Windsor
At a median age of 41 and a vacancy rate of 9.9%, Windsor, NSW 2756 sits in an unusual position: household income ranks at the 58.3rd percentile nationally yet 42.6% of residents rent rather than own, a proportion that points to constrained buying capacity despite moderate incomes. The suburb scores decile 3 on IEO and decile 4 on both IRSD and IRSAD, placing it below the national average on education, occupation and advantage. Healthcare, Education and Construction together account for 37.4% of local employment, and the population has grown 24.8% over the past decade, reaching 8,951 in 2025, well above typical growth in established NSW towns.
Population
1,915
Median Age
41.0
Household IncomeiMedian weekly household income (ABS Census)
$1,679/wk
DAs (12 months)iDevelopment Applications lodged in the past year
15
Median House
$954K
2024-2025 (PSI derived)
The median house price of $953,500 in Windsor sits below the Sydney metropolitan median for comparable period, yet monthly mortgage repayments of $2,167 produce a mortgage-to-income ratio of 29.8%, just under the 30% stress threshold. Price movement shows a softening trend: the median peaked at $960,000 in 2024 and eased to $910,000 in 2025, a 5.2% decline. Separate houses dominate at 77.5% of dwellings, giving buyers clear choices, and the most common floor plan is 3 bedrooms at 41.5%, followed by 4-plus bedrooms at 30.0%. Outright owners make up 29.1% of households while 28.4% carry a mortgage, suggesting that a meaningful share of the stock is held by long-term, debt-free residents rather than recent active buyers.
For Buyers
The median house price of $953,500 in Windsor sits below the Sydney metropolitan median for comparable period, yet monthly mortgage repayments of $2,167 produce a mortgage-to-income ratio of 29.8%, just under the 30% stress threshold. Price movement shows a softening trend: the median peaked at $960,000 in 2024 and eased to $910,000 in 2025, a 5.2% decline. Separate houses dominate at 77.5% of dwellings, giving buyers clear choices, and the most common floor plan is 3 bedrooms at 41.5%, followed by 4-plus bedrooms at 30.0%. Outright owners make up 29.1% of households while 28.4% carry a mortgage, suggesting that a meaningful share of the stock is held by long-term, debt-free residents rather than recent active buyers.
For Investors
Windsor's 42.6% renter share is higher than most comparable regional NSW towns, creating a reliable tenant base for landlords. Weekly rent of $360 against a $953,500 median implies a gross yield near 1.96%, modest by national standards but above the Sydney inner-ring average. The vacancy rate of 9.9% is elevated and warrants attention, as it signals more rental supply than demand at current rent levels. Overseas migration drives most population growth, averaging a net 182 arrivals per year while internal migration records a net outflow of 20, which is a pattern consistent with migrant-worker demand for rental accommodation rather than owner-occupier pressure. Fifteen development applications were lodged in the past 12 months, a low pipeline that limits near-term supply pressure.
Development Activity
Total DAs
89
Last 12 Months
15
YoY ChangeiYear-over-year change in DA lodgements
-21.1%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Windsor iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
St Matthew's Primary School
K-6 · 303 students
Windsor Public School
K-6 · 125 students
Demographics
The median age of 41 is one year above the national figure, and the working-age share edged up 0.6 points over the decade while the young-adult share fell 2.2 points, suggesting the suburb is slowly aging but has not yet tipped into a senior-dominated profile. University qualifications reach 26.7%, which is 3.4 points below the national average, and overseas-born residents account for 16.9% of the population, 4.7 points below national. Ancestry is strongly Anglo-Celtic, led by English (735 residents), Irish (243) and Scottish (205). Average household size is 2.4, slightly below the national figure of 2.5. Volunteering stands at 14.2%, and 8.2% of residents need daily assistance, above the typical rate for a working-age-majority suburb.
Age Distribution
Bedrooms
Dwelling Structure
77.5%
Houses
13.9%
Townhouse
8.6%
Apartment
Tenure
Separate houses account for 77.5% of Windsor's dwellings, well above the national share, because the suburb developed primarily as a low-density, detached residential area. Semi-detached homes make up 13.9% and apartments only 8.6%, keeping apartment options limited. The bedroom mix leans toward family-sized homes: 3-bedroom dwellings are the most common at 41.5% and 4-plus-bedroom at 30.0%, while small 0-1 bedroom units are just 7.1%. Tenure splits between 29.1% outright owners, 28.4% on mortgage and 42.6% renting, with the high renter proportion compared to owner segments indicating the suburb draws tenants who cannot yet enter the purchase market. Rent-to-income sits at 21.4%, below the 30% stress threshold.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$360
HH Size
2.4
Personal Income / wk
$756
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
9.9%
Unoccupied
79
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
21.4%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
29.8%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
27.0%
Couples, no children
1,355
Total families
Economy & Employment
Healthcare leads Windsor's employment base at 14.9% of workers (81 people), followed by Education at 11.6% (63), Construction at 10.9% (59), Professional and Technical Services at 9.6% (52) and Public Administration at 8.9% (48). By occupation, Professionals (149) and Clerical/Administrative workers (115) are the two largest groups, consistent with the Healthcare and Education industry mix. The unemployment rate is 5.4%, above the national average, and the participation rate of 48.3% is low, partly because 600 residents are not in the labour force. The suburb scores decile 3 on IEO, which reflects the below-average university qualification rate of 26.7% and a workforce tilted toward trades and services rather than knowledge industries. Real income grew 14.8% over the decade despite this disadvantage positioning.
Unemployment
4.7%
Labour Force
6,393
Unemployed
299
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
62.5%
Part-time
32.1%
Participation
48.3%
Employed
738
Occupations
Top Industries
University
26.7%
Postgraduate
8.0%
Born Overseas
16.9%
Dwellings
719
Transport to Work
Private car use dominates at 82.4% of commuters, which is higher than most comparable NSW towns, partly because public transport takes only 4.2% of trips, a figure that reflects limited rail and bus frequency to employment centres. Walking and cycling account for 5.9%. The suburb scores decile 4 on IRSAD, below the national median, and decile 3 on IEO, which correlates with fewer high-paid professional services locally. Housing stress indicators are contained: mortgage-to-income sits at 29.8% and rent-to-income at 21.4%, both below the 30% threshold. No schools are recorded in the immediate suburb dataset, so families rely on institutions in surrounding Hawkesbury LGA. Of 147 residents who need daily assistance, this represents 8.2% of the population, above average nationally.
Drive
82.4%
Public Transport
4.2%
Walk / Cycle
5.9%
Work from Home
N/A
Population Forecast
+1.55%/yr
(+139 people/yr)
EstablishedWindsor grew 24.8% over the past decade, from roughly 7,175 residents to 8,951 in 2025, a pace that exceeds most established NSW regional centres. Annual growth averages 1.55%, adding approximately 139 residents per year, and the medium forecast projects a population of 9,711 by 2031. Overseas migration is the primary engine at a net 182 arrivals per year, which more than offsets the net internal outflow of 20. The gentrification score sits at 26 with early-sign signals: population rose 32% since 2011 and rental yield compressed as rents grew 27% over the period. Affordability improved from 39.1% in 2011 to 35.1% in 2021, a trend that reflects rising incomes outpacing price growth, and the gentrification stage is classified as early signs rather than active.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+182
Net Internal / yr
-20
Gentrification Signal
Early signs
Population +32% since 2011, Accelerating: 12% → 18%
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Windsor compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Windsor a good suburb to live in?
Windsor offers detached housing at a $953,500 median with mortgage-to-income at 29.8%, just under the stress threshold. It scores decile 4 on IRSAD nationally, indicating below-average advantage, and the 82.4% car-commute rate means residents need a vehicle. The population grew 24.8% over 10 years, showing consistent local demand.
What is the median house price in Windsor?
The median house price is $953,500, based on PSI-derived data for 2024-2025. Prices peaked at $960,000 in 2024 and eased 5.2% to $910,000 in 2025. Weekly rent averages $360 and monthly mortgage repayments run approximately $2,167.
What schools are in Windsor?
No schools are recorded inside the Windsor suburb boundary in this dataset. Families in Windsor 2756 rely on schools within the broader Hawkesbury LGA. University qualifications locally reach 26.7%, which is 3.4 points below the national average, reflecting the suburb's tradesperson and services-sector workforce.
Is Windsor safe?
Detailed crime statistics are not available for Windsor in this dataset. As an indirect indicator, the suburb scores decile 4 on IRSD nationally, placing it in the below-median range on relative disadvantage. The unemployment rate of 5.4% is above the national average, which is a factor associated with higher community stress in comparable suburbs.
Is Windsor good for property investment?
A 42.6% renter share is above average nationally and supports consistent rental demand. Weekly rent of $360 against the $953,500 median gives a gross yield near 1.96%. The vacancy rate of 9.9% is elevated, indicating current supply exceeds demand at this rent level. Overseas migration adds 182 net arrivals per year, providing a structural tenant base.
How is Windsor's population changing?
Windsor's population reached 8,951 in 2025, up 24.8% over 10 years and growing at about 1.55% annually, adding roughly 139 residents per year. Overseas migration is the primary driver at a net 182 arrivals annually. Medium forecasts project 9,711 residents by 2031, consistent with continued steady growth above the NSW regional average.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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