SA 5110 Census 2021 + Live DA Data

Waterloo Corner

At 26.47 square kilometres with only 1,103 residents, Waterloo Corner is one of South Australia's lowest-density peri-urban suburbs, yet it recorded a 52.5% population increase over the past decade. The median age of 58 is 18 years above the national figure, making it one of the oldest age profiles in the state. Household income sits in the 10th percentile nationally, well below average, while the ownership rate tells a different story: 68.1% of dwellings are owned outright, a rate that points to long-established residents with paid-off rural properties rather than financial hardship. Every dwelling is a separate house, with 100% detached stock and a 12.6% vacancy rate that exceeds most suburban benchmarks.

Waterloo Corner urban fabric map

Population

1,103

Median Age

58.0

Household IncomeiMedian weekly household income (ABS Census)

$936/wk

DAs (12 months)iDevelopment Applications lodged in the past year

14

26.47 km²· 41.7 people/km²· Family income $1,240/wk

No median house price is recorded in the current dataset for Waterloo Corner, reflecting the small transaction volume typical of a suburb with only 1,103 residents across 26.47 square kilometres. The housing stock is entirely separate houses, with three-bedroom dwellings the most common at 42.1% and four-or-more-bedroom homes at 24.3%. Two-bedroom homes make up 28.3%, indicating a range of sizes suited to downsizers and retirees rather than large families. Monthly mortgage repayments average $1,695, lower than most metropolitan SA markets, though the mortgage-to-income ratio of 41.8% sits above the 30% stress threshold because household incomes are in the 10th percentile nationally. Outright owners at 68.1% greatly exceed the national average, suggesting many residents have lived here for decades.

For Buyers

No median house price is recorded in the current dataset for Waterloo Corner, reflecting the small transaction volume typical of a suburb with only 1,103 residents across 26.47 square kilometres. The housing stock is entirely separate houses, with three-bedroom dwellings the most common at 42.1% and four-or-more-bedroom homes at 24.3%. Two-bedroom homes make up 28.3%, indicating a range of sizes suited to downsizers and retirees rather than large families. Monthly mortgage repayments average $1,695, lower than most metropolitan SA markets, though the mortgage-to-income ratio of 41.8% sits above the 30% stress threshold because household incomes are in the 10th percentile nationally. Outright owners at 68.1% greatly exceed the national average, suggesting many residents have lived here for decades.

For Investors

Investors face a constrained but unusual market. Weekly rent averages $225, and the vacancy rate of 12.6% is high compared to the SA state average, signalling that rental demand does not fully absorb the available stock. Only 12.7% of dwellings are rented, against a 19.2% mortgage-holder share, which means most of the housing wealth is concentrated in outright owners unlikely to sell. The area recorded 12 development applications in the past 12 months, a modest level for 26.47 square kilometres, skewed toward outbuildings and lifestyle village ancillaries rather than new residential supply. Internal migration is the primary population growth driver, with a net annual gain of 664 residents at the broader SA2 level, and annual population growth of 3.22% points to genuine demand growth over the coming forecast period through 2031.

Development Activity

Total DAs

105

Last 12 Months

14

YoY ChangeiYear-over-year change in DA lodgements

+16.7%

Avg DA CostiAverage estimated cost per DA in the past year

N/A

Monthly DA Lodgements

DA Categories

Commercial / Industrial
6
Garage / Carport / Shed
6
New Dwelling
3
Renovation / Extension
2
Fencing
2
Subdivision
2
Swimming Pool / Spa
1
Change of Use
1

Demographics

The median age of 58 sits 18 years above the national median, placing Waterloo Corner firmly in the top tier of aged suburbs nationally. The senior share delta shifted minus 0.5 points over the decade while the young share grew 3.1 points, suggesting a slow but measurable rejuvenation below the still-dominant older cohort. Overseas-born residents make up 39.2% of the population, which is 17.6 percentage points above the national figure, driven by English (299), Vietnamese (155) and Italian (142) ancestry groups. The top non-English languages are Italian (26), Khmer (24) and Arabic (18). University qualifications reach only 14.1%, which is 16 percentage points below the national rate, consistent with the suburb's industrial and agricultural employment mix. Average household size of 2.3 is marginally below the national figure.

Age Distribution

0-14
10.9%
15-24
8.8%
25-44
15.0%
45-64
25.8%
65+
39.9%

Bedrooms

Studio/1br
5.2%
2 bed
28.3%
3 bed
42.1%
4+ bed
24.3%

Dwelling Structure

100.0%

Houses

N/A

Townhouse

N/A

Apartment

Tenure

Own 68.1% Mortgage 19.2% Rent 12.7%

Every dwelling in Waterloo Corner is a separate house, making this a 100% detached-stock suburb with no apartments or semi-detached dwellings recorded. The tenure split is heavily skewed toward outright ownership at 68.1%, well above the national average, compared to just 19.2% with a mortgage and 12.7% renting. Three-bedroom homes are the dominant type at 42.1%, followed by two-bedroom at 28.3% and four-or-more at 24.3%. The vacancy rate of 12.6% exceeds typical metropolitan benchmarks and reflects the low renter share rather than a distressed market. No median price is available given low transaction volumes, but monthly mortgage repayments average $1,695. The mortgage-to-income ratio of 41.8% is above the 30% stress threshold, because incomes sit in the bottom 10th percentile nationally.

Mortgage / mo

$1,695

Rent / wk

$225

HH Size

2.3

Personal Income / wk

$486

Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)

12.6%

Unoccupied

61

Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress

24.0%

Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress

41.8% stressed

Community Profile

Languages Spoken at Home

Italian
26
Khmer
24
Arabic
18

Ancestry

English
299
Vietnamese
155
Italian
142
Ancestry NS
115
Other
107
Scottish
62

Household Composition

39.6%

Couples, no children

811

Total families

Economy & Employment

Healthcare leads employment at 15.2% of local workers, followed by Agriculture at 13.4%, reflecting the rural-residential character of this 26.47 square kilometre suburb. Education and Other Services each account for 10.7%, with Construction at 9.8%. Managers are the most common occupational group at 102 workers, ahead of Labourers (44) and Machinery and Drivers (34). The unemployment rate is 5.9%, above the SA state average, and the participation rate of 33.9% is low compared to national figures, which is consistent with the median age of 58 and a large retired population: 505 residents are not in the labour force. Real income grew 49.3% over the decade, but from a low base, with household weekly income of $936 still in the 10th percentile nationally. SEIFA IRSD and IRSAD both sit at decile 3, indicating relative disadvantage.

Unemployment

8.5%

Labour Force

11,551

Unemployed

978

Quarterly Trend

Jun-24 Dec-25

Source: SALM Dec-25

Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)

Overall advantage
3
Disadvantage
3
Economic resources
6
Education & occupation
2

Full-time

62.8%

Part-time

31.3%

Participation

33.9%

Employed

317

Occupations

Managers 102
Labourers 44
Machinery/Drivers 34
Clerical/Admin 32
Sales 32
Professionals 29
Community/Personal 29

Top Industries

Healthcare 15.2%
Agriculture 13.4%
Education 10.7%
Other Services 10.7%
Construction 9.8%

University

14.1%

Postgraduate

2.3%

Born Overseas

39.2%

Dwellings

407

Transport to Work

Waterloo Corner is car-dependent: 83.9% of residents drive to work, well above the national average for metropolitan suburbs, while 9.3% walk or cycle and public transport data is not recorded. The area records 101 crimes totalling a rate of 91.6 per 1,000 residents, which is elevated compared to suburban SA norms and classified as high-crime-rate in the identity signals. IRSAD sits at decile 3, indicating the suburb ranks in the lower third nationally for socioeconomic advantage. No schools are recorded within the suburb boundary, so families depend on schools in neighbouring areas. About 11.4% of residents, or 114 people, need daily assistance, which is high relative to the population size and consistent with the aged demographic profile. The volunteering rate of 9.4% is moderate, and 88.8% of residents stayed in the same address over the census period.

Drive

83.9%

Public Transport

N/A

Walk / Cycle

9.3%

Work from Home

N/A

Population Forecast

+3.22%/yr

(+283 people/yr)

Established

Population grew 52.5% over the decade, an exceptionally high rate for an established suburb, and the annual growth rate of 3.22% adds roughly 283 residents per year. Historical counts at the SA2 level show acceleration: 6,589 in 2023, 7,510 in 2024 and 8,799 in 2025. Medium-scenario forecasts project the SA2 population reaching 9,145 by 2031. Internal migration is the primary driver at a net 664 residents per year, with overseas migration contributing a smaller 21 net annually. Rent growth of 62.2% and real income growth of 49.3% over the period both outpaced inflation, indicating improving affordability from 47.9% of income in 2011 to 42.3% in 2021. The gentrification score of 45 and stage of Active suggest structural demographic change is underway rather than complete.

Historical + Forecast

Hamilton-Perry + Holt smoothing on ERP 2001-2025

Age Cohort Forecast

Primary Driver

Internal Migration

Net Overseas / yr

+21

Net Internal / yr

+664

0

Gentrification Signal

New development

Safety & Crime

Total Offences

101

Year ending June 2024

Rate per 1,000 People

91.6

Source: Crime Statistics Agency Victoria / SA Police

National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs

How Waterloo Corner compares to ~15,000 Australian suburbs

Population
Top 27%
Household Income
Bottom 10%
Rent Level
Bottom 39%
Renters
Bottom 25%
Uni Educated
Bottom 16%
Born Overseas
Top 7%
Density
Top 31%

Frequently Asked Questions

Is Waterloo Corner a good suburb to live in?

Waterloo Corner suits older owner-occupiers and rural lifestyle seekers. The median age of 58 is 18 years above the national figure and 68.1% of dwellings are owned outright. The area is car-dependent, has no recorded schools within the boundary, and the crime rate of 91.6 per 1,000 residents is elevated. IRSAD sits at decile 3, placing it in the lower third nationally for socioeconomic advantage.

What is the median house price in Waterloo Corner?

No median house price is available in the current dataset due to low transaction volumes in this 1,103-person suburb. Monthly mortgage repayments average $1,695, lower than most metro SA areas. The mortgage-to-income ratio of 41.8% exceeds the 30% stress threshold because household incomes sit in the 10th percentile nationally.

What schools are in Waterloo Corner?

No schools are recorded within the Waterloo Corner suburb boundary in this dataset. Families rely on schools in adjacent suburbs. University qualifications are held by 14.1% of residents, which is 16 percentage points below the national average, consistent with the suburb's older age profile and agricultural employment base.

Is Waterloo Corner safe?

The recorded crime total is 101 incidents, giving a rate of 91.6 per 1,000 residents. This is classified as a high-crime-rate area in the suburb's identity profile. The IRSD sits at decile 3 nationally, meaning the suburb ranks in the lower third for relative disadvantage, which can correlate with higher crime exposure.

Is Waterloo Corner good for property investment?

The investment case is mixed. Population grew 52.5% over the decade at 3.22% annually, and rent grew 62.2% over the period. However, the vacancy rate of 12.6% is high compared to SA averages, and weekly rent of $225 is low. Only 12.7% of dwellings are rented. Internal migration of 664 net residents annually at the SA2 level supports demand growth.

How is Waterloo Corner's population changing?

Population grew 52.5% over the past decade with annual growth of 3.22%, adding roughly 283 residents per year. Internal migration is the primary driver at a net 664 per year. Medium-scenario forecasts project the SA2 population reaching 9,145 by 2031, up from 8,799 in 2025. The young share grew 3.1 points over the decade, slowly diversifying the older resident base.

What languages are spoken in Waterloo Corner?

About 39.2% of residents were born overseas, which is 17.6 percentage points above the national figure. The top ancestry groups are English (299), Vietnamese (155) and Italian (142). The most spoken non-English languages are Italian (26 speakers), Khmer (24) and Arabic (18), reflecting a multilingual community in a suburb of 1,103 people.

How to read these comparisons

Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.

Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.

Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.

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