Woodcroft
Two facts define this Blacktown-area suburb: 60.2% of residents were born overseas, 38.6 points above the national figure, and 78.7% of dwellings are separate houses on a compact 1.69 km2 footprint. Household income sits in the 91.8th percentile nationally at $2,461 a week, yet the suburb scores only decile 3 on IRSD relative disadvantage and decile 5 on IRSAD, a split driven by larger 3.3-person households spreading income across more people. The median age of 38 runs 2.0 years below national, and 66.9% of homes carry four or more bedrooms, the family-formation signature behind the $960,000 median house price.
Population
6,597
Median Age
38.0
Household IncomeiMedian weekly household income (ABS Census)
$2,461/wk
DAs (12 months)iDevelopment Applications lodged in the past year
6
Median House
$960K
2024-2025 (PSI derived)
The $960,000 median sits well below Sydney's million-plus inner suburbs, and prices rose 5.2% from $925,000 in 2024 to $973,333 in 2025. Stock heavily favours families: 78.7% are separate houses and 66.9% carry four or more bedrooms, with three-bedroom homes a further 30.2%, so smaller buyers find almost nothing under two bedrooms (just 2.9% combined). Monthly mortgage repayments average $2,275, producing a mortgage-to-income ratio of 21.3%, comfortably below the 30% stress threshold because household incomes reach the 91.8th percentile. Half of households (50.6%) hold a mortgage against 28.8% owning outright, a younger-owner profile that fits the below-national median age of 38 and explains why turnover stays low at 15.6%.
For Buyers
The $960,000 median sits well below Sydney's million-plus inner suburbs, and prices rose 5.2% from $925,000 in 2024 to $973,333 in 2025. Stock heavily favours families: 78.7% are separate houses and 66.9% carry four or more bedrooms, with three-bedroom homes a further 30.2%, so smaller buyers find almost nothing under two bedrooms (just 2.9% combined). Monthly mortgage repayments average $2,275, producing a mortgage-to-income ratio of 21.3%, comfortably below the 30% stress threshold because household incomes reach the 91.8th percentile. Half of households (50.6%) hold a mortgage against 28.8% owning outright, a younger-owner profile that fits the below-national median age of 38 and explains why turnover stays low at 15.6%.
For Investors
A 20.6% renter share and weekly rent of $470 give landlords a modest tenant pool, smaller than most Sydney markets where renters often exceed a third. Against the $960,000 median, that rent implies a gross yield near 2.5%, higher than premium eastern suburbs but still thin. The vacancy rate of 2.3% is tight, signalling steady demand rather than oversupply, and rent grew 22.8% over the period. Demand support is structural: net overseas migration adds 45 residents a year against an internal outflow of 27, leaving slow but positive natural growth. Development activity is very low at 6 applications in 12 months, mostly single dwelling rebuilds, so new rental supply stays scarce. With annual population growth at 0.25%, the investor case rests on a tight vacancy and rent escalation more than capital churn.
Development Activity
Total DAs
40
Last 12 Months
6
YoY ChangeiYear-over-year change in DA lodgements
0.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The migrant share is the standout: 60.2% of residents were born overseas, 38.6 points above national, making this a migrant-majority suburb. Ancestry leans South Asian and Filipino, led by Filipino (1,778), Indian (1,073), English (533) and Chinese (407), and the top non-English languages are Punjabi (262), Hindi (224) and Arabic (136). University qualifications reach 57.6%, which is 27.5 points above the national figure. Average household size is 3.3, a full 0.8 above national, reflecting the family profile where 2,472 families are couples with children against just 1,035 couples without. Hinduism (937 residents) and Islam (493) form a substantial second and third faith group behind Christianity (3,625), unusual depth of religious diversity for a suburb of 6,597.
Age Distribution
Bedrooms
Dwelling Structure
78.7%
Houses
21.3%
Townhouse
N/A
Apartment
Tenure
Tenure tilts toward mortgaged owners: 50.6% carry a mortgage, 28.8% own outright and only 20.6% rent. Mortgage holders outnumbering outright owners nearly two to one points to a younger buyer base, consistent with the median age of 38 sitting below national. The stock is 78.7% separate houses and 21.3% semi-detached, with no recorded apartments, and four-plus bedroom homes dominate at 66.9% against 30.2% three-bedroom. The median house price rose from $925,000 to $973,333 across 2024-2025, a 5.2% one-year move. Mortgage-to-income at 21.3% and rent-to-income at 19.1% both sit well below the 30% stress line, a comfortable position that reflects how household incomes in the 91.8th percentile outpace the relatively modest $960,000 median for the Sydney basin.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,275
Rent / wk
$470
HH Size
3.3
Personal Income / wk
$861
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
2.3%
Unoccupied
45
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
19.1%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
21.3%
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
17.1%
Couples, no children
6,039
Total families
Economy & Employment
The workforce skews toward services rather than corporate finance: Healthcare leads at 19.8% (490 workers), well ahead of Finance at 9.1% (226), Public Admin at 9.0% (223), Professional/Tech at 8.9% (221) and Transport at 8.8% (217). By occupation, Professionals (910) and Clerical/Admin (593) lead, with Machinery/Drivers (344) and Managers (343) close behind, a broader mix than the manager-heavy profile of wealthier suburbs. Unemployment is elevated at 6.1% and participation reads 57.4%, held down because 1,786 residents are not in the labour force. The four SEIFA indexes split: IEO and IER both land at decile 5 while IRSD sits at decile 3, because the large 3.3-person households dilute per-capita resource measures despite a 91.8th-percentile household income.
Unemployment
2.4%
Labour Force
6,807
Unemployed
166
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
71.4%
Part-time
22.5%
Participation
57.4%
Employed
2,949
Occupations
Top Industries
University
57.6%
Postgraduate
13.8%
Born Overseas
60.2%
Dwellings
1,931
Transport to Work
Transport is heavily car-dependent: 84.1% drive, above the national norm, while only 7.7% take public transport and 0.8% walk or cycle, a pattern typical of detached outer-Sydney suburbs at 3,896.6 residents per km2. The suburb scores decile 5 on IRSAD advantage and decile 3 on IRSD relative disadvantage, both mid-tier nationally, so it sits in the middle of the spectrum rather than at either extreme. Only 4.2% of residents (269 people) need daily assistance, low for a suburb where the senior share is rising. No schools are recorded inside the 1.69 km2 boundary in this dataset, so the 2,472 couple-with-children families rely on institutions in neighbouring Blacktown suburbs, a practical trade-off for the compact residential setting.
Drive
84.1%
Public Transport
7.7%
Walk / Cycle
0.8%
Work from Home
N/A
Population Forecast
+0.25%/yr
(+29 people/yr)
EstablishedGrowth is slow and steady: annual population growth registers 0.25%, about 29 people a year, with a 10-year change of 4.3%, classifying this as an established suburb rather than a growth corridor. Medium forecasts lift the population from current levels to 11,947 by 2031, a gradual climb. The trajectory is clearly aging, with the senior share up 7.7 points and the working-age share down 2.5 while the young share fell 4.3 points over the decade. Overseas migration of 45 a year is the only positive external driver, offset by net internal outflow of 27. The gentrification stage reads not gentrifying, with affordability stable at 45.3% in 2021 against 47.2% in 2011, and real incomes grew only 4.0% over ten years, modest compared with faster-rising markets.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+45
Net Internal / yr
-27
Gentrification Signal
Not gentrifying
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Woodcroft compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Woodcroft a good suburb to live in?
Woodcroft scores decile 5 on IRSAD advantage and decile 3 on IRSD, mid-tier nationally, with household income in the 91.8th percentile at $2,461 a week. It suits families: 78.7% of homes are separate houses and 66.9% have four or more bedrooms. The main trade-offs are heavy car reliance at 84.1% and no schools recorded inside the boundary.
What is the median house price in Woodcroft?
The median house price is $960,000, below Sydney's million-plus inner suburbs. Prices rose 5.2% from $925,000 in 2024 to $973,333 in 2025. Weekly rent averages $470 and monthly mortgage repayments run about $2,275, giving a mortgage-to-income ratio of 21.3%, well under the 30% stress threshold.
What schools are in Woodcroft?
No schools are recorded inside the 1.69 km2 Woodcroft boundary in this dataset, so the 2,472 couple-with-children families rely on schools in neighbouring Blacktown suburbs. The resident base is well educated, with university qualifications at 57.6%, which is 27.5 points above the national figure.
Is Woodcroft safe?
Detailed crime statistics are not available for Woodcroft in this dataset. As an indirect indicator, the suburb scores decile 3 on the IRSD index of relative disadvantage and only 4.2% of its 6,597 residents (269 people) need daily assistance, both consistent with a stable, mid-tier residential area.
Is Woodcroft good for property investment?
Rent of $470 a week against a $960,000 median gives a gross yield near 2.5%, higher than premium eastern Sydney suburbs. The 2.3% vacancy rate is tight, and rent grew 22.8% over the period. With population growth at just 0.25% a year, returns lean on tight vacancy and rent escalation rather than rapid capital churn.
How is Woodcroft's population changing?
Population growth is 0.25% annually, about 29 people a year, with a 4.3% rise over 10 years and a forecast of 11,947 by 2031. The profile is aging, with the senior share up 7.7 points and the young share down 4.3 points over the decade, while overseas migration adds 45 residents a year.
What languages are spoken in Woodcroft?
About 60.2% of residents were born overseas, 38.6 points above the national figure, making this a migrant-majority suburb. English is the dominant language, with Punjabi (262 speakers), Hindi (224), Arabic (136) and Bengali (71) the most common other languages, reflecting strong South Asian and Filipino communities.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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