Wyee Point
A median house price of $1,840,000 combined with a population of just 1,171 residents tells the core story of Wyee Point: a small, premium waterfront enclave on Lake Macquarie where detached housing is almost universal. At 98.7% separate houses, the suburb has one of the most lopsided tenure compositions in NSW, and 69.7% of those homes have 4 or more bedrooms. The median age of 43 sits 3 years above national, and 92.0% of residents drive to work because public transport options are limited. Household income lands at the 59.4th percentile nationally, well below what the house prices might suggest, reflecting long-held owner equity rather than high current earnings.
Population
1,171
Median Age
43.0
Household IncomeiMedian weekly household income (ABS Census)
$1,692/wk
DAs (12 months)iDevelopment Applications lodged in the past year
9
Median House
$1.8M
2024-2025 (PSI derived)
At $1,840,000, the median house price places Wyee Point in premium territory, and the stock to match that price is almost exclusively large detached homes: 98.7% of dwellings are separate houses and 69.7% have 4 or more bedrooms. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 29.6%, which sits just below the 30% stress threshold. Outright owners at 37.9% and mortgage holders at 48.2% together account for 86.1% of households, compared to just 13.9% renting, indicating a strongly owner-occupied market. The vacancy rate of 4.1% is moderate. Buyers are purchasing into a suburb where 79.7% of residents have not moved in the past five years, suggesting stable, committed community tenure.
For Buyers
At $1,840,000, the median house price places Wyee Point in premium territory, and the stock to match that price is almost exclusively large detached homes: 98.7% of dwellings are separate houses and 69.7% have 4 or more bedrooms. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 29.6%, which sits just below the 30% stress threshold. Outright owners at 37.9% and mortgage holders at 48.2% together account for 86.1% of households, compared to just 13.9% renting, indicating a strongly owner-occupied market. The vacancy rate of 4.1% is moderate. Buyers are purchasing into a suburb where 79.7% of residents have not moved in the past five years, suggesting stable, committed community tenure.
For Investors
With only 13.9% of dwellings renting and weekly rent at $445, Wyee Point has a thin tenant pool by NSW standards. Against the $1,840,000 median, that rent implies a gross yield well below 2%, low for a regional NSW suburb. The vacancy rate of 4.1% is manageable but not tight, and development activity is modest at just 7 applications in the past 12 months, dominated by sheds and swimming pools rather than new dwellings. Net rental demand is limited because 86.1% of households are owner-occupied. The investment case rests on capital preservation in a premium detached-house market with constrained supply, rather than yield. Rent-to-income at 26.3% means existing tenants are not under financial stress, which limits upward rent pressure.
Development Activity
Total DAs
47
Last 12 Months
9
YoY ChangeiYear-over-year change in DA lodgements
-25.0%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Demographics
The median age of 43 is 3 years above the national figure, reflecting an established, family-settled population that has aged in place. Overseas-born residents make up 13.2% of the suburb, which is 8.4 percentage points below the national average, consistent with the anglo-leaning identity: English (523 residents), Scottish (103) and Irish (100) are the top three ancestries. University qualifications reach just 15.0%, which is 15.1 percentage points below the national figure, indicating a skilled-trades and white-collar workforce rather than a degree-heavy professional base. Average household size is 2.9, higher than the national average of 2.5, pointing to larger family households. Volunteering stands at 11.3% and couples with children (360 families) outnumber couples without children (269 families).
Age Distribution
Bedrooms
Dwelling Structure
98.7%
Houses
1.3%
Townhouse
N/A
Apartment
Tenure
The housing stock is almost entirely large detached homes: 98.7% separate houses with 69.7% having 4 or more bedrooms, compared to the national mix where apartments and semi-detached dwellings are far more common. The median house price is $1,840,000. Tenure splits clearly: 37.9% own outright, 48.2% hold a mortgage and only 13.9% rent, a distribution that leans more heavily owner-occupied than the state average. Monthly mortgage repayments of $2,167 produce a mortgage-to-income ratio of 29.6% and rent-to-income sits at 26.3%, both below stress thresholds. The 4.1% vacancy rate indicates relatively stable occupancy. With 3-bedroom homes at 24.2% and 4-plus at 69.7%, the market caters almost exclusively to families requiring significant space.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$2,167
Rent / wk
$445
HH Size
2.9
Personal Income / wk
$739
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
4.1%
Unoccupied
17
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
26.3%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
29.6%
Community Profile
Ancestry
Household Composition
26.7%
Couples, no children
1,009
Total families
Economy & Employment
Healthcare is the dominant industry at 20.1% of employed residents (63 workers), followed by Construction at 13.1% (41 workers) and Education at 8.3% (26 workers). Public Administration accounts for 7.6% and Manufacturing 7.3%, together suggesting residents commute to government and industrial employers in the broader Hunter-Central Coast corridor rather than working locally. By occupation, Professionals (78) and Clerical/Admin workers (72) lead, followed by Managers (70). The unemployment rate of 5.8% is above state norms, and the participation rate of 53.7% is low, partly because the median age of 43 means a meaningful share of the 325 residents not in the labour force are semi-retired or retired. Full-time employment among those working runs at 62.6%.
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
62.6%
Part-time
31.6%
Participation
53.7%
Employed
486
Occupations
Top Industries
University
15.0%
Postgraduate
2.9%
Born Overseas
13.2%
Dwellings
392
Transport to Work
Car dependency defines daily movement here, with 92.0% of residents driving, well above the national average, because public transport options in this waterfront enclave are limited. Walked or cycled trips account for just 1.1%. No schools are recorded within the suburb boundary, so families with children depend on schools in surrounding Lake Macquarie suburbs. Crime data is not available for Wyee Point in this dataset. The mortgage-to-income ratio of 29.6% and rent-to-income of 26.3% are both below common stress thresholds, suggesting households are not financially stretched despite the premium price point. At 6.4%, the share needing daily assistance is modest, and the 11.3% volunteering rate points to reasonable social cohesion for a suburb of only 1,171 people.
Drive
92.0%
Public Transport
N/A
Walk / Cycle
1.1%
Work from Home
N/A
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Wyee Point compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Wyee Point a good suburb to live in?
Wyee Point suits buyers seeking a quiet, premium waterfront lifestyle near Lake Macquarie. With 98.7% detached houses, 79.7% of residents having stayed put, and mortgage-to-income at 29.6%, it is a stable, owner-occupied community. The trade-offs are high entry prices at $1,840,000 median, no schools within the suburb, and near-total car dependency at 92.0% of commuters driving.
What is the median house price in Wyee Point?
The median house price is $1,840,000. Monthly mortgage repayments average $2,167, producing a mortgage-to-income ratio of 29.6%. Weekly rent for the 13.9% of households that rent averages $445. The suburb is almost entirely large detached homes, with 69.7% having 4 or more bedrooms.
What schools are in Wyee Point?
No schools are recorded within the Wyee Point suburb boundary in this dataset. Families rely on schools in surrounding Lake Macquarie suburbs such as Wyee and Mannering Park. University qualifications among residents sit at 15.0%, which is 15.1 percentage points below the national figure, reflecting a skilled-trades rather than degree-heavy workforce profile.
Is Wyee Point safe?
Crime statistics are not available for Wyee Point in this dataset. As an indirect indicator, housing stress is low: mortgage-to-income is 29.6% and rent-to-income is 26.3%, both below stress thresholds. Resident stability is high, with 79.7% of the 1,171 residents not having moved in the past five years, consistent with a settled, low-turnover community.
Is Wyee Point good for property investment?
The investment case is capital-growth focused rather than yield-driven. Rent of $445 per week against a $1,840,000 median implies a gross yield well below 2%. Only 13.9% of dwellings are rentals, keeping the tenant pool thin. Development activity is minimal at 7 applications in 12 months with no new dwellings, supporting supply constraint. Returns depend on premium waterfront land value appreciation rather than rental income.
How is Wyee Point's population changing?
Wyee Point has a small, stable population of 1,171. Resident turnover is low at 20.3%, with 79.7% having stayed in place, above typical NSW suburban mobility rates. Development activity at just 7 applications in 12 months, none for new homes, indicates no near-term population expansion. The median age of 43 is 3 years above the national figure, suggesting gradual natural aging of an established cohort.
What is the demographic profile of Wyee Point?
The population of 1,171 has a median age of 43, which is 3 years above national. English (523), Scottish (103) and Irish (100) are the three largest ancestries. The average household size of 2.9 is above the national average of 2.5. University qualifications at 15.0% are 15.1 percentage points below national, with the workforce skewing toward healthcare, construction and trades occupations.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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