Warragamba
A 99.3% separate-house share gives Warragamba a strongly detached, family-oriented shape despite a compact 5.15 sq km footprint. Its median age of 34 is 6 years below the national comparison, while household income sits at the 49.2nd percentile. With 1,202 residents and density of 233.6 people per sq km, it feels smaller and more settled than many outer-metropolitan centres. Compared with nearby Silverdale, the practical distinction is Warragamba's compact footprint and near-total detached housing, supporting a mortgage-belt identity rather than an apartment market. Internal migration, 21.5% working from home and 50.3% mortgage tenure reinforce a locally anchored but car-dependent community.
Local council: Wollondilly
Population
1,202
Median Age
34.0
Household IncomeiMedian weekly household income (ABS Census)
$1,548/wk
DAs (12 months)iDevelopment Applications lodged in the past year
14
Buyers are choosing a low-density housing pattern: 99.3% of homes are separate houses, with 61.1% containing 3 bedrooms and 20.6% containing 4 or more. That suits families and work-from-home households, but it limits apartment and small-dwelling choice. Monthly mortgage costs are $1,784, while mortgage costs equal 26.6% of household income, below severe-stress levels, and the mortgage stress flag is false. Ownership is split between 29.2% outright owners and 50.3% mortgage holders, so the suburb remains strongly mortgage-led. Compared with apartment-oriented markets, Warragamba buyers should focus on land, commuting and renovation condition, because 71.3% drive to work and only 1.3% use public transport. Check recent settled sales for a current price benchmark rather than relying on an unverified suburb-wide median.
For Buyers
Buyers are choosing a low-density housing pattern: 99.3% of homes are separate houses, with 61.1% containing 3 bedrooms and 20.6% containing 4 or more. That suits families and work-from-home households, but it limits apartment and small-dwelling choice. Monthly mortgage costs are $1,784, while mortgage costs equal 26.6% of household income, below severe-stress levels, and the mortgage stress flag is false. Ownership is split between 29.2% outright owners and 50.3% mortgage holders, so the suburb remains strongly mortgage-led. Compared with apartment-oriented markets, Warragamba buyers should focus on land, commuting and renovation condition, because 71.3% drive to work and only 1.3% use public transport. Check recent settled sales for a current price benchmark rather than relying on an unverified suburb-wide median.
For Investors
Rental investors face a small but measurable tenant pool: 20.5% of households rent, with weekly rent at $380 and vacancy at 7.0%. The 7.0% vacancy rate may mean leasing is less pressured than in tighter rental markets, so purchase price and tenant demand need careful testing. Development activity is modest at 13 applications in 12 months, including 2 dwelling-house applications in the sampled cases, which limits the immediate supply story. Growth is forecast at 1.95% annually and is driven by internal migration, supporting a longer-hold thesis rather than a quick development play. Compared with high-turnover rental markets, the 85.4% resident-stay rate and 14.6% turnover rate point to a more settled base, while 32.1% rent growth signals that affordability still needs monitoring.
Development Activity
Total DAs
54
Last 12 Months
14
YoY ChangeiYear-over-year change in DA lodgements
+75.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Warragamba
Open-register school locations for education access. This is not a school-quality ranking.
Demographics
Warragamba's median age is 34, 6 years below the national comparison, but the population is not especially transient: 85.4% stayed at the same address and turnover was 14.6%. University attainment is 11.9%, or 18.2 percentage points below the national comparison, consistent with a workforce concentrated in trades, machinery and labouring. Overseas-born residents account for 9.8%, 11.8 points below the national comparison. English, Irish and Scottish ancestry counts are 488, 145 and 91, while Christianity and no religion are recorded for 609 and 501 people. Couples with children represent 41.6% of families, compared with 32.2% for couples without children. Like nearby Silverdale, the profile is locally rooted and Anglo-leaning, with a younger working-age centre.
Age Distribution
Bedrooms
Dwelling Structure
99.3%
Houses
0.7%
Townhouse
0.0%
Apartment
Tenure
Housing is almost entirely detached: 99.3% separate houses and 0.7% semi-detached, with the stock concentrated in 3-bedroom homes at 61.1%, followed by 4-plus bedrooms at 20.6% and 2 bedrooms at 17.7%. This supports conventional family living but makes downsizer and entry-level choice narrower than the headline dwelling count suggests. Tenure is mortgage-heavy, with 50.3% paying a mortgage, 29.2% owning outright and 20.5% renting. Monthly mortgage costs are $1,784 against weekly household income of $1,548. Mortgage-to-income is 26.6% and rent-to-income is 24.5%, with both stress flags false. Compared with apartment-based suburbs, Warragamba offers more family-house stock but less product variety. The 7.0% vacancy rate also leaves some rental flexibility.
Mortgage / mo
$1,784
Rent / wkiMedian weekly rent for new bonds (April to June 2026), NSW Rental Bond Board (DCJ). Census 2021 median: $380.
$670
Bond data Jun 2026 · houses $730
HH Size
2.5
Personal Income / wk
$866
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
7.0%
Unoccupied
35
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
24.5%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
26.6%
Community Profile
Ancestry
Household Composition
41.6%
Couples with children
32.2%
Couples, no children
24.9%
Single parent
329
Total families
Economy & Employment
Construction is the largest industry at 18.8% and 65 workers, followed by healthcare at 17.7% and 61, education at 10.4% and 36, public administration at 8.7% and 30, and manufacturing at 8.4% and 29. The occupation mix is more hands-on than university-heavy: trades account for 113 people, machinery and drivers 91, and labourers 85, ahead of community/personal and clerical/admin roles at 70 each. Unemployment is 4.0%, participation is 63.7% and full-time work is 62.9%. Personal income is $866 weekly, family income $2,013 and household income sits at the 49.2nd percentile. Compared with higher-education employment hubs, Warragamba is anchored in practical industries. SEIFA shows IEO decile 3, IER decile 10, IRSD decile 7 and IRSAD decile 7, a split indicating economic resources rank higher than education and occupation.
Unemployment
4.0%
Labour Force
606
Unemployed
24
Source: ABS Census 2021
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
62.9%
Part-time
23.0%
Participation
63.7%
Employed
582
Full-time and part-time are shares of the employed. Source: ABS Census 2021
Occupations
Top Industries
University
11.9%
Postgraduate
2.5%
Born Overseas
9.8%
Dwellings
457
Transport to Work
Daily life is strongly car-oriented: 71.3% drive to work, compared with 1.3% using public transport and 2.4% walking or cycling. A further 21.5% work from home, which suits the suburb's low density of 233.6 people per sq km across 5.15 sq km. Local school access is practical but limited, with 1 nearby government primary school, Warragamba Public School; families should check secondary enrolment zones and travel times for older students. Volunteering is 10.9% and 6.0% of residents need assistance, useful context for community services. The IRSAD decile is 7, above the IEO decile of 3, indicating stronger overall advantage than education and occupation measures alone suggest. Compared with rail-served suburbs, Warragamba trades public transport convenience for detached housing and home-based work. For a current safety assessment, check NSW Police crime statistics and recent local reports across the 5.15 sq km area.
Drive
71.3%
Public Transport
1.3%
Walk / Cycle
2.4%
Work from Home
21.5%
Growth Outlook
Warragamba is an established market with a forecast annual growth trend of 1.95%, and internal migration is the primary driver. The trajectory is Mixed, while forecast gentrification is Active with a score of 55, suggesting change is occurring without a single clear demographic direction. Across the wider area, population change is 19.1% over 10 years, and rent growth has reached 32.1%, which can lift investor interest but also pressure households. The shift indicators show a 2.9-point rise in the senior share and a 1.9-point fall in the young share, supporting the Mixed label because growth is not simply youth-led. Affordability is marked Improving, moving from 48.5 in 2011 to 42.9 in 2021, while real income growth is 21.2%. Compared with a static established-suburb pattern, the 1.95% trend and Active score point to gradual renewal rather than a sudden population surge.
Population trend: Wollondilly council area
Warragamba sits in the Wollondilly council area. These are the council area's residents, not Warragamba's.
Residents 2025
62,080
Growth, 5 yr average
+3.0%/yr
2020 to 2025
Growth, last year
+3.9%
2024 to 2025
ABS Estimated Resident Population by LGA, 30 June each year; council area, not this suburb
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Warragamba compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Warragamba a good suburb to live in?
Warragamba suits households wanting detached housing, a settled base and space for working from home. Separate houses make up 99.3% of dwellings, 21.5% work from home, and 85.4% stayed at the same address. Compared with rail-served suburbs, the trade-off is car reliance: 71.3% drive and only 1.3% use public transport. Check commute and school-zone needs before deciding.
What is the median house price in Warragamba?
A dependable current median house price should be checked against recent settled sales rather than guessed from broader-market figures. Warragamba has 1,202 residents and a concentrated housing mix, with 99.3% separate houses and 61.1% three-bedroom homes. Because the suburb is small, compare several recent like-for-like house sales before setting a purchase budget.
What schools are in Warragamba?
Warragamba Public School is the suburb's identified government primary school, giving families 1 local primary option. For secondary years and specialist programs, check enrolment boundaries, transport and nearby-suburb choices because the local school mix is narrower than in larger centres. School location alone should not be treated as a performance comparison.
Is Warragamba safe?
Make a current decision using NSW Police crime statistics and recent local reports, rather than assuming a suburb-wide label. Warragamba has 1,202 residents across 5.15 sq km, so conditions can vary by street and time. Also consider lighting, traffic, visibility and the practical route home, then compare the result with nearby suburbs before renting or buying.
Is Warragamba good for property investment?
It may suit a long-hold investor who values detached stock and established demand, but the numbers call for selectivity. Weekly rent is $380, vacancy is 7.0%, and only 20.5% of households rent, so tenant depth may be thinner than in high-rental markets. Growth is forecast at 1.95% a year, with internal migration the primary driver, while 13 development applications in 12 months suggest modest new supply. Compare purchase price, insurance, maintenance and achievable rent before buying.
How is Warragamba's population changing?
Warragamba has 1,202 residents today. Across the wider area, forecast population change is 19.1% over 10 years, with annual growth of 1.95% driven primarily by internal migration. The trajectory is Mixed and the gentrification stage is Active with a score of 55. A 2.9-point rise in the senior share and a 1.9-point fall in the young share suggest growth is becoming older and more mixed rather than purely family or youth-led.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state education open registers (school locations), state Crime Statistics agencies (offences), council DA portals (development applications).
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