Wyoming
Healthcare employs 24.4% of Wyoming's workforce, one of the highest single-industry concentrations among Central Coast suburbs, a direct consequence of proximity to Gosford Hospital. Despite this specialised employment anchor, household income sits at just the 40.8 percentile nationally, and the mortgage-to-income ratio of 32.0% exceeds the 30% stress threshold, meaning many homeowners are overextended. The population is actually shrinking, losing 19 people per year, one of the few Central Coast suburbs in net decline. Rent growth of 48.1% over the decade is the highest among comparable suburbs, driven by tightening supply in a market that is not building enough to replace aging stock.
Population
10,111
Median Age
42.0
Household IncomeiMedian weekly household income (ABS Census)
$1,408/wk
DAs (12 months)iDevelopment Applications lodged in the past year
48
Median House
$900K
2024-2025 (PSI derived)
The $900,000 median (PSI derived, 2024-2025) moved from $870,000 in 2024 to $920,000 in 2025, a 5.7% gain. Three-bedroom homes dominate at 46.7%, with four-plus bedrooms at 31.7% providing family-sized options. Detached houses at 76.8% and semi-detached at 19.6% offer a traditional housing mix. The mortgage-to-income ratio of 32.0% exceeds the stress threshold, a red flag at the 40.8 percentile household income. Buyers here face a mismatch: prices are near metropolitan levels while incomes trail significantly. The 9.3% needing assistance rate, above average, reflects the older population (median age 42) that will shape future housing turnover patterns.
For Buyers
The $900,000 median (PSI derived, 2024-2025) moved from $870,000 in 2024 to $920,000 in 2025, a 5.7% gain. Three-bedroom homes dominate at 46.7%, with four-plus bedrooms at 31.7% providing family-sized options. Detached houses at 76.8% and semi-detached at 19.6% offer a traditional housing mix. The mortgage-to-income ratio of 32.0% exceeds the stress threshold, a red flag at the 40.8 percentile household income. Buyers here face a mismatch: prices are near metropolitan levels while incomes trail significantly. The 9.3% needing assistance rate, above average, reflects the older population (median age 42) that will shape future housing turnover patterns.
For Investors
Renters make up 27.7% of households, near the national average, with $390 median weekly rent producing a gross yield around 2.3% on the $900,000 median, below positive cash-flow thresholds. The 5.6% vacancy rate is moderate. Rent grew 48.1% over the decade, the highest among comparable Central Coast suburbs, driven by limited new supply (42 DAs in 12 months, mostly alterations rather than new builds). Population is declining at 19 persons per year, with net internal outflow of 73 and overseas inflow of only 57. This declining population trajectory is a material risk for long-term rental demand and capital growth.
Development Activity
Total DAs
248
Last 12 Months
48
YoY ChangeiYear-over-year change in DA lodgements
+26.3%
Avg DA CostiAverage estimated cost per DA in the past year
N/A
Monthly DA Lodgements
DA Categories
Schools in Wyoming iICSEA: school advantage index. 1000 = national avg, higher = more advantaged
Our Lady of the Rosary Catholic Primary School
K-6 · 443 students
Valley View Public School
K-6 · 325 students
Wyoming Public School
K-6 · 302 students
Demographics
English (4,212), Irish (1,226) and Scottish (998) ancestries dominate a heavily Anglo-leaning suburb with just 20.3% born overseas, 1.3 points below the national baseline. Non-English languages are minimal: Korean (41), Mandarin (30) and Malayalam (27) are the largest groups. The 26.7% university rate runs 3.4 points below the national average. At a median age of 42, two years above the national figure, the population skews older. Only 48.0% participate in the labour force, well below the national average, reflecting the retirement-age cohort. The 30.8% renting share is inflated by older renters, with 9.3% of residents needing daily assistance.
Age Distribution
Bedrooms
Dwelling Structure
76.8%
Houses
19.6%
Townhouse
2.9%
Apartment
Tenure
Price data shows movement from $870,000 to $920,000 over the latest year. Tenure splits at 31.6% outright owners, 40.7% mortgage holders and 27.7% renters. The outright ownership share is above the national average, consistent with the older population base. Three-bedroom homes at 46.7% dominate, with two-bedroom stock at 18.1% providing options for downsizers. At 76.8% detached houses, the housing fabric is suburban traditional. Rent-to-income at 27.7% is close to the stress threshold, and mortgage-to-income at 32.0% exceeds it. The affordability trend is worsening, moving from 54.4% in 2011 to 57.4% in 2021, meaning housing is consuming a growing share of income.
Median House Price Trend
Source: State Valuer-General
Mortgage / mo
$1,950
Rent / wk
$390
HH Size
2.4
Personal Income / wk
$686
Vacancy Ratei% of dwellings unoccupied on Census night (ABS 2021)
5.6%
Unoccupied
229
Rent / IncomeiMedian rent as % of household income. Over 30% = housing stress
27.7%
Mortgage / IncomeiMedian mortgage as % of household income. Over 30% = housing stress
32.0% stressed
Community Profile
Languages Spoken at Home
Ancestry
Household Composition
26.5%
Couples, no children
7,819
Total families
Economy & Employment
Healthcare dominates at 24.4% (678 workers), nearly double the second industry, Education at 9.8% (272). Construction (9.5%), Public Administration (8.0%) and Professional/Technical (7.6%) follow. Professionals (873) lead occupations, but Labourers (471) and Community/Personal (509) have significant shares, reflecting the mix of hospital-adjacent professional roles and blue-collar service work. The 6.3% unemployment rate is above the national average. SEIFA shows a mid-low profile: IEO decile 5, IER decile 5, IRSD decile 4, IRSAD decile 4, all clustering below the national median. Real income grew 14.2% over the decade, but affordability still worsened.
Unemployment
4.2%
Labour Force
5,633
Unemployed
239
Quarterly Trend
Source: SALM Dec-25
Socio-Economic Indexes (SEIFA)iABS index ranking suburbs from 1 (most disadvantaged) to 10 (most advantaged)
Full-time
61.2%
Part-time
32.5%
Participation
48.0%
Employed
3,704
Occupations
Top Industries
University
26.7%
Postgraduate
5.6%
Born Overseas
20.3%
Dwellings
3,852
Transport to Work
Car dependence is high at 86.7% driving to work, with 3.6% public transport and 2.4% walking or cycling. Wyoming has 3 schools: Our Lady of the Rosary Catholic Primary (ICSEA 1,076, 443 students) sits well above the national benchmark, Valley View Public School (ICSEA 987, 325 students) is near the benchmark, and Wyoming Public School (ICSEA 940, 302 students) sits well below. Combined enrolment is approximately 1,070. The 12.7% volunteering rate runs near the national average. At 9.3% needing daily assistance, the rate is above average, consistent with the older population base at a median age of 42.
Drive
86.7%
Public Transport
3.6%
Walk / Cycle
2.4%
Work from Home
N/A
Population Forecast
-0.17%/yr
(-19 people/yr)
EstablishedPopulation is declining at 0.17% per year, losing roughly 19 people annually, with medium projections showing a drop from 11,329 to 11,272 by 2031. Net internal migration runs at negative 73 per year, partially offset by 57 overseas arrivals. Growth over the past decade was just 2.1%, the lowest among comparable Central Coast suburbs. The affordability trend is worsening (54.4% to 57.4%), despite 14.2% real income growth, because house prices have risen faster. The gentrification score of 31 with early signs seems misplaced for a declining population suburb, possibly reflecting the rent growth (48.1%) rather than genuine demographic upgrading.
Historical + Forecast
Hamilton-Perry + Holt smoothing on ERP 2001-2025
Age Cohort Forecast
Primary Driver
Overseas Migration
Net Overseas / yr
+57
Net Internal / yr
-73
Gentrification Signal
Not gentrifying
National Ranking iPercentile rank among ~15,000 AU suburbs. 90% = higher than 90% of suburbs
How Wyoming compares to ~15,000 Australian suburbs
Frequently Asked Questions
Is Wyoming a good suburb to live in?
Wyoming suits established families wanting Central Coast living near Gosford. Our Lady of the Rosary (ICSEA 1,076) provides strong primary education. The $900,000 median is moderate for the region. Key concerns: the mortgage-to-income ratio of 32.0% exceeds stress thresholds at the 40.8 percentile income, population is declining by 19 per year, and IRSAD decile 4 sits below median.
What is the median house price in Wyoming?
The median house price is $900,000 (PSI derived, 2024-2025), with prices rising from $870,000 in 2024 to $920,000 in 2025, a 5.7% gain. Median weekly rent is $390 and monthly mortgage repayments sit at $1,950, producing a mortgage-to-income ratio of 32.0%, above the 30% stress threshold for the 40.8 percentile household income.
What schools are in Wyoming?
Wyoming has 3 schools. Our Lady of the Rosary Catholic Primary (ICSEA 1,076, 443 students) is the standout. Valley View Public School (ICSEA 987, government primary, 325 students) sits near the benchmark, while Wyoming Public School (ICSEA 940, government primary, 302 students) sits well below the national ICSEA 1,000 threshold.
Is Wyoming safe?
Crime data is not available for Wyoming. The IRSD decile 4 (slightly more disadvantaged than the national median), 6.3% unemployment rate, and 27.7% renter share are moderate risk factors. The 31.6% outright ownership rate and 40.7% mortgage holder share indicate predominantly owner-occupied housing, which typically correlates with lower property crime rates.
Is Wyoming good for property investment?
Wyoming's 27.7% renter share is near the national average, with $390 rent on the $900,000 median yielding roughly 2.3% gross. Rent grew 48.1% over the decade, the strongest among Central Coast comparable suburbs. The key risk is a declining population (negative 19 per year), and 42 DAs focused on alterations suggest limited new supply but also limited development potential.
How is Wyoming's population changing?
Wyoming's population is declining, losing roughly 19 people per year, with projections dropping from 11,329 to 11,272 by 2031. Net internal migration is negative 73 per year, partly offset by 57 overseas arrivals. Growth over the past decade was just 2.1%. The affordability trend is worsening (54.4% to 57.4%), and the median age of 42 suggests continued aging.
How to read these comparisons
Phrases like "above the national average" reference the unweighted median across Australian suburbs with more than 1,000 residents, not population-weighted national figures. Suburb-level medians are more useful for ranking suburbs against each other; ABS census headlines are population-weighted (so dominated by Sydney and Melbourne) and can read very differently.
Current baseline (refreshed 2026-05-10): median age 40, university-educated 30.1%, born overseas 21.6%, average household size 2.5 people.
Data sources: ABS 2021 Census (demographics, income, tenure), state Valuer-General (house prices), Department of Jobs SALM (unemployment), ACARA (school ICSEA), state Crime Statistics agencies (offences), council DA portals (development applications). Population forecasts use a Hamilton-Perry cohort model calibrated to ABS ERP.
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