated compared to a healthy 2-3% national benchmark, signalling soft rental demand. However, net internal migration of 250 residents per year and 1.95% annual population growth provide a structural demand floor. The gentrification stage is Active, with a score of 55.
How is Warragamba's population changing?
Population is growing at 1.95% per year, adding around 147 residents annually. The 10-year change is 19.1%, and the suburb has grown 45% since 2011. Medium forecasts project growth from 7,544 in 2025 to 7,964 by 2031. Internal migration at 250 net arrivals per year is the primary driver, with overseas migration contributing a smaller 24 per year.
What is the employment situation in Warragamba?
The unemployment rate is 4.6%, above the national rate at the time of measurement, with 24 unemployed residents. The participation rate is 55.1% and the full-time employment rate is 73.2% among those employed. Construction (18.8%) and Healthcare (17.7%) are the largest industries, and Machinery and Drivers (91 workers) is the top occupation.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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